604 SW 20th Terrace Cape Coral, FL 33991
For Sale MLS# 2026008197
3 beds 2 baths 1,669 sq ft Single Family
Details for 604 SW 20th Terrace
MLS# 2026008197
Description for 604 SW 20th Terrace, Cape Coral, FL, 33991
Massive Price Reduction! Motivated Seller. Welcome to your slice of paradise in beautiful Cape Coral, Florida! This immaculate 3-bedroom, 2-bathroom home combines comfort, style, and waterfront living. Perfectly located across from Skyline Elementary School if you have grade schoolers who would love the shortest commute to school possible. Step inside to find a bright, open floor plan with new stainless steel kitchen appliances and a remodeled pool bathroom that bring a modern touch to this charming home. The 2022 HVAC system ensures year-round comfort and efficiency. New windows and flooring in 2nd and third bedrooms. Roof replaced 2020. Fresh paint throughout the interior. Out back, enjoy the Florida lifestyle to the fullest with a heated pool and relaxing hot tub, all within a screened lanai overlooking the tranquil freshwater canal. Your private boat dock is perfect for fishing, kayaking, or a leisurely sunset cruise. Additional highlights include: Not in a mandatory Flood Insurance Zone! All City water and city sewer assessments paid in full Move-in ready condition with thoughtful upgrades throughout. This waterfront gem offers the ultimate in coastal living — whether you’re looking for a full-time residence, winter retreat, or investment property. Enjoy the sunshine, the water, and the peaceful atmosphere that make Cape Coral one of Florida’s most desirable locations. Don’t miss your chance to own this beautiful canal home — schedule your private showing today!
Listing Information
Property Type: Residential, Single Family Residence
Status: Active
Bedrooms: 3
Bathrooms: 2
Lot Size: 0.23 Acres
Square Feet: 1,669 sq ft
Year Built: 1985
Garage: Yes
Stories: 1 Story
Construction: Block,Concrete,Stucco
Subdivision: Cape Coral
Furnished: Yes
County: Lee
Days On Market: 101
Construction Status: Resale
School Information
Elementary: School Choice
Middle: School Choice
High: School Choice
Room Information
Bathrooms
Full Baths: 2
Additonal Room Information
Laundry: Inside
Interior Features
Appliances: Freezer, Refrigerator, Microwave, Dishwasher, Disposal, Dryer, Electric Cooktop
Flooring: Tile
Doors/Windows: Single Hung
Additional Interior Features: Split Bedrooms, Built-in Features, Living/Dining Room, Main Level Primary, Separate Shower, Shower Only
Utilities
Water: Assessment Paid, Public
Sewer: Assessment Paid, Public Sewer
Other Utilities: Cable Available
Cooling: Electric, Central Air
Heating: Central, Electric
Exterior / Lot Features
Attached Garage: Attached Garage
Garage Spaces: 2
Parking Description: Attached, Paved, Garage, driveway, Underground
Roof: Shingle
Pool: In Ground, Heated, Electric Heat
Lot View: Canal,Water
Lot Dimensions: 81 x 125 x 81 x 125
Zoning: R1
Additional Exterior/Lot Features: Shutters Manual, Fence, Screened, Porch, Lanai, Rectangular Lot
Waterfront Details
Water Front Features: Navigable Water, Canal Access
Community Features
Community Features: Non-Gated
Security Features: Smoke Detector(s), None
Financial Considerations
Terms: All Financing Considered,Cash,FHA,VA Loan
Tax/Property ID: 26-44-23-C4-03061.0030
Tax Amount: 6600.45
Tax Year: 2025
A broker reciprocity listing courtesy: Coldwell Banker Realty
Based on information provided by FGCMLS. Internet Data Exchange information is provided exclusively for consumers’ personal, non-commercial use, and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This data is deemed reliable but is not guaranteed to be accurate by Edina Realty, Inc., or by the MLS. Edina Realty, Inc., is not a multiple listing service (MLS), nor does it offer MLS access.
Copyright 2026 FGCMLS. All Rights Reserved.
Payment Calculator
Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.
Sales History & Tax Summary for 604 SW 20th Terrace
Sales History
| Date | Price | |
|---|---|---|
| Currently not available. | ||
Tax Summary
| Tax Year | Estimated Market Value | Total Tax |
|---|---|---|
| Currently not available. | ||
Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.
Schools
Schools nearby 604 SW 20th Terrace
| Schools in attendance boundaries | Grades | Distance | Rating |
|---|---|---|---|
| Loading... | |||
| Schools nearby | Grades | Distance | Rating |
|---|---|---|---|
| Loading... | |||
Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.
The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.
SchoolDigger ® Rating
The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.
Coming soon properties will soon be on the market, but are not yet available for showings.