$515,000
5820 Arboretum Street Saint Cloud, FL 34771
For Sale MLS# O6412182
5 beds 3 baths 2,601 sq ft Single Family
Details for 5820 Arboretum Street
MLS# O6412182
Description for 5820 Arboretum Street, Saint Cloud, FL, 34771
OWNER FINANCING AVAILABLE!!!!!! ---- One or more photo(s) has been virtually staged. Welcome to 5820 Arboretum St in St. Cloud, FL, featuring the desirable Hayden floor plan, a spacious all-concrete-block single-family home designed with comfort, functionality, and modern living in mind. This beautiful home offers 5 bedrooms and 3 bathrooms with an open-concept layout that maximizes living space. The kitchen overlooks the dining area and great room, creating an ideal setting for entertaining, and features a large island with bar seating, stone countertops, stainless steel appliances, and ample cabinet space. Sliding glass doors and generous windows bring in natural light and provide access to the covered lanai, perfect for enjoying Florida indoor-outdoor living. The first floor includes a flexible bonus room that can be used as a home office, den, playroom, or additional living area, along with a guest bedroom and full bathroom. Upstairs, the spacious primary suite offers a private en-suite bathroom and walk-in closet, while three additional bedrooms surround a versatile loft area, full bathroom, and conveniently located laundry room. The Hayden floor plan also includes smart home technology, allowing you to control key home features from your smart device whether you are home or away. Located in a growing St. Cloud community near Narcoossee Road, Lake Nona, Orlando International Airport, major highways, shopping, dining, and Central Florida attractions, this home offers excellent convenience and lifestyle value. Seller is offering Owner Financing, creating a unique opportunity for buyers seeking flexible financing options. Buyer and buyer’s agent should verify all information, including room sizes, square footage, HOA dues, taxes, zoning, school assignments, community information, financing terms, and availability. The property is being sold with an owner financing approach. Buyer is purchasing control of the holding trust that the property will be until the seller's loan is satisfied/paid off. Buyer enjoys all the benefits of home ownership, same as the title holder. Listing agent is available to explain numbers, structure, and protections Proof of funds is mandatory for the down payment + closing costs
Listing Information
Property Type: Residential, Single Family Residence
Status: Active
Bedrooms: 5
Bathrooms: 3
Lot Size: 0.14 Acres
Square Feet: 2,601 sq ft
Year Built: 2024
Garage: Yes
Stories: 2 Story
Construction: Block,Stucco
Subdivision: Prairie Oaks
Builder: D.R. Horton
Foundation: Slab
County: Osceola
Room Information
Main Floor
Kitchen: 13.6x11.3
Den: 11.4x12
Bedroom 2: 10.8x11.8
Living Room: 15.4x15.1
Dining Room: 10.2x11.3
Upper Floor
Loft: 12x11
Bedroom 5: 11.8x11
Bedroom 4: 11.8x11
Bedroom 3: 11.4x12.4
Primary Bedroom: 20x13
Bathrooms
Full Baths: 3
Additonal Room Information
Laundry: Laundry Room
Interior Features
Appliances: Water Purifier, Exhaust Fan, Electric Water Heater, Built-In Oven, Range Hood, Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Washer
Flooring: Carpet,Tile
Additional Interior Features: Eat-In Kitchen, Walk-In Closet(s), Living/Dining Room, Built-in Features, Kitchen/Family Room Combo, Upper Level Primary, Open Floorplan, Solid Surface Counters, Stone Counters
Utilities
Water: Public
Sewer: Public Sewer
Other Utilities: Electricity Available,Phone Available,Sewer Connected,Underground Utilities,Water Available
Cooling: Central Air
Heating: Central
Exterior / Lot Features
Attached Garage: Attached Garage
Garage Spaces: 2
Roof: Shingle
Community Features
Community Features: Street Lights
Homeowners Association: Yes
HOA Dues: $180 / Monthly
Driving Directions
From Orlando, take FL-408 E to FL-417 S and exit at Narcoossee Rd / CR-15, Exit 22. Turn left onto Narcoossee Rd, then left onto Jack Brack Rd. Turn right onto Silver Maple Dr, left onto Timber Meadow Way, and continue into the community toward 5820 Arboretum St, St. Cloud, FL 34771.
Financial Considerations
Terms: Owner May Carry
Tax/Property ID: 22-25-31-4751-0001-1910
Tax Amount: 6264.78
Tax Year: 2025
A broker reciprocity listing courtesy: LA ROSA REALTY LLC
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Payment Calculator
Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.
Sales History & Tax Summary for 5820 Arboretum Street
Sales History
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Tax Summary
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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.
Schools
Schools nearby 5820 Arboretum Street
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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.
The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.
SchoolDigger ® Rating
The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.
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