$940,500

628 Mayo Street, Palm Harbor, FL 34683

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$940,500

(49,500) 03/06/2026

628 Mayo Street Palm Harbor, FL 34683 - GREENS BAYOU

For Sale MLS# TB8458017

4 beds 4 baths 1,873 sq ft Single Family

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Data current as of 15/03/2026 23:45:17

Details for 628 Mayo Street

MLS# TB8458017

Description for 628 Mayo Street, Palm Harbor, FL, 34683 - GREENS BAYOU


A rare waterfront masterpiece in Palm Harbor, perfectly positioned on Greens Bayou within the coveted Seaside Point 2nd Addition. This exceptional two-story residence offers 72 feet of direct waterfront frontage on a serene bayou, minutes to the Gulf of America - delivering the ultimate private Florida lifestyle on a .21-acre lot. Built with block construction, stucco exterior, and a durable metal roof, the home combines classic Florida architecture with modern comforts. Inside, 4 spacious bedrooms (1 is currently used an office. Perfect for a rental option) and 3.5 bathrooms span 1,873 sq. ft. of heated living space, thoughtfully designed for both elegant entertaining and everyday comfort. The open floorplan seamlessly connects the kitchen and family room, creating a natural flow for gatherings, while the kitchen itself impresses with solid wood cabinetry, stone countertops, and a bright, casual dining space. Upstairs, the primary suite offers a walk-in closet and private retreat, complemented by a split-bedroom layout for optimal functionality. Additional interior features include built-in elements, ceiling fans, attic ventilation, and a private sauna (Humm 3.5 kw wet/dry stove). Appliances include refrigerator, dishwasher, microwave, washer, and dryer, with mini-split cooling systems throughout and convenient garage laundry access. Outdoor living is a showstopper. Lounge by your private in-ground saltwater pool with concrete decking and lighting, entertain from the rear porch or balcony, or relax by the fire pit. The cold plunge boiler is a 1 1/2 HP eco plus (which is industrial). The property also includes a boathouse, outdoor shower, grill area, mature fruit trees, and lush garden space. A one-car attached garage and fenced yard complete this waterfront sanctuary, with no HOA or association fees. Flood Zone AE (flood deck page is attached) served by public water and sewer; electricity and cable connected. Enjoy the unparalleled combination of tranquility, lifestyle, and convenience, just minutes from Palm Harbor’s premier dining, shopping, and local amenities. Buyer to verify all measurements, zoning, flood, and use restrictions.

Listing Information


Property Type: Residential, Single Family Residence

Status: Active

Bedrooms: 4

Bathrooms: 4

Lot Size: 0.21 Acres

Square Feet: 1,873 sq ft

Year Built: 1967

Garage: Yes

Stories: 2 Story

Construction: Block,Stucco

Property Attached: Yes

Construction Display: New Construction

Subdivision: Seaside Point 2nd Add

Foundation: Slab

County: Pinellas

Construction Status: New Construction

School Information


Elementary: Ozona Elementary-Pn

Middle: Palm Harbor Middle-Pn

High: Palm Harbor Univ High-Pn

Room Information


Main Floor

Sauna: 4x7

Living Room: 13x27

Porch: 8x28

Bedroom 4: 8x11

Bedroom 3: 10x11

Bedroom 2: 10x14

Dining Room: 10x22

Kitchen: 12x19

Upper Floor

Porch: 10x24

Primary Bedroom: 24x25

Bathrooms

Full Baths: 3

1/2 Baths: 1

Additonal Room Information

Laundry: In Garage

Interior Features


Appliances: Microwave, Washer, Range, Refrigerator, Dishwasher, Dryer

Flooring: Ceramic Tile,Slate,Wood

Doors/Windows: Storm Window(s)

Additional Interior Features: Attic, Built-in Features, Split Bedrooms, Eat-In Kitchen, Ceiling Fan(s), Sauna, Kitchen/Family Room Combo, Open Floorplan, Upper Level Primary, Solid Surface Counters, Stone Counters, Wood Cabinets

Utilities


Water: Public

Sewer: Public Sewer

Other Utilities: Cable Available,Electricity Connected,Phone Available,Sewer Connected,Water Connected

Cooling: Ceiling Fan(s), Ductless

Heating: Solar, Electric, Other

Exterior / Lot Features


Attached Garage: Attached Garage

Garage Spaces: 1

Parking Description: driveway, Deeded

Roof: Metal

Pool: Gunite, In Ground, Outside Bath Access, Salt Water, Tile

Lot View: Bayou,Water

Lot Dimensions: 83 x 105

Fencing: Vinyl, Chain Link, Wood

Additional Exterior/Lot Features: Fire Pit, Outdoor Grill, Outdoor Shower, Rain Gutters, French Patio Doors, Balcony, Garden, Lighting, Balcony, Covered, Rear Porch, Landscaped, Cul-de-Sac, Near Public Transit, Near Golf Course, Outside City Limits

Out Buildings: Boat House

Waterfront Details


Boat Facilities: Boat Facilities

Standard Water Body: GREENS BAYOU

Water Front Features: Canal Access

Community Features


Security Features: Fire Hydrant(s)

Driving Directions


Alt 19 in Palm Harbor to W on Crystal Beach Ave (just S of Alderman) to N on Mayo St to address on right.

Financial Considerations


Terms: Cash,Conventional

Tax/Property ID: 35-27-15-79434-000-0170

Tax Amount: 5079.74

Tax Year: 2025

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Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.

Sales History

Date Price
Currently not available.

Tax Summary

Tax Year Estimated Market Value Total Tax
Currently not available.

Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.

Schools nearby 628 Mayo Street

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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.

The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.

SchoolDigger ® Rating

The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.

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