$393,000
497 Harbor Ridge Drive Palm Harbor, FL 34683
For Sale MLS# TB8513352
3 beds 3 baths 1,700 sq ft Townhouse/Twinhome
Details for 497 Harbor Ridge Drive
MLS# TB8513352
Description for 497 Harbor Ridge Drive, Palm Harbor, FL, 34683
This beautifully maintained corner townhome combines abundant natural light, thoughtful upgrades, and peaceful waterfront views in one of Palm Harbor’s most desirable locations. A private side entrance with an impressive 9-foot entry door creates a welcoming first impression. Inside, the open-concept floor plan features 10-foot ceilings, crown molding, plantation shutters, tile flooring throughout the main level, a half bath, and a dramatic 14-foot wall of pocketing triple sliding glass doors that seamlessly connect the living space to the screened lanai patio overlooking the pond. Mature cypress trees provide shade and privacy, creating a serene outdoor setting.The kitchen is both stylish and functional, featuring solid wood cabinetry, granite countertops, a closet pantry, and stainless-steel appliances. There’s also flexible space for a breakfast table, coffee station, or additional storage. Upstairs, vaulted ceilings and rich luxury vinyl flooring elevate the living space. The spacious primary suite offers tranquil water views, an oversized walk-in closet, a newly remodeled en-suite bath with a walk-in shower. Two additional generously sized bedrooms share a full bath with tub/shower combination. A centrally located laundry closet includes a newer washer and dryer plus extra shelving for convenience. The oversized two-car garage with finished floors offers extra room for storage, shelving, or a secondary freezer and includes a separate utility closet. Located in a well-maintained community with low HOA fees, residents enjoy water, sewer, trash, recycling, high-speed internet, expanded cable, landscaping, irrigation, exterior maintenance, roof replacement, and access to the community pool and cabana. The community is pet-friendly and allows two pets with no size restrictions. Flood insurance is not required, and the home experienced no flooding or power loss during Hurricanes Helene or Milton. Ideally situated just minutes from historic Tarpon Springs and Dunedin, this home offers easy access to award-winning beaches, golf courses, parks, shopping, dining, and the Pinellas Trail just across the street. The nearby Jolley Trolley provides convenient transportation throughout the area year-round. Recently ranked the #2 Best Place to Live in Florida for 2025 and 2026 by U.S. News & World Report, Palm Harbor is known for its highly rated schools, coastal lifestyle, parks, and strong sense of community. Schedule your private showing today and experience everything this exceptional home has to offer. Highlights: Impact/Hurricane rated windows, sliders, and doors. New roof scheduled by the HOA/association in 2027. Non-Flood Zone. Soft water system and water filteration system installed in home.
Listing Information
Property Type: Residential, Townhouse
Status: Active
Bedrooms: 3
Bathrooms: 3
Lot Size: 0.07 Acres
Square Feet: 1,700 sq ft
Year Built: 2014
Garage: Yes
Stories: 2 Story
Construction: Block,Stucco
Subdivision: Harbor Ridge Of Palm Harbor
Foundation: Slab
County: Pinellas
School Information
Elementary: Sutherland Elementary-Pn
Middle: Tarpon Springs Middle-Pn
High: Tarpon Springs High-Pn
Room Information
Main Floor
Dining Room: 8.3x12
Porch: 5.4x15.2
Living Room: 14.6x15.2
Kitchen: 14.7x18.9
Upper Floor
Bedroom 3: 13.1x13.6
Bedroom 2: 12x11.7
Primary Bedroom: 15.11x15.2
Bathrooms
Full Baths: 2
1/2 Baths: 1
Additonal Room Information
Laundry: Laundry Closet
Interior Features
Appliances: Water Purifier, Electric Water Heater, Washer, Water Softener, Range, Refrigerator, Dishwasher, Disposal, Dryer, Microwave
Flooring: Engineered Hardwood,Luxury Vinyl,Tile
Additional Interior Features: Ceiling Fan(s), Eat-In Kitchen, Walk-In Closet(s), Crown Molding, Upper Level Primary, Stone Counters
Utilities
Water: Public
Sewer: Public Sewer
Other Utilities: Cable Connected,Electricity Connected,High Speed Internet Available,Municipal Utilities,Phone Available,Sewer Connected,Water Connected
Cooling: Central Air, Ceiling Fan(s)
Heating: Central
Exterior / Lot Features
Attached Garage: Attached Garage
Garage Spaces: 2
Roof: Shingle
Pool: Community
Lot View: Water
Additional Exterior/Lot Features: Rain Gutters, Sprinkler/Irrigation, Lighting, Screened, Rear Porch
Community Features
Community Features: Sidewalks, Lake, Pool, Street Lights, Community Mailbox
HOA Dues Include: Other, Cable TV, Internet, Trash, Taxes, Sewer, Water, Recreation Facilities, Maintenance Grounds, Road Maintenance, Common Areas, Maintenance Structure, Pool(s)
Homeowners Association: Yes
HOA Dues: $420 / Monthly
Driving Directions
Heading North on Alt. 19, turn left onto Harbor Ridge Drive. Continue to 497 Harbor Ridge Dr.
Financial Considerations
Terms: Cash,Conventional,FHA,VA Loan
Tax/Property ID: 23-27-15-36302-000-0330
Tax Amount: 3099
Tax Year: 2025
A broker reciprocity listing courtesy: CHARLES RUTENBERG REALTY INC
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Payment Calculator
Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.
Sales History & Tax Summary for 497 Harbor Ridge Drive
Sales History
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Tax Summary
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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.
Schools
Schools nearby 497 Harbor Ridge Drive
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The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.
SchoolDigger ® Rating
The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.
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