$439,000

528 Ocean Spray Drive, Ruskin, FL 33570

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$439,000

528 Ocean Spray Drive Ruskin, FL 33570

For Sale MLS# TB8481015

4 beds 4 baths 2,820 sq ft Single Family

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Data current as of 15/03/2026 19:40:13

Details for 528 Ocean Spray Drive

MLS# TB8481015

Description for 528 Ocean Spray Drive, Ruskin, FL, 33570


Welcome to your new home where opportunity meets lifestyle in the sought-after Shell Cove community! Assumable VA loan at 2.99 for qualified veterans. Built in 2021 and move in ready, this spacious 3 bedroom, 2.5 bathroom with additional mother in law suite boasting an additional 1 bedroom, 1 bathroom with separate living space, kitchenette, and separate key entry, offers 2,820 sq ft of thoughtfully designed living space perfect for buyers who are ready to make it home. Step inside through the 9ft door entry to the soaring high ceilings, beautiful flooring, vaulted ceilings, and open concept layout makes living effortless. The chef’s kitchen is the heart of the home, featuring granite countertops, stainless steal appliances, and a large center island that invites gatherings. Community offers resort style pool, dog park, playground, basketball court, clubhouse, and scenic walking trails. Neighborhood has Publix, Walmart, UTC Mall and Ellenton Premium Outlets, local waterfront dinning, Little Harbour Marina, local boat and jet ski rentals, Bahia Beach, Apollo Beach Nature Reserve and easy commutes to Tampa, St. Petersburg, Sarasota.

Listing Information


Property Type: Residential, Single Family Residence

Status: Active

Bedrooms: 4

Bathrooms: 4

Lot Size: 0.18 Acres

Square Feet: 2,820 sq ft

Year Built: 2021

Garage: Yes

Stories: 1 Story

Construction: Stucco

Subdivision: Shell Cove Ph 2

Foundation: Slab

County: Hillsborough

Room Information


Main Floor

Kitchen:

Living Room:

Bathroom 3:

Bathroom 2:

Bedroom 3:

Bedroom 2:

Primary Bathroom:

Primary Bedroom:

Bathrooms

Full Baths: 3

1/2 Baths: 1

Additonal Room Information

Laundry: Laundry Room

Interior Features


Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Freezer, Microwave, Range, Refrigerator, Washer

Flooring: Carpet,Tile

Additional Interior Features: Ceiling Fan(s), Main Level Primary, Walk-In Closet(s), Tray Ceiling(s), High Ceilings, Crown Molding, Open Floorplan

Utilities


Sewer: Public Sewer

Other Utilities: Municipal Utilities,Water Not Available

Cooling: Ceiling Fan(s), Central Air

Heating: Central

Exterior / Lot Features


Attached Garage: Attached Garage

Garage Spaces: 3

Roof: Shingle

Additional Exterior/Lot Features: Storm/Security Shutters

Community Features


Homeowners Association: Yes

HOA Dues: $84 / Annually

Driving Directions


Take I-75S to Naples. Exit 240B for FL-674W toward Ruskin. Merge onto FL-674W/College Ave. Turn right onto S. Tamiami TRL/S U.S. HWY 41. Turn left onto Shell Point Rd. Turn right onto 4th ST NW. Turn left onto 6th Ave NW. Turn left Ocean Spray Dr. Arrive at 528 Ocean Spray. Please provide POF or pre-approval with all offers.

Financial Considerations


Terms: Cash,Conventional,FHA,VA Loan

Tax/Property ID: U-06-32-19-C0O-000000-00603.0

Tax Amount: 10267

Tax Year: 2024

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Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.

Sales History

Date Price
Currently not available.

Tax Summary

Tax Year Estimated Market Value Total Tax
Currently not available.

Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.

Schools nearby 528 Ocean Spray Drive

Schools in attendance boundaries Grades Distance Rating
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Schools nearby Grades Distance Rating
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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.

The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.

SchoolDigger ® Rating

The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.

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