$435,000
440 Olive Conch Street Ruskin, FL 33570
For Sale MLS# TB8511817
5 beds 3 baths 2,522 sq ft Single Family
Details for 440 Olive Conch Street
MLS# TB8511817
Description for 440 Olive Conch Street, Ruskin, FL, 33570
Welcome to this beautifully upgraded 5-bedroom, 3-bathroom home located in the desirable Shell Cove community of Ruskin. Built in 2020, this spacious two-story residence offers over 2,400 square feet of thoughtfully designed living space featuring an open-concept floor plan, a versatile loft, and a large upstairs owner’s suite with walk-in closet and dual-sink vanity. The modern kitchen overlooks the living and dining areas and includes solid surface countertops, upgraded appliances, ample cabinetry, and under-cabinet LED lighting. Recent enhancements include laminate flooring upstairs, custom built-ins, remodeled pantry storage, upgraded fixtures, fresh interior paint, solar-tinted windows, and a whole-home water filtration and softener system. Step outside to enjoy a fully fenced backyard with pond views, mature landscaping, screened patio enclosure, garden area, and paver patio—perfect for entertaining or relaxing outdoors. Additional features include a solar power system ( WITH A AVERAGE TECO BILL OF 14$ !!! with battery backup, irrigation system, attached 2-car garage, and smart home upgrades. Shell Cove amenities include a community pool, playground, basketball court, walking trails, and dog park, all conveniently located near shopping, dining, schools, hospitals, and easy access to Tampa Bay. (SOLAR POWER SYSTEM WILL BE ASSUMED BY BUYER AS A SEPARATE LOAN (39K BALANCE ) APPROXIMATELY 240 $ A MONTH)
Listing Information
Property Type: Residential, Single Family Residence
Status: Active
Bedrooms: 5
Bathrooms: 3
Lot Size: 0.11 Acres
Square Feet: 2,522 sq ft
Year Built: 2020
Garage: Yes
Stories: 1 Story
Construction: Brick,Block
Construction Display: New Construction
Subdivision: Shell Cove Ph 1
Foundation: Block,Slab
County: Hillsborough
Construction Status: New Construction
School Information
Elementary: Ruskin-Hb
Middle: Shields-Hb
High: Lennard-Hb
Room Information
Main Floor
Living Room:
Dining Room:
Kitchen:
Bedroom 1:
Bathroom 1:
Upper Floor
Primary Bedroom:
Bathrooms
Full Baths: 3
Additonal Room Information
Laundry: Laundry Room
Interior Features
Appliances: Refrigerator, Built-In Oven
Flooring: Carpet,Tile
Additional Interior Features: Walk-In Closet(s), Stone Counters, Crown Molding
Utilities
Water: Public
Sewer: Public Sewer
Other Utilities: Other
Cooling: Central Air
Heating: Central
Exterior / Lot Features
Garage Spaces: 2
Roof: Shingle
Lot View: Pond,Water
Additional Exterior/Lot Features: Sprinkler/Irrigation
Waterfront Details
Water Front Features: Pond
Community Features
Homeowners Association: Yes
HOA Dues: $8 / Monthly
Driving Directions
From I-75, take Exit 240A for FL-674 W/College Ave toward Ruskin. Continue west on College Ave approximately 2.7 miles to US Hwy 41. Turn right (north) onto US Hwy 41 and continue about 0.5 miles. Turn left onto Shell Point Rd and continue approximately 0.8 miles to the Shell Cove community on the right. Turn into the community and follow Olive Conch St to the property.
Financial Considerations
Tax/Property ID: U-06-32-19-C07-000000-00386.0
Tax Amount: 7026
Tax Year: 2025
A broker reciprocity listing courtesy: FLORIDA'S 1ST CHOICE RLTY LLC
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Payment Calculator
Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.
Sales History & Tax Summary for 440 Olive Conch Street
Sales History
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Tax Summary
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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.
Schools
Schools nearby 440 Olive Conch Street
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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.
The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.
SchoolDigger ® Rating
The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.
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