$319,900

596 State Road 20, Palatka, FL 32177

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$319,900

(30,000) 04/24/2026

596 State Road 20 Palatka, FL 32177

For Sale MLS# OM720523

2 beds 2 baths 1,632 sq ft Single Family

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Data current as of 05/06/2026 05:05:13

Details for 596 State Road 20

MLS# OM720523

Description for 596 State Road 20, Palatka, FL, 32177


Charming 2 BR/2BA home with loft nestled in a private, serene setting surrounded by Rice Creek Conservation Area Sate land on three sides. Thoughtfully designed, the home offers a flexible layout with a bedroom and full bath on each level, ideal for guests or multigenerational living. The upstairs also features a spacious loft overlooking the open-concept great room and dining area, anchored by a stunning stone fireplace. Enjoy peaceful views of nature from the beautiful stone back porch, now covered with a brand-new metal roof - perfect for relaxing or entertaining. The home is set back from the road and accessible by State easement, ensuring both privacy and convenience. Additional features include a detached double carport with workshop, which has entry from the carport and a roll top entry door from the side, ideal for yard equipment or hobbies. Beautiful Oak trees not only garnish the landscape but also provide welcoming shade on those hot Florida days. In addition, there are several established fruit trees, including figs and oranges. This 2.02-acre parcel is legally described as two 1.01-acre parcels. The back 1.01-acre parcel has a view of Rainbow Lake from the far NW corner. Separate ingress/egress easement is provided by the State for this parcel - great opportunity for family compound living! Although location is rural, it's just a short distance to shopping, medical, restaurants etc., and of course, the magnificent St. Johns River. No HOA and plenty of room for your outdoor fun accessories.

Listing Information


Property Type: Residential, Single Family Residence

Status: Active

Bedrooms: 2

Bathrooms: 2

Lot Size: 2.02 Acres

Square Feet: 1,632 sq ft

Year Built: 1988

Garage: Yes

Stories: 1 Story

Construction: Wood Siding

Subdivision: N/A

Foundation: Slab

County: Putnam

Room Information


Main Floor

Kitchen:

Great Room:

Dining Room:

Bathroom 1:

Bedroom 2:

Upper Floor

Bathroom 2:

Loft:

Primary Bedroom:

Bathrooms

Full Baths: 2

Additonal Room Information

Laundry: In Garage, Washer Hookup, Electric Dryer Hookup

Interior Features


Appliances: Range, Refrigerator, Range Hood, Microwave

Flooring: Carpet,Laminate,Vinyl

Doors/Windows: Blinds, Drapes

Fireplaces: Family Room, Wood Burning

Additional Interior Features: Cathedral Ceiling(s), High Ceilings

Utilities


Sewer: Septic Tank

Other Utilities: Electricity Connected,Sewer Available

Cooling: Central Air, Zoned

Heating: Central

Exterior / Lot Features


Attached Garage: Attached Garage

Garage Spaces: 2

Parking Description: Garage Faces Side

Roof: Metal

Lot View: Trees/Woods

Additional Exterior/Lot Features: French Patio Doors, Rear Porch, Covered, Private

Driving Directions


From intersection of SR19 and SR20 in Palatka, proceed west on SR 20. Property is on the right as you come up the hill toward Hollister.

Financial Considerations


Terms: Cash,Conventional

Tax/Property ID: 15-10-25-0000-0060-0010

Tax Amount: 2886.22

Tax Year: 2025

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Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.

Sales History

Date Price
Currently not available.

Tax Summary

Tax Year Estimated Market Value Total Tax
Currently not available.

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Schools nearby 596 State Road 20

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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.

The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.

SchoolDigger ® Rating

The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.

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