$150,000
622 Ridge Terrace Winter Haven, FL 33881 - LAKE SMART
For Sale MLS# L4962178
2 beds 2 baths 1,073 sq ft Condo
Details for 622 Ridge Terrace
MLS# L4962178
Description for 622 Ridge Terrace, Winter Haven, FL, 33881 - LAKE SMART
Florida Living at Its Best! Welcome home to this beautifully updated 2-bedroom, 2-bath residence offering the perfect combination of comfort, style, and convenience. From the moment you walk through the door, you'll be impressed by the bright, open floor plan, modern finishes, wood-look flooring, and inviting living spaces designed for everyday living and entertaining. The spacious primary suite serves as a private retreat and features sliding glass doors leading to a screened and covered lanai. A portion of the lanai has been enclosed to create a flexible bonus room—ideal for a home office, reading nook, fitness area, or hobby room. Step outside to your private tiled patio, the perfect place to enjoy your morning coffee, unwind after a long day, or host family and friends. This sought-after community offers amenities rarely found at this price point, including assigned covered parking, a sparkling community pool, and direct access to beautiful Lake Smart with a private boat ramp. Whether you enjoy boating, fishing, kayaking, or simply watching the sunset over the water, you'll love the lifestyle this community provides. Located just minutes from shopping, restaurants, medical facilities, and major roadways, this move-in-ready home offers the convenience buyers are looking for and the Florida lifestyle they dream about. Opportunities like this don't come along often. Schedule your private tour today and discover why this could be the perfect place to call home.
Listing Information
Property Type: Residential, Condominium
Status: Active
Bedrooms: 2
Bathrooms: 2
Lot Size: 0.03 Acres
Square Feet: 1,073 sq ft
Year Built: 1997
Stories: 1 Story
Construction: Stucco
Subdivision: Winter Ridge Condo
Foundation: Slab
County: Polk
School Information
Elementary: Lake Alfred Elem
Middle: Denison Middle
High: Winter Haven Senior
Room Information
Main Floor
Kitchen:
Bedroom 1:
Living Room:
Primary Bedroom:
Bathrooms
Full Baths: 2
Additonal Room Information
Laundry: In Kitchen
Interior Features
Appliances: Dishwasher, Microwave, Range, Refrigerator
Flooring: Laminate
Additional Interior Features: Ceiling Fan(s)
Utilities
Water: Public
Sewer: Public Sewer
Other Utilities: Cable Available,Electricity Available
Cooling: Ceiling Fan(s), Central Air
Heating: Central
Exterior / Lot Features
Parking Description: Assigned
Roof: Shingle
Pool: Community, Association
Additional Exterior/Lot Features: Buyer Approval Required
Waterfront Details
Standard Water Body: LAKE SMART
Community Features
Community Features: Water Access, Lake, Clubhouse, Dock, Boat Slip, Community Mailbox, Fishing, Boat Facilities
Association Amenities: Shuffleboard Court, Maintenance Grounds, Pool
HOA Dues Include: Taxes, Maintenance Grounds, Maintenance Structure, Pool(s), Common Areas
Homeowners Association: Yes
HOA Dues: $253 / Monthly
Driving Directions
From US-27, take Cypress Gardens Blvd (SR-540) east toward Winter Haven. Turn right onto 1st St NW/Winter Lake Rd NW, then left onto Ridge Terrace. Property will be on the left.
Financial Considerations
Terms: Cash,Conventional,FHA,VA Loan
Tax/Property ID: 26-28-09-530002-001710
Tax Amount: 1644.19
Tax Year: 2025
A broker reciprocity listing courtesy: TRUE FLORIDA REALTY LLC
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Payment Calculator
Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.
Sales History & Tax Summary for 622 Ridge Terrace
Sales History
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Tax Summary
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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.
Schools
Schools nearby 622 Ridge Terrace
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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.
The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.
SchoolDigger ® Rating
The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.
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