$489,000

548 Bay Street, Dunedin, FL 34698

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$489,000

(26,000) 06/04/2026

548 Bay Street Dunedin, FL 34698

For Sale MLS# TB8500731

3 beds 2 baths 1,316 sq ft Single Family

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Data current as of 06/06/2026 01:01:11

Details for 548 Bay Street

MLS# TB8500731

Description for 548 Bay Street, Dunedin, FL, 34698


548 Bay St isn't your typical Dunedin, FL listing. It's two complete homes on one lot, not in a flood zone, and an 8-minute walk to Downtown Dunedin's restaurants, breweries, Friday night live music and the Gulf. The main house is a 2-bed, 1-bath bungalow in one of Pinellas County's most walkable neighborhoods. The detached accessory dwelling unit (ADU), built in 2022, functions as a private guest house or in-law suite with its own bedroom, full bath, living area, and kitchenette, and rents between $1,400-$2,000/month depending on the season, making it a turn-key income producer from day one. Both units allow 90-day minimum rentals, and owner-occupants of the main house can apply for a conditional use permit to unlock short-term rental income from the ADU, a rare setup in one of Florida's top vacation destinations. Six minutes to the Pinellas Trail, minutes to Honeymoon Island and the Gulf, and close to Blue Jays Spring Training, the Fenway Hotel, and Dunedin Golf Club. Two storage sheds handle the bikes, kayaks, and beach gear, and the spacious backyard is a blank canvas for whatever outdoor life you're envisioning. The front yard boasts a low maintenance native Florida garden. Two-home properties this close to downtown, outside the flood zone, almost never come to market in Dunedin, FL. Whether you're looking for your forever home, an investment property, multi-generational family living, or simply a home with built-in income, 548 Bay St delivers something genuinely hard to find. Recent improvements include A/C in 2025, hot water heater in 2022, kitchen appliances in 2024. Schedule your private showing today. Opportunities like this in Dunedin don't last.

Listing Information


Property Type: Residential, Single Family Residence

Status: Active

Bedrooms: 3

Bathrooms: 2

Lot Size: 0.15 Acres

Square Feet: 1,316 sq ft

Year Built: 1957

Stories: 1 Story

Construction: Wood Siding,Wood Frame

Subdivision: Foree Sub

Foundation: Stem Wall

County: Pinellas

School Information


Elementary: San Jose Elementary-Pn

Middle: Dunedin Highland Middle-Pn

High: Dunedin High-Pn

Room Information


Main Floor

Bonus Room: 9x10

Bedroom 2:

Primary Bedroom: 16x11

Kitchen: 8x11

Living Room: 15x11

Bathrooms

Full Baths: 2

Additonal Room Information

Laundry: Laundry Room

Interior Features


Appliances: Dishwasher, Microwave, Range, Refrigerator

Flooring: Tile,Vinyl

Doors/Windows: Blinds, Double Pane Windows, Storm Window(s)

Additional Interior Features: Solid Surface Counters, Kitchen/Family Room Combo

Utilities


Water: Public

Sewer: Public Sewer

Other Utilities: Cable Connected,Electricity Connected,Sewer Connected

Cooling: Central Air, Ductless

Heating: Electric, Heat Pump

Exterior / Lot Features


Parking Description: driveway

Roof: Shingle

Lot Dimensions: 55x120

Additional Exterior/Lot Features: Private Entrance, Garden, Storage, Deck, Front Porch, Screened, Landscaped, City Lot

Community Features


Community Features: Sidewalks

Driving Directions


heading south on Alt 19 turn East on Skinner Blvd, then left on MLK Jr Ave, Right on Bay St, Home is on the left.

Financial Considerations


Terms: Cash,Conventional,FHA,VA Loan

Tax/Property ID: 27-28-15-28854-000-0030

Tax Amount: 7719.2

Tax Year: 2025

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Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.

Sales History

Date Price
Currently not available.

Tax Summary

Tax Year Estimated Market Value Total Tax
Currently not available.

Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.

Schools nearby 548 Bay Street

Schools in attendance boundaries Grades Distance Rating
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Schools nearby Grades Distance Rating
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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.

The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.

SchoolDigger ® Rating

The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.

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