$1,450,000
521 Cummings Street Sarasota, FL 34242
For Sale MLS# A4696604
3 beds 3 baths 2,500 sq ft Single Family
Details for 521 Cummings Street
MLS# A4696604
Description for 521 Cummings Street, Sarasota, FL, 34242
Tucked away on a quiet cul-de-sac on north Siesta Key, this Key West-inspired canal-front retreat captures the ease of casual island living with boating water, inviting outdoor spaces and easy access to Siesta Village, the famous white quartz sands of Siesta Beach and the azure waters of the Gulf. Set along 95 feet of private canal frontage just off the Grand Canal, the property offers a dock, a covered 5,000-pound boat lift and direct access to the Intracoastal Waterway, creating an ideal setting for those who want to enjoy the water from their own backyard. Designed for effortless indoor-outdoor living, the home features an expansive elevated deck and contemporary cable railings overlooking the canal and surrounding natural scenery, a heated pool with a cascading stone waterfall, a covered bar area and a fenced, low-maintenance yard surrounded by tropical landscaping. Whether hosting friends, relaxing after a day on the boat or enjoying the island breeze, the outdoor areas offer a private, versatile setting for everyday enjoyment. Inside, vaulted ceilings, a neutral palette and an open-concept layout create a light, comfortable atmosphere. The kitchen is positioned at the heart of the home and features granite countertops, stainless steel appliances, dual sinks, a center island with a JennAir cooktop and a breakfast bar that connects easily to the main living and dining areas. A wood-burning fireplace adds warmth and character to the gathering space. The primary suite offers a peaceful retreat with sliding glass doors opening to a screened lanai, along with an en-suite bath featuring dual vanities, a walk-in shower and a charming window seat. Two additional bedrooms are thoughtfully positioned in their own wing with a full bath and convenient laundry room nearby. Additional features include impact glass on most openings, hurricane-rated doors, metal roof, Nichiha siding, Trex decking, cable railings, two garages and a full pool bath, bonus room and storage area on the ground level. Positioned at one of the highest elevations on the street, the home offers added peace of mind in storm season. Just a short distance from Siesta Key’s renowned beaches, vibrant Village dining, boutiques and nightlife, this move-in-ready waterfront home offers exceptional flexibility as a full-time residence, seasonal getaway or investment opportunity in one of Sarasota’s most beloved island communities. Close to the Out-of-Door Academy’s lower school and only 15 minutes by car to vibrant downtown Sarasota’s restaurants, shopping and entertainment.
Listing Information
Property Type: Residential, Single Family Residence
Status: Active
Bedrooms: 3
Bathrooms: 3
Lot Size: 0.22 Acres
Square Feet: 2,500 sq ft
Year Built: 1983
Garage: Yes
Stories: 2 Story
Construction: Concrete,Stucco,Wood Frame
Subdivision: Ocean Beach Rep
Foundation: Slab
County: Sarasota
School Information
Elementary: Phillippi Shores Elementary
Middle: Brookside Middle
High: Sarasota High
Room Information
Main Floor
Bathroom 3:
Bonus Room:
Upper Floor
Dining Room: 14.5x20
Living Room: 15x17
Laundry: 6x8
Bathroom 2:
Bedroom 3: 11.5x12
Bedroom 2: 11.5x12
Primary Bathroom: 9x16
Primary Bedroom: 14x18
Kitchen: 13x20
Bathrooms
Full Baths: 3
Additonal Room Information
Laundry: Inside, Laundry Room
Interior Features
Appliances: Range, Refrigerator, Dishwasher, Disposal, Dryer, Electric Water Heater, Built-In Oven, Washer
Flooring: Ceramic Tile,Laminate
Doors/Windows: Blinds
Fireplaces: Wood Burning
Additional Interior Features: Ceiling Fan(s), Vaulted Ceiling(s), Split Bedrooms, Built-in Features, Stone Counters, Wood Cabinets, Open Floorplan, Main Level Primary
Utilities
Water: Public
Sewer: Public Sewer
Other Utilities: Cable Available,Electricity Connected,High Speed Internet Available,Municipal Utilities,Sewer Connected,Water Connected
Cooling: Central Air, Ceiling Fan(s)
Heating: Central, Electric, Wall Furnace, Window Unit
Exterior / Lot Features
Attached Garage: Attached Garage
Garage Spaces: 2
Parking Description: Garage, driveway, Garage Door Opener, Oversized, Parking Pad, Boat
Roof: Metal
Pool: Heated, Gunite, In Ground
Lot View: Canal,Water
Fencing: fenced
Additional Exterior/Lot Features: Balcony, Balcony, Patio, Covered, Deck, Screened, Front Porch, Rear Porch, Landscaped, Cul-de-Sac, Flood Zone
Waterfront Details
Water Front Features: Canal Access
Community Features
Community Features: Street Lights
Driving Directions
From 41 and Siesta Drive - head west over the Siesta Dr (north) bridge, bear left on the curve (Higel Ave.), go straight through the traffic light to the circle, and bear right at Ocean Blvd. Turn left on Gleason, and left on Cummings. House is at the end on the left.
Financial Considerations
Terms: Cash,Conventional
Tax/Property ID: 0079140013
Tax Amount: 7154.1
Tax Year: 2025
A broker reciprocity listing courtesy: PREMIER SOTHEBY'S INTERNATIONAL REALTY
Based on information provided by Stellar MLS as distributed by the MLS GRID. Information from the Internet Data Exchange is provided exclusively for consumers’ personal, non-commercial use, and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This data is deemed reliable but is not guaranteed to be accurate by Edina Realty, Inc., or by the MLS. Edina Realty, Inc., is not a multiple listing service (MLS), nor does it offer MLS access.
Copyright 2026 Stellar MLS as distributed by the MLS GRID. All Rights Reserved.
Payment Calculator
Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.
Sales History & Tax Summary for 521 Cummings Street
Sales History
| Date | Price | |
|---|---|---|
| Currently not available. | ||
Tax Summary
| Tax Year | Estimated Market Value | Total Tax |
|---|---|---|
| Currently not available. | ||
Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.
Schools
Schools nearby 521 Cummings Street
| Schools in attendance boundaries | Grades | Distance | Rating |
|---|---|---|---|
| Loading... | |||
| Schools nearby | Grades | Distance | Rating |
|---|---|---|---|
| Loading... | |||
Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.
The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.
SchoolDigger ® Rating
The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.
Coming soon properties will soon be on the market, but are not yet available for showings.