$1,050,000

417 3rd Street, Key Largo, FL 33037

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$1,050,000

Off-Market Date: 06/21/2026

417 3rd Street Key Largo, FL 33037 - LARGO SOUND TO ATL/GULLF

Pending MLS# NS1088544

3 beds 2 baths 2,635 sq ft Single Family

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Data current as of 20/07/2026 16:34:47

Details for 417 3rd Street

MLS# NS1088544

Description for 417 3rd Street, Key Largo, FL, 33037 - LARGO SOUND TO ATL/GULLF


Live the Key Largo dream from this beautifully maintained oceanside retreat in Largo Sound Village. Built in 2016 and only 10 years young, this 4-bedroom, 3-bath property offers more than 2,500 square feet of flexible living space with the strength, efficiency and layout buyers want in the Florida Keys. Unlike many older Keys homes, this residence was thoughtfully built to modern expectations with solid poured-concrete walls, a metal roof, impact windows and doors, spray-foam-insulated attic and an elevated Flood Zone X setting designed to help mitigate flood risk and provide peace of mind. The upper residence features 3 bedrooms, 2 baths, 9-foot ceilings and a bright open floor plan made for gathering. The kitchen is the heart of the home, offering abundant cabinetry, granite counters, stainless appliances, coastal mosaic backsplash and an oversized island ideal for entertaining, casual meals and serving the day’s fresh catch. French doors open to a 43-foot-wide covered balcony with plenty of room for outdoor dining, lounging and evening cocktails in the island breeze. Downstairs, a well-appointed 1-bedroom, 1-bath guest apartment includes its own living and dining area, kitchenette/wet bar, refrigerator and covered porch, creating exceptional flexibility for guests, extended family, multigenerational living or potential rental appeal. A separate air-conditioned office provides a comfortable private workspace. Parking and storage are major standouts. The oversized 26-by-30-foot two-car garage is a rare and valuable Keys feature with room for vehicles, boating gear, dive equipment, fishing tackle, paddleboards, bikes and tools. The generous lot and open parking area provide ample space for a boat, RV, trailer and other toys, making this property especially appealing for buyers who want to fully enjoy the Keys lifestyle without sacrificing practicality. A new central A/C installed in 2025, tankless water heater, buried propane tank, gas dryer and gas-range hookup add comfort and efficiency. Easy-care tile flooring fits perfectly with relaxed coastal living, and furnishings are available as an option for buyers seeking a more seamless transition. The neighborhood boat ramp is just steps away, placing Largo Sound and the Atlantic within easy reach for fishing, diving, snorkeling, kayaking, paddleboarding and unforgettable days on the water. Key Largo is known as the Diving Capital of the World, with John Pennekamp Coral Reef State Park, the iconic Christ of the Abyss, world-class reefs, waterfront restaurants, fresh seafood, live music and endless boating adventures nearby. As the first of the Florida Keys, Key Largo offers the tropical escape buyers dream about while still providing convenient access to the mainland and South Florida. Rentals are permitted with a 28-day minimum, creating potential for monthly or seasonal income when the home is not being personally enjoyed. With a newer 2016 build, high-end finishes, separate guest accommodations, rare garage space, abundant parking and boat-friendly access, this property is ideal as a primary residence, second home or Keys investment. Whether your perfect day means chasing mahi offshore, snorkeling over coral reefs, hosting friends on the balcony or simply slowing down beneath the palms, this is the Key Largo lifestyle buyers come searching for. Opportunities like this are few and far between, and serious buyers should act quickly before this one is gone.

Listing Information


Property Type: Residential, Single Family Residence

Status: Pending

Bedrooms: 3

Bathrooms: 2

Lot Size: 0.14 Acres

Square Feet: 2,635 sq ft

Year Built: 2016

Garage: Yes

Stories: 2 Story

Construction: Concrete

Subdivision: Largo Sound Village

Foundation: Pillar/Post/Pier,Slab

County: Monroe

Room Information


Main Floor

Office: 10x13

Porch: 14x16

Bedroom 4: 12.2x13.3

Kitchen: 10.9x12.2

Living Room: 12.2x16.6

Upper Floor

Primary Bedroom: 12.8x25.2

Kitchen: 10.4x19.8

Dining Room: 9.3x19.8

Living Room: 18x19.7

Porch: 8x43

Primary Bathroom: 10.3x12

Bedroom 3: 10x11.9

Bedroom 3: 10.8x11.9

Bathrooms

Full Baths: 2

Additonal Room Information

Laundry: Upper Level, Inside

Interior Features


Appliances: Range, Refrigerator, Washer, Dishwasher, Disposal, Dryer, Range Hood, Tankless Water Heater, Gas Water Heater, Microwave

Flooring: Tile

Doors/Windows: Window Treatments, ENERGY STAR Qualified Windows, Storm Window(s)

Additional Interior Features: Window Treatments, Eat-In Kitchen, Ceiling Fan(s), High Ceilings, Built-in Features, Walk-In Closet(s), Main Level Primary, Upper Level Primary, Living/Dining Room, Kitchen/Family Room Combo, Open Floorplan

Utilities


Water: Public

Sewer: Public Sewer

Other Utilities: Electricity Connected,Propane,Municipal Utilities,Sewer Connected,Water Connected

Cooling: Ceiling Fan(s), Other, Central Air, Ductless

Heating: Central

Exterior / Lot Features


Attached Garage: Attached Garage

Garage Spaces: 2

Parking Description: Oversized, RV Access/Parking, Guest, Off Street, Garage, Open, Garage Door Opener

Roof: Metal

Lot View: Lagoon,Water

Lot Dimensions: 60x100

Fencing: Other

Additional Exterior/Lot Features: Lighting, Covered, Other, Rear Porch, Front Porch, Flat, Level, Cul-de-Sac, Cleared, Near Public Transit, City Lot, Conservation Area

Waterfront Details


Standard Water Body: LARGO SOUND TO ATL/GULLF

Water Front Features: Gulf Access

Community Features


Community Features: Park, Boat Facilities, Dog Park, Water Access, Waterfront

Security Features: Security System Owned, Security Lights, Closed Circuit Camera(s)

Homeowners Association: Yes

HOA Dues: $150 / Annually

Driving Directions


From the intersection of Card Sound Road and US-1, travel south on US-1/Overseas Highway approximately 2 miles to Mile Marker 104. Turn left toward the ocean onto Avenue B, then turn right onto 3rd St

Financial Considerations


Terms: Cash,Conventional,FHA,VA Loan

Tax/Property ID: 00474660-000000

Tax Amount: 6504.55

Tax Year: 2025

Sales History

Date Price
Currently not available.

Tax Summary

Tax Year Estimated Market Value Total Tax
Currently not available.

Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.

Schools nearby 417 3rd Street

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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.

The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.

SchoolDigger ® Rating

The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.

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