$1,350,000
40560 S Bay Drive Emily, MN 56447 - Ruth
For Sale MLS# 7086909
4 beds 4 baths 3,386 sq ft Single Family
Details for 40560 S Bay Drive
MLS# 7086909
Description for 40560 S Bay Drive, Emily, MN, 56447 - Ruth
Everyone will appreciate the blend of Up North character and modern capability in this Ruth Lake home. Inside and out, this property offers elevated features for living, hosting, and relaxing. From the oversized granite island you'll pan from the handsome stone fireplace and living room along a view of lake and nature to the bistro styled dining room. Extend your possibilities out onto the side porch for meals and entertainment. Finish the main floor with a retreat into the quiet main floor Primary Suite. The Upper floor features 3 large bedrooms along with two baths and a 25x16 flex room complete with lake view windows and a private sun tanning balcony. Outside is a refined landscape of thick grass, manicured gardens, and boulder walls surrounding your sand beach waterfront on one of the area's best swimming and boating lakes. For busy holiday weekends and events there are electric hookups for up to 5 RVs. All just a short walk to Emily City Park and amenities.
Listing Information
Property Type: Residential, Single Family, Cabin
Status: Active
Bedrooms: 4
Bathrooms: 4
Lot Size: 0.78 Acres
Square Feet: 3,386 sq ft
Year Built: 2007
Foundation: 1,472 sq ft
Garage: Yes
Stories: 2 Stories
Subdivision: Ruth Lake Shores
County: Crow Wing
Construction Status: Previously Owned
School Information
District: 182 - Crosby-Ironton
Room Information
Main Floor
Bedroom 1: 15X16
Dining Room: 10X15
Foyer: 5x12
Kitchen: 13X15
Laundry: 9x7
Living Room: 19X16
Mud Room: 8x8
Porch: 23x16
Upper Floor
Bedroom 2: 17X26
Bedroom 3: 14X16
Bedroom 4: 14x11
Deck: 16x13
Flex Room: 25x16
Lower Floor
Unfinished: 32x46
Bathrooms
Full Baths: 1
3/4 Baths: 3
Additonal Room Information
Dining: Living/Dining Room
Laundry: Laundry Room, Main Level
Bath Description: 3/4 Primary,Main Floor 3/4 Bath,Other,Rough In,Upper Level 3/4 Bath,Upper Level Full Bath
Interior Features
Square Footage above: 3,386 sq ft
Appliances: Cooktop, Fuel Tank - Rented, Stainless Steel Appliances, Double Oven, Refrigerator, Dryer, Dishwasher, Washer, Wall Oven
Basement: Full, Sump Pump, Concrete Block, Unfinished, Storage Space, Other, Sump Basket
Fireplaces: 1, Living Room, Stone, Wood Burning
Accessibility: Hallways 42+
Additional Interior Features: Main Floor Primary, Main Floor Laundry
Utilities
Water: Private, Well, 4-Inch Submersible, Drilled
Sewer: Private, Tank with Drainage Field, Septic System Compliant - Yes
Cooling: Central, Window, Dual System
Heating: Fireplace, Wood, Electric, Forced Air, Propane
Exterior / Lot Features
Attached Garage: Attached Garage
Garage Spaces: 2
Open Parking: 3
Parking Description: Attached Garage, Garage Door Opener, Insulated Garage, Driveway - Concrete, Driveway - Asphalt, Finished Garage, Garage Dimensions - 30x26, Garage Door Height - 8, Garage Door Width - 10, Garage Sq Ft - 783.0
Exterior: Other, Engineered Wood
Roof: Age Over 8 Years
Lot View: Bay,East,Lake,South
Lot Dimensions: 150x242x108x290
Zoning: Residential-Single Family
Additional Exterior/Lot Features: Irregular Lot, Tree Coverage - Light, Road Frontage - City, Paved Streets
Out Buildings: Shed - Storage, Other
Waterfront Details
Standard Water Body: Ruth
DNR Lake ID: 18021200
Water Front Features: Lake Front
Water Frontage Length: 150 Ft.
Lake Acres: 599
Lake Depth: 39 Ft.
Lake Bottom: Excellent Sand
Waterfront Slope: Gradual
Driving Directions
From Emily: Go North on Highway 6 for 0.2 miles to Right on Bloomquist Dr. Take immediate Left on South Bay Drive. Follow South Bay 0.4 miles to property on Right.
Financial Considerations
Tax/Property ID: 21270546
Tax Amount: 7064
Tax Year: 2026
HomeStead Description: Homesteaded
A broker reciprocity listing courtesy: Lake Country Properties
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity℠ Program of the Regional Multiple Listing Service of Minnesota, Inc. Real estate listings held by brokerage firms other than Edina Realty, Inc. are marked with the Broker Reciprocity℠ logo or the Broker Reciprocity℠ thumbnail and detailed information about them includes the name of the listing brokers. Edina Realty, Inc. is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of Edina Realty, Inc., a broker Participant of the Regional Multiple Listing Service of Minnesota, Inc. IDX information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Open House information is subject to change without notice. Information deemed reliable but not guaranteed.
Copyright 2026 Regional Multiple Listing Service of Minnesota, Inc. All Rights Reserved.
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Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.
Sales History & Tax Summary for 40560 S Bay Drive
Sales History
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Tax Summary
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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.
Schools
Schools nearby 40560 S Bay Drive
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The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.
SchoolDigger ® Rating
The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.
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