$675,000

4464 Neptune Drive, Hernando Beach, FL 34607

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$675,000

(20,000) 11/24/2025

4464 Neptune Drive Hernando Beach, FL 34607 - GULF

For Sale MLS# TB8391203

3 beds 3 baths 1,697 sq ft Single Family

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Data current as of 15/12/2025 18:33:33

Details for 4464 Neptune Drive

MLS# TB8391203

Description for 4464 Neptune Drive, Hernando Beach, FL, 34607 - GULF


MOTIVATED SELLER!!! With lots of upgrades including new paint on 1st and 2nd level, new epoxy floors on the first level, and a new seawall cap. ARE YOU ELIGIBLE FOR A VA LOAN? REACH OUT TO THE LISTING AGENT FOR INFORMATION ON ASSUMING THE OWNERS VA LOAN AT A LOW INTEREST RATE AND VERY LITTLE DOWN! Discover coastal living at its finest in this elevated waterfront home offering direct Gulf access, a private floating dock, and an open permit for a future boat lift with pilings already in place. This thoughtfully designed 3-bedroom, 3-bath home features a desirable 3 bedroom 2 bath split floor plan on the main (second) level, plus an additional bathroom and fully equipped bonus suite on the ground level. Step inside the bright and airy main level, where tall ceilings, fresh paint, and NEW vinyl flooring, and new light fixtures set the stage for modern waterfront living. The open-concept kitchen, dining, and living area flows seamlessly to a covered rear deck overlooking the water — perfect for entertaining or relaxing with a view. The kitchen boasts NEW stainless steel appliances, a gas cooktop, quartz countertops, eat-in island, pantry, and of course, breathtaking water views. The spacious primary suite features a recently updated bathroom with dual vanities, a walk-in shower, and a luxurious garden tub. Laundry hookups are conveniently located on both levels. The far end of the home has two bedrooms that share a Newly updated bathroom. Downstairs, enjoy the versatility of a bonus room with a newly updated full bath, laundry area, and its own entrance. The garage side of the first level features a 12-ft tall door with parking for up to 4 vehicles in the tandem bays that are also deep enough to park a boat trailer. The ground level is finished with weather-resistant PVC and block walls for durability and peace of mind. Outside, the oversized fenced yard has ample room to build the pool of your dreams and the side yard has plenty of space to park your RV or boat. Plus, the floating dock and pre-installed pilings make boating a breeze—skip the wait with an already open, transferable permit for your future lift. Additional updates include a new AC in 2017, new 1st floor mini-split 2024, and new roof in 2022. With all of the wind mitigation upgrades on this property the home owners insurance is only $2474 and transferable flood insurance is $2141. Seller has estimates for a new pool in the backyard at $55k and can be installed within 4 months. Hernando Beach is a vibrant waterfront community that offers the best of coastal living—boating, kayaking, paddleboarding, fishing, and more. Just minutes from the world-famous Weeki Wachee Springs, residents also enjoy close proximity to shopping, dining, hospitals, and top-rated schools. The community is golf cart friendly and allows short-term rentals with no HOA, no deed restrictions, making it perfect for full-time residents, part-time snowbirds, or investors. The Suncoast Parkway offers easy commuting to Tampa, Brooksville, and beyond.

Listing Information


Property Type: Residential, Single Family Residence

Status: Active

Bedrooms: 3

Bathrooms: 3

Lot Size: 0.14 Acres

Square Feet: 1,697 sq ft

Year Built: 2000

Garage: Yes

Stories: 2 Story

Construction: Vinyl Siding,Wood Frame

Subdivision: Gulf Coast Ret

Foundation: Pillar/Post/Pier

County: Hernando

Room Information


Upper Floor

Primary Bedroom:

Living Room:

Kitchen:

Bathrooms

Full Baths: 3

Additonal Room Information

Laundry: Inside, Laundry Room

Interior Features


Appliances: Electric Water Heater, Dishwasher, Disposal, Microwave, Range, Refrigerator

Flooring: Vinyl

Basement: Partial

Doors/Windows: Window Treatments, Blinds

Additional Interior Features: Ceiling Fan(s), Split Bedrooms, Window Treatments, Living/Dining Room, Upper Level Primary, Kitchen/Family Room Combo, Built-in Features, Solid Surface Counters, Wood Cabinets, Open Floorplan

Utilities


Water: Public

Sewer: Public Sewer

Other Utilities: Electricity Connected,High Speed Internet Available,Sewer Connected,Water Connected

Cooling: Central Air, Ceiling Fan(s)

Heating: Central

Exterior / Lot Features


Attached Garage: Attached Garage

Garage Spaces: 4

Parking Description: RV Access/Parking, RV Garage

Roof: Shingle

Lot View: Canal,Water

Fencing: Chain Link

Additional Exterior/Lot Features: French Patio Doors, Lighting, Balcony, Balcony, Rear Porch, Dead End, Flood Zone

Waterfront Details


Standard Water Body: GULF

Water Front Features: Canal Access, Gulf Access, Ocean Access

Community Features


Community Features: Boat Facilities, Golf Carts OK

Driving Directions


Head North on Shoal Line Blvd, Slight left onto Calienta St, Turn left onto Flamingo Blvd, Turn right onto Neptune Dr. Property will be on the right.

Financial Considerations


Terms: Assumable,Cash,Conventional,FHA,USDA Loan,VA Loan

Tax/Property ID: R12-223-16-2010-0260-0030

Tax Amount: 465.66

Tax Year: 2024

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Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.

Sales History

Date Price Change
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Tax Summary

Tax Year Estimated Market Value Total Tax
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Schools nearby 4464 Neptune Drive

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The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.

SchoolDigger ® Rating

The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.

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