521 Cummings Street Sarasota, FL 34242
For Sale MLS# A4667165
3 beds 2 baths 2,500 sq ft Single Family
Details for 521 Cummings Street
MLS# A4667165
Description for 521 Cummings Street, Sarasota, FL, 34242
One or more photo(s) has been virtually staged. Siesta Key Waterfront Retreat – Walk to the Beach & Village! Ready for immediate enjoyment this winter, this 3-bedroom, 2-bath Key West–inspired home embodies the essence of the Siesta Key lifestyle—boating from your backyard and strolling to the powdery white sands and vibrant Siesta Key Village with its renowned dining, boutiques, and nightlife. Nestled on a quiet cul-de-sac, this canal-front retreat offers 100 feet of waterfront, a covered 5,000-lb boat lift, and direct access to the Intracoastal Waterway. The expansive outdoor living area invites relaxation and entertaining with a heated pool featuring a cascading stone waterfall, covered bar & and wide open fenced area surrounded by tropical landscape creating a private island ambiance. Inside, a neutral palate, high ceilings, and open layout feels light and airy. The white kitchen features granite countertops, stainless steel appliances, dual sinks, a center cooking island, and a breakfast bar perfect for casual dining. Warmth and character is further enhanced by a marble fireplace in the main living and dining areas. The primary suite offers a peaceful retreat with an ensuite bath, dual vanities, a walk-in shower, and a charming window seat. Guests & children have their own wing with a full bath and a convenient laundry room. Enjoy peace of mind with impact windows, hurricane-rated doors, and major upgrades including a metal roof, Trex decking, Nichiha siding, and reinforced lanai. Positioned at one of the highest elevations on the street, the home has never experienced flooding. And there’s an additional ground floor BONUS…a generously sized sunlit air-conditioned play & storage room! Whether you seek a seasonal escape, full-time residence, or high-performing vacation rental, this move-in-ready home has it all!
Listing Information
Property Type: Residential, Single Family Residence
Status: Active
Bedrooms: 3
Bathrooms: 2
Lot Size: 0.22 Acres
Square Feet: 2,500 sq ft
Year Built: 1983
Garage: Yes
Stories: 2 Story
Construction: Stucco,Wood Frame
Subdivision: Ocean Beach Rep
Foundation: Slab
County: Sarasota
School Information
Elementary: Phillippi Shores Elementary
Middle: Brookside Middle
High: Sarasota High
Room Information
Main Floor
Bonus Room: 20x20
Upper Floor
Primary Bedroom: 30x17
Primary Bathroom:
Living Room: 20x15
Kitchen: 20x13
Bedroom 3: 11x11
Bedroom 2: 12x11
Bathrooms
Full Baths: 2
Additonal Room Information
Laundry: Inside
Interior Features
Appliances: Range, Refrigerator, Dishwasher, Disposal
Flooring: Ceramic Tile,Laminate
Doors/Windows: Blinds
Fireplaces: Living Room
Additional Interior Features: Split Bedrooms, Eat-In Kitchen, High Ceilings, Attic, Built-in Features, Ceiling Fan(s), Solid Surface Counters, Wood Cabinets, Kitchen/Family Room Combo, Open Floorplan
Utilities
Water: Public
Sewer: Public Sewer
Other Utilities: Cable Connected,Electricity Connected,Fiber Optic Available,High Speed Internet Available,Municipal Utilities,Sewer Connected,Water Connected
Cooling: Ceiling Fan(s), Central Air
Heating: Central
Exterior / Lot Features
Attached Garage: Attached Garage
Garage Spaces: 2
Parking Description: Garage Door Opener, Covered, driveway, Garage, Garage Faces Rear, Garage Faces Side, Oversized, Parking Pad, Boat
Roof: Metal
Pool: In Ground, Heated, Other, Tile, Gunite
Lot View: Canal,Water
Fencing: fenced
Additional Exterior/Lot Features: Balcony, Balcony, Covered, Deck, Patio, Porch, Screened, Rear Porch, Cul-de-Sac, Landscaped, Flood Zone
Waterfront Details
Water Front Features: Canal Access
Community Features
Community Features: Street Lights
Driving Directions
Bee Ridge Rd. West to Bay Rd. then Left on Siesta Dr. Merge Left to Higel then Right on Ocean Blvd., then Left on Gleason, Left on Cummings and 521 is on the Left.
Financial Considerations
Terms: Cash,Conventional,FHA,VA Loan
Tax/Property ID: 0079140013
Tax Amount: 7154.1
Tax Year: 2025
A broker reciprocity listing courtesy: COLDWELL BANKER REALTY
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Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.
Sales History & Tax Summary for 521 Cummings Street
Sales History
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Tax Summary
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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.
Schools
Schools nearby 521 Cummings Street
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The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.
SchoolDigger ® Rating
The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.
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