$1,260,000
515 Useppa Useppa Island, FL 33924
For Sale MLS# 2026022591
3 beds 2 baths 1,708 sq ft Single Family
Details for 515 Useppa
MLS# 2026022591
Description for 515 Useppa, Useppa Island, FL, 33924
Introducing Laguna Cottage, a beautifully updated waterfront villa located within the charming Village enclave of Useppa Island. Positioned to capture picturesque northwest-facing views over Pine Island Sound and the Intracoastal Waterway, this thoughtfully designed 3-bedroom, 2-bath residence with office/den offers 1,708± square feet of air-conditioned living space and the relaxed elegance synonymous with island living. This attached villa has been tastefully updated and appointed with impact-rated windows & doors, Serena & Lilly furnishings, and vintage coastal accoutrements, blending timeless coastal character with modern comfort. The open-concept living and dining areas are filled with natural light and showcase captivating water views from both the first and second floors. A welcoming fireplace adds warmth and charm to the main living space, while multiple outdoor seating areas invite quiet mornings, sunset gatherings, and evening stargazing. The updated and fully equipped kitchen features stainless steel appliances, including a propane range, custom tile accents, abundant cabinetry, and functional workspace ideal for both casual living and entertaining. Rich design details throughout the home include recessed lighting, stylish fixtures, and numerous ceiling fans that complement the island aesthetic. Recent improvements enhance both comfort and peace of mind, including a new roof installed in 2024, two-zoned HVAC systems replaced in November 2024, and replacement of the water heater, dishwasher, disposal, and propane tank in late 2025. Additional landscape improvements were completed in spring 2026, further enhancing the property’s inviting outdoor setting with lush tropical foliage. Plans to install pavers leading to the entrance are underway, with installation scheduled for the near future. The flexible floor plan offers the opportunity for a primary suite upstairs or downstairs. On the ground floor is a spacious bedroom with a full en-suite bath, complete with direct access to the wraparound deck. Upstairs is another primary option with a sitting room, separate office, and private balcony overlooking the water toward Boca Grande. Another guest room with Jack-and-Jill bath complements it all. Ownership includes dockage for one vessel up to 24 feet at a community dock located directly behind the cottage, offering convenient access to the surrounding waters of Southwest Florida. Laguna Cottage offers an opportunity to establish a true island lifestyle upon closing, complete with the convenience of dockage and world-class water views. Useppa Island is a private membership-only island, and all interested parties are encouraged to explore all aspects of its private Club and what it has to offer residents. The Club came under new ownership in 2025 and is undergoing a comprehensive, multi-million-dollar renovation of its facilities and infrastructure in an effort to create a one-of-a-kind private island experience.
Listing Information
Property Type: Residential, Attached, Attached,Duplex,Villa
Status: Active
Bedrooms: 3
Bathrooms: 2
Lot Size: 0.06 Acres
Square Feet: 1,708 sq ft
Year Built: 1980
Stories: 2 Story
Construction: Vinyl Siding,Wood Frame
Property Attached: Yes
Subdivision: Useppa Island
Foundation: Pillar/Post/Pier,Raised
Furnished: Yes
County: Lee
Construction Status: Resale
Room Information
Bathrooms
Full Baths: 2
Additonal Room Information
Laundry: Inside
Interior Features
Appliances: Wine Cooler, Gas Cooktop, Microwave, Dishwasher, Disposal, Dryer, Freezer, Washer, Refrigerator
Flooring: Other,Tile
Doors/Windows: Window Coverings, Other, Impact Glass
Additional Interior Features: See Remarks, Split Bedrooms, Fireplace, Other, Home Office, Living/Dining Room, Built-in Features, Bedroom on Main Level, Window Treatments, Separate Shower, Shower Only, Tub Shower
Utilities
Water: Public
Sewer: Public Sewer
Other Utilities: Cable Not Available,Natural Gas Available,High Speed Internet Available,Underground Utilities
Cooling: Electric, Zoned, Central Air
Heating: Zoned, Central, Electric
Exterior / Lot Features
Parking Description: driveway, Golf Cart Garage, Unpaved
Roof: Metal
Pool: Community
Lot View: Bay,Landscaped,Mangroves,Trees/Woods,Water
Lot Dimensions: 33 x 92 x 28 x 91
Zoning: RM-2
Additional Exterior/Lot Features: Sprinkler/Irrigation, Security/High Impact Doors, Outdoor Grill, Gas Grill, Other, Patio, Deck, Deck, Patio, Porch, Open, Balcony, Other, Sprinklers Automatic
Out Buildings: Guest House Attached
Waterfront Details
Water Front Features: Bayfront, Across the Road Water Frontage
Community Features
Community Features: Street Lights, Boat Facilities
Security Features: Smoke Detector(s)
Association Amenities: Other, Pool, Tennis Court(s), See Remarks, Fitness Center, Boat Dock, Spa/Hot Tub, Trail(s), Bocce Court, Marina, Private Membership, Restaurant, Pickleball
HOA Dues Include: Road Maintenance, Street Lights, Trash, Other
Driving Directions
This property is located on an island without bridges or roads, and a boat is required for access. Please contact listing agent to discuss the options available and specific instructions to access the property.
Financial Considerations
Terms: All Financing Considered,Cash
Tax/Property ID: 09-44-21-02-00003.0000
Tax Amount: 8838.87
Tax Year: 2025
A broker reciprocity listing courtesy: Century 21 Sunbelt Realty
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Payment Calculator
Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.
Sales History & Tax Summary for 515 Useppa
Sales History
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Tax Summary
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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.
Schools
Schools nearby 515 Useppa
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The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.
SchoolDigger ® Rating
The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.
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