$405,000

4113 Sagefield Drive, Harmony, FL 34773

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$405,000

(3,900) 12/29/2025

4113 Sagefield Drive Harmony, FL 34773

For Sale MLS# O6323364

4 beds 3 baths 2,202 sq ft Single Family

OPEN HOUSE: Sunday, 3/15 10:00 AM - 04:00 PM

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Data current as of 03/03/2026 23:35:12

Details for 4113 Sagefield Drive

MLS# O6323364

Description for 4113 Sagefield Drive, Harmony, FL, 34773


Price improvement! Now offering a 4.99 fixed interest rate or up to $15,000 in Flex Cash. Estimated monthly payments from $2,750. Low HOA and NO CDD make this an exceptional and affordable opportunity. Welcome to Harmony Central in St. Cloud, FL, a highly desirable community featuring scenic ponds, open green spaces, and access to top-rated schools. Conveniently located near the Florida Turnpike, Narcoossee Road, and downtown St. Cloud. This two-story, energy-efficient home showcases the popular Adams Homes 2202 floor plan, offering 4 bedrooms and 2.5 bathrooms. The open-concept layout is ideal for both everyday living and entertaining. The seller is paying closing costs and offering a $15,000 Flex Cash incentive, which may be applied toward interest rate buy-downs and/or prepaid items when using the preferred lender. Additional closing cost incentives may be available through the preferred lender, and the home can be secured with as little as a $1,000 deposit. The spacious kitchen features granite countertops, a center island, stainless steel Whirlpool appliances, and premium brand faucets. Additional highlights include a large laundry room, beautifully appointed bathrooms with granite finishes, an upstairs owner’s suite with a walk-in closet, and a covered lanai perfect for outdoor relaxation. Community amenities include a resort style pool and dog park, all within a quiet, family-friendly setting. This home also includes a 1-year builder warranty, 2-year plumbing, electrical, and mechanical warranty, and a 10-year structural warranty for added peace of mind. A rare combination of new construction, attractive financing, and tranquil surroundings—opportunities like this are limited.

Listing Information


Property Type: Residential, Single Family Residence

Status: Active

Bedrooms: 4

Bathrooms: 3

Lot Size: 0.11 Acres

Square Feet: 2,202 sq ft

Year Built: 2025

Garage: Yes

Stories: 2 Story

Construction: Block,Stucco

Construction Display: New Construction

Subdivision: Harmony Central Ph 1

Foundation: Slab

County: Osceola

Construction Status: New Construction

School Information


Elementary: Harmony Community School (K-5)

Middle: Harmony Middle

High: Harmony High

Room Information


Main Floor

Kitchen:

Porch: 7x15

Great Room: 20x18

Dining Room: 13x13

Bathroom 1:

Upper Floor

Primary Bedroom: 14x14

Bedroom 4: 10x13

Bedroom 3: 11x10

Bedroom 2: 12x10

Bathroom 2:

Bathrooms

Full Baths: 2

1/2 Baths: 1

Additonal Room Information

Laundry: Inside, Washer Hookup, Laundry Room, Electric Dryer Hookup

Interior Features


Appliances: Dishwasher, Disposal, Microwave, Range

Flooring: Carpet,Ceramic Tile,Tile

Additional Interior Features: Ceiling Fan(s), Walk-In Closet(s), High Ceilings, Open Floorplan

Utilities


Water: Public

Sewer: Public Sewer

Other Utilities: Cable Available,Electricity Connected,Sewer Connected,Water Connected

Cooling: Central Air, Ceiling Fan(s)

Heating: Central

Exterior / Lot Features


Attached Garage: Attached Garage

Garage Spaces: 2

Roof: Shingle

Lot View: Pond,Water

Additional Exterior/Lot Features: Sprinkler/Irrigation, In-Wall Pest Control System

Community Features


Community Features: Sidewalks

Homeowners Association: Yes

HOA Dues: $825 / Annually

Driving Directions


Driving Directions from Orlando International Airport (MCO): Take FL-417 Toll South to Exit 22 (Narcoossee Rd). Continue south on Narcoossee Rd for approximately 12 miles. Turn left onto US-192 E/US-441 S. Drive about 3 miles, then turn right onto Harmony Square Drive. Follow signs to Harmony Central.

Financial Considerations


Terms: Cash,Conventional,FHA,USDA Loan,VA Loan

Tax/Property ID: 32-26-32-3596-000A-0370

Tax Amount: 759

Tax Year: 2024

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Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.

Sales History

Date Price
Currently not available.

Tax Summary

Tax Year Estimated Market Value Total Tax
Currently not available.

Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.

Schools nearby 4113 Sagefield Drive

Schools in attendance boundaries Grades Distance Rating
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Schools nearby Grades Distance Rating
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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.

The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.

SchoolDigger ® Rating

The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.

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