$1,595,000
4320 Cottage Park Road White Bear Lake, MN 55110 - White Bear
For Sale MLS# 6793488
5 beds 5 baths 4,140 sq ft Single Family
Details for 4320 Cottage Park Road
MLS# 6793488
Description for 4320 Cottage Park Road, White Bear Lake, MN, 55110 - White Bear
Welcome to this beautifully updated Cass Gilbert–style cottage, perfectly situated on 70+ feet of prime lakeshore in the highly desirable Cottage Park neighborhood. Blending timeless architectural charm with modern amenities, this spacious home offers thoughtfully designed updates throughout. The main level features an inviting kitchen with a dining area and cozy gas fireplace, a bright family room, charming sunroom with new windows and carpet, sitting room, and formal dining or living room—providing flexible spaces for everyday living and entertaining. A newly added breezeway, mudroom, and laundry room offer convenience and expanded functionality. The new attached garage includes a workshop area. Upstairs, you’ll find four bedrooms, an attached ensuite bath and a fully remodeled bathroom. Large windows throughout the home showcase stunning lake views and fill the rooms with natural light. The walkout lower level adds even more living space with a second family room, bathroom, additional laundry room, and ample storage. A standout feature of this home is the added versatile private suite—perfect as a mother-in-law suite, guest retreat, home office, or multi-generational living space. This thoughtfully designed area includes its own bedroom, bathroom, family room, office, and wetbar, plus direct access to a private deck overlooking the lake, making it an ideal independent living space. Located within walking distance to downtown White Bear Lake, you can enjoy boutique shopping, dining, and community events just steps from your door. This rare lakeshore opportunity offers modern living, classic character, and an unbeatable location.
Listing Information
Property Type: Residential, Single Family
Status: Active
Bedrooms: 5
Bathrooms: 5
Lot Size: 0.22 Acres
Square Feet: 4,140 sq ft
Year Built: 1884
Foundation: 1,432 sq ft
Garage: Yes
Stories: 2 Stories
Subdivision: Cottage Park
County: Ramsey
Construction Status: Previously Owned
School Information
District: 624 - White Bear Lake
Room Information
Main Floor
Dining Room: 17x14
Family Room: 13x12
Kitchen: 13x12
Laundry: 9x15
Living Room: 26x18
Sun Room: 26x9.5
Upper Floor
Bedroom 1: 14x13
Bedroom 2: 13x11
Bedroom 3: 13x10
Bedroom 4: 13x11
Bedroom 5: 13x10
Sitting Room: 24x16
Lower Floor
Amusement Room: 18x17
Flex Room: 16x13
Laundry: 10x9
Workshop: 11x7
Bathrooms
Full Baths: 2
3/4 Baths: 2
1/2 Baths: 1
Additonal Room Information
Family: 2 or More,Main Level
Dining: Eat In Kitchen,Separate/Formal Dining Room
Laundry: Main Level, Lower Level, Sink
Bath Description: 3/4 Basement,Full Primary,Main Floor 1/2 Bath,Upper Level 3/4 Bath,Upper Level Full Bath
Interior Features
Square Footage above: 3,398 sq ft
Square Footage below: 742 sq ft
Appliances: Washer, Microwave, Range, Refrigerator, Dishwasher, Disposal, Dryer
Basement: Finished (Livable), Full, Concrete Block, Poured Concrete, Daylight/Lookout Windows, Walkout, Sump Pump
Fireplaces: 2, Gas Burning, Living Room, Brick, Family Room, Wood Burning
Additional Interior Features: Ceiling Fan(s), Hardwood Floors, Kitchen Window, Sun Room, Renovated, Wet Bar, French Doors, Paneled Doors, Tile Floors, Main Floor Laundry, 4 BR on One Level
Utilities
Water: City Water/Connected
Sewer: City Sewer/Connected
Cooling: Central
Heating: Natural Gas, Baseboard, Forced Air
Exterior / Lot Features
Attached Garage: Attached Garage
Garage Spaces: 2
Open Parking: 2
Parking Description: Driveway - Concrete, Attached Garage, Heated Garage, Garage Door Opener, Garage Dimensions - 24x23, Garage Sq Ft - 552.0
Exterior: Shakes, Wood
Roof: Age 8 Years or Less, Asphalt Shingles
Lot View: East,Lake
Lot Dimensions: 106x132x73x136
Zoning: Residential-Single Family
Fencing: Wood
Additional Exterior/Lot Features: Deck, Porch, Irregular Lot, Tree Coverage - Medium, Road Frontage - Paved Streets, City
Waterfront Details
Standard Water Body: White Bear
DNR Lake ID: 82016700
Water Front Features: Lake Front
Water Frontage Length: 73 Ft.
Lake Acres: 2,428
Lake Depth: 83 Ft.
Lake Bottom: Sand
Waterfront Slope: Gradual
Driving Directions
35E to Hwy 96, east to Hwy 61, south to White Bear Ave; left on White Bear Ave for 1 block, firstleft then immediate right onto Old White Bear Ave, first left onto Cottage Park Rd.
Financial Considerations
Other Annual Tax: $3,402
Tax/Property ID: 233022420030
Tax Amount: 24469
Tax Year: 2025
HomeStead Description: Homesteaded
A broker reciprocity listing courtesy: Keller Williams Premier Realty
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity℠ Program of the Regional Multiple Listing Service of Minnesota, Inc. Real estate listings held by brokerage firms other than Edina Realty, Inc. are marked with the Broker Reciprocity℠ logo or the Broker Reciprocity℠ thumbnail and detailed information about them includes the name of the listing brokers. Edina Realty, Inc. is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of Edina Realty, Inc., a broker Participant of the Regional Multiple Listing Service of Minnesota, Inc. IDX information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Open House information is subject to change without notice. Information deemed reliable but not guaranteed.
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Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.
Sales History & Tax Summary for 4320 Cottage Park Road
Sales History
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Tax Summary
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Schools
Schools nearby 4320 Cottage Park Road
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The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.
SchoolDigger ® Rating
The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.
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