528 Ocean Spray Drive Ruskin, FL 33570
For Sale MLS# TB8425549
4 beds 4 baths 2,820 sq ft Single Family
Details for 528 Ocean Spray Drive
MLS# TB8425549
Description for 528 Ocean Spray Drive, Ruskin, FL, 33570
ASSUMABLE VA LOAN AT 2.99%! NO FLOOD INSURANCE REQUIRED! Welcome to this beautifully constructed 4-bedroom, 3.5-bathroom 2,820 square foot home built in 2021, located in the desirable Shell Cove community! Designed for comfort and versatility, this spacious home offers modern finishes, an open-concept layout, and a rare in-law suite with a private entrance—perfect for multigenerational living, guests, or rental potential. Inside, you'll find a bright and airy living space with high ceilings, tile flooring, and modern fixtures throughout. The gourmet kitchen features stainless steel appliances, granite countertops, and a large island ideal for entertaining. The primary suite offers a private retreat with a walk-in closet, while the primary bathroom has a separate garden tub and shower. The split layout gives two bedrooms in the front, equipped with a jack and jill bathroom, and offers generous privacy. The oversized backyard is perfect for entertaining guests or giving the pets a place to run free. Step outside and enjoy all that Shell Cove has to offer, including a community pool and beautifully maintained common areas. This home combines the best of style, function, and location—within a mile from groceries, shopping and dining. The owner is still occupying the property, so please respect their privacy. FREE APPRAISAL AND OTHER POSSIBLE DISCOUNTS AVAILABLE BY USING OUR PREFERRED LENDER, WILLIAM WILLIS.
Listing Information
Property Type: Residential, Single Family Residence
Status: Active
Bedrooms: 4
Bathrooms: 4
Lot Size: 0.18 Acres
Square Feet: 2,820 sq ft
Year Built: 2021
Garage: Yes
Stories: 1 Story
Construction: Brick
Subdivision: Shell Cove Ph 2
Foundation: Slab
County: Hillsborough
Room Information
Main Floor
Great Room: 12x18
Kitchen: 16x9
Living Room: 18x19
Bathroom 3: 9x6
Bedroom 4: 13x11
Bedroom 3: 11x13
Bathroom 2: 4x5
Bedroom 2: 12x12
Primary Bathroom: 13x10
Primary Bedroom: 13x18
Dining Room: 13x11
Bathrooms
Full Baths: 3
1/2 Baths: 1
Additonal Room Information
Laundry: Inside, Laundry Room, Electric Dryer Hookup
Interior Features
Appliances: Dishwasher, Disposal, Dryer, Freezer, Microwave, Range, Refrigerator, Washer
Flooring: Carpet,Tile
Additional Interior Features: Wet Bar, Eat-In Kitchen, Ceiling Fan(s), Living/Dining Room, High Ceilings, Walk-In Closet(s), Tray Ceiling(s), Dry Bar, Kitchen/Family Room Combo, Open Floorplan, Main Level Primary
Utilities
Water: Public
Sewer: Public Sewer
Other Utilities: Cable Available,Electricity Available
Cooling: Ceiling Fan(s), Central Air
Heating: Electric
Exterior / Lot Features
Attached Garage: Attached Garage
Garage Spaces: 3
Roof: Shingle
Pool: Association, Community
Lot Dimensions: 60x128
Additional Exterior/Lot Features: Sprinkler/Irrigation, Covered, Buyer Approval Required
Community Features
Community Features: Pool
Association Amenities: Pool
HOA Dues Include: Taxes, Common Areas, Road Maintenance, Pool(s)
Homeowners Association: Yes
HOA Dues: $85 / Annually
Driving Directions
Go North on US 41. Turn left on W Shell Point Road. Turn right on Fourth St NW. Turn left on Sixth Ave NW. Turn left on Ocean Spray Drive. House will be on the left.
Financial Considerations
Terms: Cash,Conventional,FHA,VA Loan
Tax/Property ID: U-06-32-19-C0O-000000-00603.0
Tax Amount: 10266.89
Tax Year: 2024
A broker reciprocity listing courtesy: LPT REALTY, LLC
Based on information provided by Stellar MLS as distributed by the MLS GRID. Information from the Internet Data Exchange is provided exclusively for consumers’ personal, non-commercial use, and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This data is deemed reliable but is not guaranteed to be accurate by Edina Realty, Inc., or by the MLS. Edina Realty, Inc., is not a multiple listing service (MLS), nor does it offer MLS access.
Copyright 2025 Stellar MLS as distributed by the MLS GRID. All Rights Reserved.
Payment Calculator
Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.
Sales History & Tax Summary for 528 Ocean Spray Drive
Sales History
| Date | Price | Change |
|---|---|---|
| Currently not available. | ||
Tax Summary
| Tax Year | Estimated Market Value | Total Tax |
|---|---|---|
| Currently not available. | ||
Data powered by ATTOM Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.
Schools
Schools nearby 528 Ocean Spray Drive
| Schools in attendance boundaries | Grades | Distance | Rating |
|---|---|---|---|
| Loading... | |||
| Schools nearby | Grades | Distance | Rating |
|---|---|---|---|
| Loading... | |||
Data powered by ATTOM Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.
The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.
SchoolDigger ® Rating
The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.
Coming soon properties will soon be on the market, but are not yet available for showings.