$244,900
5315 Colonial Avenue Jacksonville, FL 32210
For Sale MLS# GC540593
3 beds 2 baths 1,196 sq ft Single Family
Details for 5315 Colonial Avenue
MLS# GC540593
Description for 5315 Colonial Avenue, Jacksonville, FL, 32210
ASSUMABLE FHA LOAN AT JUST OVER 3% + SELLER FINANCING AVAILABLE. This Jacksonville home offers a creative financing opportunity that can be hard to find in today’s market. Qualified buyers may be able to assume the seller’s existing FHA mortgage with an approximate balance of $128,000 at just over 3% interest, and the seller will consider financing the remaining balance with a second mortgage at 6% over 15 years. For buyers trying to lower their monthly payment, avoid today’s higher traditional mortgage rates, or find a more flexible path to homeownership, this structure may create a major advantage. Built in 2018, this 3-bedroom, 2-bath home is clean, modern, and move-in ready. Inside, you’ll find luxury vinyl plank flooring throughout, fresh interior paint, an open-concept living and dining layout, and a spacious primary suite. The home also features Hardie Plank siding, fresh garage paint, a true two-car garage, and a security system for added peace of mind. Even better, there is NO HOA, giving buyers more flexibility without added monthly association fees. Conveniently located near I-10, NAS Jax, Downtown Jacksonville, shopping, dining, and major commuter routes, this home checks the boxes for first-time buyers, military buyers, FHA-qualified buyers, and anyone looking for a smarter way to buy in today’s market. Modern construction, no HOA, a two-car garage, and a rare assumable loan plus seller-financing option — this is more than a home. It is a financing opportunity worth looking at closely.
Listing Information
Property Type: Residential, Single Family Residence
Status: Active
Bedrooms: 3
Bathrooms: 2
Lot Size: 0.16 Acres
Square Feet: 1,196 sq ft
Year Built: 2018
Garage: Yes
Stories: 1 Story
Construction: HardiPlank Type
Subdivision: Lake Side Park
Foundation: Slab
County: Duval
Room Information
Main Floor
Primary Bedroom:
Kitchen:
Living Room:
Bathrooms
Full Baths: 2
Additonal Room Information
Laundry: Inside, Laundry Room
Interior Features
Appliances: Dishwasher, Microwave, Range
Flooring: Luxury Vinyl
Additional Interior Features: Eat-In Kitchen, Open Floorplan
Utilities
Water: Public
Sewer: Aerobic Septic
Other Utilities: Electricity Connected,Water Connected
Cooling: Central Air
Heating: Electric, Central
Exterior / Lot Features
Attached Garage: Attached Garage
Garage Spaces: 2
Roof: Shingle
Additional Exterior/Lot Features: Private Yard, Front Porch, Landscaped
Driving Directions
From downtown on Main Street or Bay Street, heading west or south toward Cassat Avenue, turn south (right) onto Cassat Avenue and continue past San Juan Avenue. When you reach Colonial Avenue, take a left (east) onto Colonial. Drive east a few blocks—5315 Colonial Avenue will be on your right-hand side, near the intersection of Colonial and Cassat
Financial Considerations
Terms: Assumable,Cash,Conventional,FHA,Owner May Carry,Other,Private Financing Available,USDA Loan,VA Loan
Tax/Property ID: 094023-0000
Tax Amount: 4201
Tax Year: 2025
A broker reciprocity listing courtesy: KELLER WILLIAMS GAINESVILLE REALTY PARTNERS
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Payment Calculator
Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.
Sales History & Tax Summary for 5315 Colonial Avenue
Sales History
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Tax Summary
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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.
Schools
Schools nearby 5315 Colonial Avenue
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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.
The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.
SchoolDigger ® Rating
The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.
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