$998,000

412 20th Avenue, Indian Rocks Beach, FL 33785

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$998,000

(52,000) 05/30/2026

412 20th Avenue Indian Rocks Beach, FL 33785 - INTRACOASTAL

For Sale MLS# TB8483647

2 beds 1 baths 1,092 sq ft Single Family

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Data current as of 25/06/2026 04:24:09

Details for 412 20th Avenue

MLS# TB8483647

Description for 412 20th Avenue, Indian Rocks Beach, FL, 33785 - INTRACOASTAL


Incredible opportunity under $1mm. Charming waterfront Indian Rocks Beach (IRB) Cottage priced to sell! Nestled at the southern apex of coveted Dolphin Bay on the Intracoastal and just three blocks from the open Gulf. With 27 beach access points in Indian Rocks Beach, this property offers an exceptional opportunity to enjoy waterfront living in one of the area’s most beloved coastal communities. The updated home features two bedrooms, one full bathroom with plenty of room to add on. Thoughtfully maintained and recently refreshed with approximately $80,000 in improvements, the home blends comfortable living with the charm of classic Florida waterfront properties. Inside, the updated kitchen offers stainless steel appliances, subway tile backsplash, modern cabinetry, and a breakfast bar that opens to the living spaces, creating an easy flow for everyday living. The bathroom has been tastefully renovated with coastal-inspired finishes, while large windows throughout the home bring in natural light and highlight the beautiful water views beyond. A spacious waterfront sunroom quickly becomes the heart of the home, framed by expansive windows that showcase the open water Intracoastal and create a relaxing place to unwind while watching boats pass by and marine life surface. Outside, the property continues to shine with nearly 50 linear feet of seawall and a 47 foot dock extending out to approximately 7 feet of draft at median high tide. Moorings are already in place to accommodate sailboats and cruisers, making it easy to bring your deep water vessel and explore the waterways right from your backyard. Natural mangroves along the shoreline create a protected habitat that attracts abundant sea life including dolphin, manatee, sea birds, and world class inshore sport fish. Spend your days water skiing, tubing, paddle boarding, or simply enjoying peaceful sunrise views over the bay. From here, sunset cruises, waterfront dining, relaxing spoil islands, and the open Gulf are all just a short boat ride away. Indian Rocks Beach remains one of the Gulf Coast’s most cherished small beach towns, known for its welcoming atmosphere and community spirit. Local seafood restaurants, surf shops, parks, art center, community garden, baseball field, and shopping are all nearby, with golf cart friendly streets making it easy to get around. Festivals and events are held throughout the year, creating a vibrant coastal lifestyle. Convenient access to two international airports and professional sports venues for the Rays, Buccaneers, Rowdies, and Lightning adds to the appeal. Whether you choose to enjoy the existing home, renovate further, or design a future waterfront retreat, opportunities like this rarely come along. Welcome to Indian Rocks Beach!

Listing Information


Property Type: Residential, Single Family Residence

Status: Active

Bedrooms: 2

Bathrooms: 1

Lot Size: 0.15 Acres

Square Feet: 1,092 sq ft

Year Built: 1952

Stories: 1 Story

Construction: Block,Stucco

Subdivision: Indian Beach Re-Revised 7th Add

Foundation: Slab

County: Pinellas

School Information


Elementary: Anona Elementary-Pn

Middle: Seminole Middle-Pn

High: Largo High-Pn

Room Information


Main Floor

Florida Room: 12x11

Bonus Room: 11x10

Bedroom 2: 10x10

Primary Bedroom: 11x10

Living Room: 19x12

Kitchen: 14x13

Bathrooms

Full Baths: 1

Additonal Room Information

Laundry: Outside, Washer Hookup, Electric Dryer Hookup

Interior Features


Appliances: Dishwasher, Range, Refrigerator

Flooring: Terrazzo,Tile

Fireplaces: Living Room

Additional Interior Features: Ceiling Fan(s)

Utilities


Water: Public

Sewer: Public Sewer

Other Utilities: Cable Available,High Speed Internet Available,Municipal Utilities

Cooling: Central Air, Ceiling Fan(s)

Heating: Central

Exterior / Lot Features


Parking Description: driveway

Roof: Shingle

Lot View: Intercoastal,Water

Additional Exterior/Lot Features: Other

Waterfront Details


Standard Water Body: INTRACOASTAL

Water Front Features: Intracoastal Access

Driving Directions


From Gulf Blvd. Turn East onto 20th ave. Go three blocks past Bay Blvd. Home is on left before split.

Financial Considerations


Terms: Cash,Conventional

Tax/Property ID: 06-30-15-42156-000-0080

Tax Amount: 2893

Tax Year: 2025

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Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.

Sales History

Date Price
Currently not available.

Tax Summary

Tax Year Estimated Market Value Total Tax
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Schools nearby 412 20th Avenue

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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.

The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.

SchoolDigger ® Rating

The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.

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