$1,279,000
526 20th Avenue Indian Rocks Beach, FL 33785 - INTRACOASTAL WATERWAY
For Sale MLS# TB8510307
2 beds 2 baths 1,107 sq ft Single Family
Details for 526 20th Avenue
MLS# TB8510307
Description for 526 20th Avenue, Indian Rocks Beach, FL, 33785 - INTRACOASTAL WATERWAY
One or more photo(s) has been virtually staged. Experience the pinnacle of waterfront living at 526 20th Ave, a rare Intracoastal gem tucked away at the quiet end of a cul-de-sac in one of Indian Rocks Beach’s most desirable enclaves. This property offers a unique “choose your own adventure” opportunity: move into the beautifully updated bungalow and enjoy the views immediately, or execute tentatively approved plans to nearly double your living space. Indian Rocks Beach offers the perfect blend of relaxed “Old Florida” charm and upscale coastal living. Just a short stroll from your front door are the pristine white sands of the Gulf of Mexico, breathtaking sunsets, eclectic boutiques, and award-winning local dining. Enjoy a walkable lifestyle in a close-knit beach community known for its laid-back atmosphere and strong vacation appeal. Unlike narrow finger canals, this property sits directly on the open Intracoastal Waterway with expansive north and south water views. Enjoy direct Gulf access from your backyard, ideal for sunset cruises or deep-sea fishing. A private 10,000-lb boat lift keeps your vessel secure and ready at a moment’s notice. Watch dolphins and manatees from your backyard or relax in the hot tub while enjoying the annual holiday boat parade and local regattas. Nearly every room in the home captures magnificent unobstructed water views. The single-level interior has been meticulously updated for effortless, low-maintenance living. The gourmet kitchen features a 9-foot quartz island, soft-close cabinetry, and a new 8-foot impact-resistant picture window. Premium JennAir induction cooktop and dishwasher are complemented by an LG refrigerator and microwave. Every bathroom has been completely remodeled with sophisticated finishes and contemporary vanities. Durable luxury vinyl plank flooring throughout provides true “no-stairs, no-stress” living. Step outside to a newly paved waterfront deck and adjustable louvered pergola designed for the perfect balance of sun and shade. Hurricane-impact windows throughout provide peace of mind, energy efficiency, and storm protection. This property also offers exceptional flexibility and investment potential. The city has tentatively approved plans for an attached ADU expansion adding nearly 1,700 additional square feet plus a two-car garage without removing the existing structure. Preliminary floor plans and elevations are included in the photos. With designer upgrades, a private boat lift, and a premier waterfront location, this home is ideally suited as a luxury primary residence, vacation retreat, or high-performing short-term rental opportunity. No HOA fees, favorable Pinellas County taxes, and a peaceful setting surrounded by multi-million-dollar homes complete this extraordinary waterfront offering.
Listing Information
Property Type: Residential, Single Family Residence
Status: Active
Bedrooms: 2
Bathrooms: 2
Lot Size: 0.14 Acres
Square Feet: 1,107 sq ft
Year Built: 1960
Garage: Yes
Stories: 1 Story
Construction: Block
Subdivision: Indian Beach Re-Revised 15th Add
Foundation: Slab
County: Pinellas
Room Information
Main Floor
Primary Bedroom: 12x13
Living Room: 12x14
Kitchen: 10x11
Dining Room: 8x10
Bathrooms
Full Baths: 2
Additonal Room Information
Laundry: Inside
Interior Features
Appliances: Electric Water Heater, Dryer, Dishwasher, Microwave, Range, Refrigerator, Washer
Flooring: Luxury Vinyl
Doors/Windows: Blinds
Additional Interior Features: Ceiling Fan(s), Open Floorplan
Utilities
Water: Public
Sewer: Public Sewer
Other Utilities: Cable Available,Electricity Connected,Municipal Utilities,Phone Available,Sewer Connected,Water Connected
Cooling: Ceiling Fan(s), Central Air
Heating: Electric, Central
Exterior / Lot Features
Attached Garage: Attached Garage
Garage Spaces: 1
Roof: Shingle
Lot View: Intercoastal,Water
Fencing: fenced
Additional Exterior/Lot Features: Rain Gutters, Flood Zone
Waterfront Details
Standard Water Body: INTRACOASTAL WATERWAY
Water Front Features: Gulf Access, Intracoastal Access
Community Features
Community Features: Fishing, Water Access, Street Lights, Boat Facilities, Park, Dock, Boat Slip, Tennis Court(s), Playground
Security Features: Smoke Detector(s)
Association Amenities: Park, Tennis Court(s), Playground
Driving Directions
From Gulf Blvd, head east on 20th Ave toward the Intracoastal Waterway. Continue to the end of the cul-de-sac; property will be on the right-hand side waterfront.
Financial Considerations
Terms: Cash,Conventional,FHA,VA Loan
Tax/Property ID: 06-30-15-42300-000-0290
Tax Amount: 5554.45
Tax Year: 2025
A broker reciprocity listing courtesy: LPT REALTY, LLC
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Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.
Sales History & Tax Summary for 526 20th Avenue
Sales History
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Tax Summary
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Schools
Schools nearby 526 20th Avenue
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The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.
SchoolDigger ® Rating
The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.
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