$775,000

440 Palma Ceia Road, Winter Haven, FL 33884

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$775,000

(25,000) 07/03/2026

440 Palma Ceia Road Winter Haven, FL 33884

For Sale MLS# O6415193

4 beds 3 baths 2,575 sq ft Single Family

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Data current as of 22/07/2026 03:51:14

Details for 440 Palma Ceia Road

MLS# O6415193

Description for 440 Palma Ceia Road, Winter Haven, FL, 33884


*Special financing incentives may be available through the seller's preferred lender* Over 1 Acre with Golf Course Views in Cypresswood Golf & Country Club. Discover a rare opportunity to own one of the LARGEST residential lots in Cypresswood Golf & Country Club, one of Winter Haven's premier gated golf communities. Built in 2023 and situated on 1.17 acres, this exceptional 4-bedroom, 3-bathroom residence offers luxury, privacy, and modern living with expansive views of the 2nd green and 9th tee of the Ron Garl-designed championship golf course. A long private driveway lined with Florida-friendly landscaping leads to an expansive paver parking courtyard and oversized three-car garage featuring a professionally finished epoxy floor. Ebony-finished tongue-and-groove ceilings on both the front entry and rear screened lanai create an impressive first impression, while the Therma-Tru insulated front door with decorative glass insert welcomes you inside. The thoughtfully designed OPEN-CONCEPT FLOOR PLAN features luxury vinyl plank flooring throughout, soaring ceilings with decorative beam details, custom millwork, recessed lighting, and large windows that fill the home with natural light. The spacious great room is anchored by a custom shiplap feature wall with an electric fireplace and opens seamlessly to the covered lanai through oversized sliding glass doors. A premium Denon surround sound system serves both the great room and lanai, making entertaining effortless. The gourmet kitchen combines style and functionality with quartz countertops, a large center island, solid wood cabinetry, under-cabinet lighting, a walk-in pantry with custom shelving, Frigidaire Professional Series stainless steel appliances, and a natural gas cooktop. The spacious primary suite offers a tray ceiling with decorative beams, an oversized walk-in closet, and a luxurious ensuite bath featuring dual vanities, a garden tub, walk-in shower, and private water closet. The split-bedroom floor plan provides privacy for family and guests, and every bedroom includes a walk-in closet. Step outside and enjoy the freedom of owning more than an acre with panoramic golf course views and plenty of room to create your dream outdoor living space. Residents of Cypresswood Golf & Country Club enjoy an 18-hole championship golf course, clubhouse, restaurant, junior Olympic-sized pool, tennis and pickleball courts, and scenic roads perfect for walking, running, and biking. Conveniently located near US-27, I-4, the Polk Parkway, downtown Winter Haven, and LEGOLAND Florida Resort, this home offers an exceptional combination of luxury, space, and location.

Listing Information


Property Type: Residential, Single Family Residence

Status: Active

Bedrooms: 4

Bathrooms: 3

Lot Size: 1.17 Acres

Square Feet: 2,575 sq ft

Year Built: 2023

Garage: Yes

Stories: 1 Story

Construction: Block,Stucco

Construction Display: New Construction

Subdivision: Cypresswood Golf & Country Club

Builder: John G. Wood & Associates

Foundation: Slab

County: Polk

Construction Status: New Construction

School Information


Elementary: Elbert Elem

Middle: Denison Middle

High: Winter Haven Senior

Room Information


Main Floor

Dining Room: 12x10

Primary Bathroom: 18x13

Kitchen: 18x11

Living Room: 24x16

Bedroom 4: 12x12

Bedroom 3: 15x12

Bedroom 2: 15x12

Primary Bedroom: 19x13

Bathrooms

Full Baths: 3

Additonal Room Information

Laundry: Inside, Laundry Room

Interior Features


Appliances: Convection Oven, Refrigerator, Disposal, Tankless Water Heater, Gas Water Heater, Microwave

Flooring: Luxury Vinyl,Tile

Doors/Windows: Window Treatments, Blinds, Double Pane Windows, Rods

Fireplaces: Electric

Additional Interior Features: Eat-In Kitchen, Ceiling Fan(s), Walk-In Closet(s), Open Floorplan, Stone Counters, Wood Cabinets, Main Level Primary, High Ceilings, Tray Ceiling(s), Attic, Built-in Features

Utilities


Water: Public

Sewer: Public Sewer

Other Utilities: Cable Connected,Electricity Connected,Fiber Optic Available,Natural Gas Available,High Speed Internet Available,Phone Available,Sewer Connected,Underground Utilities,Water Connected

Cooling: Ceiling Fan(s), Central Air

Heating: Electric, Central

Exterior / Lot Features


Attached Garage: Attached Garage

Garage Spaces: 3

Parking Description: Garage Faces Side

Roof: Shingle

Pool: Association, Community

Lot View: Golf Course

Additional Exterior/Lot Features: Sprinkler/Irrigation, Rain Gutters, Lighting, Screened, Covered, Rear Porch, On Golf Course, Landscaped, Oversized Lot

Community Features


Community Features: Restaurant, Gated, Fitness, Golf Carts OK, Pool, Tennis Court(s), Clubhouse, Golf, Street Lights

Security Features: Fire Hydrant(s), Smoke Detector(s), Gated Community, Gated with Guard

Association Amenities: Recreation Facilities, Tennis Court(s), Pool, Clubhouse, Fitness Center, Golf Course, Gated, Pickleball

HOA Dues Include: Association Management, Pool(s), Security, Recreation Facilities

Homeowners Association: Yes

HOA Dues: $1,787 / Annually

Driving Directions


From I-4 W take exit 55 to US-27 S. Turn right to Dundee Rd, than turn left to Cypresswood Blvd. Make a right to Palma Ceia Rd. The property will be on the left

Financial Considerations


Terms: Cash,Conventional,VA Loan

Tax/Property ID: 27-28-31-000000-013040

Tax Amount: 6403

Tax Year: 2025

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Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.

Sales History

Date Price
Currently not available.

Tax Summary

Tax Year Estimated Market Value Total Tax
Currently not available.

Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.

Schools nearby 440 Palma Ceia Road

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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.

The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.

SchoolDigger ® Rating

The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.

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