$369,000

640 Encarnacion Street, Punta Gorda, FL 33983

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$369,000

(5,000) 07/21/2026

640 Encarnacion Street Punta Gorda, FL 33983

For Sale MLS# C7526039

3 beds 2 baths 2,066 sq ft Single Family

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Data current as of 27/07/2026 09:13:08

Details for 640 Encarnacion Street

MLS# C7526039

Description for 640 Encarnacion Street, Punta Gorda, FL, 33983


One or more photo(s) has been virtually staged. DISCOVER YOUR private DREAM HOME in SOUGHT AFTER Deep Creek with a brand new price! This STUNNING 2021 BUILT 3/2/3 featuring a versatile DEN/FLEX/4th bedroom estate offers over 2,000 SQ. FT. of luxurious living space on a TRANQUIL OVERSIZED CORNER LOT backing to a SERENE GREENBELT. EYE CATCHING STONE ACCENTED EXTERIOR, mature landscaping, luxurious gingerbread trim, spacious L SHAPED SCREENED front lanai ENTRYWAY, and elegant leaded glass front door create CURB APPEAL THAT TRULY STANDS OUT. Inside, enjoy an OPEN SUNLIT FLOOR PLAN with large tile flooring, CROWN MOLDING, designer lighting, and sliding glass doors leading to a GRAND SCREENED back LANAI overlooking peacefully serene wooded views. Nicely FENCED SIDE YARD will be perfect for keeping your pets happy and safe with plenty of room to add a POOL, garden and unwind! The CHEF’S KITCHEN is crafted for entertaining or effortless everyday cooking with abundant RAISED PANEL CABINETRY, STAINLESS STEEL APPLIANCES, complimentary DESIGNER HARDWARE, a massive 12 FOOT BREAKFAST BAR, full WALK IN PANTRY, and cozy adjacent dinette. The spacious GREAT ROOM flows seamlessly for gatherings and everyday living with private patio access.Retreat to the zen like PRIMARY SUITE featuring a TRAY CEILING with crown molding and comforting ambient lighting with lavish ensuite bath. The SPA INSPIRED ENSUITE bath includes DUAL VANITIES, studio style makeup area, SEAMLESS GLASS SHOWER with dual shower heads, and a nice LARGE WALK IN CLOSET. Guest bedrooms are generously sized with stylish shared bath access. Additional upgrades that add extra value and convenience include IRRIGATION SYSTEM, WATER FILTRATION, GUTTERS, LARGE 3 CAR GARAGE ( bring your toys), oversized laundry room with extra storage.Located in a peaceful DEED RESTRICTED COMMUNITY with LOW HOA FEES and NO FLOOD ZONE concerns, just minutes from dining, entertainment, pristine beaches, Sunseeker Resort, downtown Punta Gorda, I 75, and Punta Gorda Airport.DON’T LET THIS ONE SLIP AWAY ****PRIVACY plus a whole lot more with all the bells and whistles.**** Schedule your private showing TODAY and start living the Florida lifestyle you deserve!

Listing Information


Property Type: Residential, Single Family Residence

Status: Active

Bedrooms: 3

Bathrooms: 2

Lot Size: 0.25 Acres

Square Feet: 2,066 sq ft

Year Built: 2021

Garage: Yes

Stories: 1 Story

Construction: Block,Stone,Stucco

Subdivision: Punta Gorda Isles Sec 20

Foundation: Slab

County: Charlotte

School Information


Elementary: Deep Creek Elementary

Middle: Punta Gorda Middle

High: Charlotte High

Room Information


Main Floor

Porch: 14x14.5

Kitchen: 10x16

Living Room: 17x26

Bedroom 3: 12x12

Bathroom 2: 5.5x9

Bedroom 2: 12x12

Laundry: 7x11

Office: 12.5x14

Primary Bathroom: 10x11

Primary Bedroom: 14x16

Dinette: 9x11

Bathrooms

Full Baths: 2

Additonal Room Information

Laundry: Inside

Interior Features


Appliances: Ice Maker, Exhaust Fan, Cooktop, Dishwasher, Microwave, Range, Refrigerator, Electric Water Heater, Built-In Oven

Flooring: Carpet,Porcelain Tile

Doors/Windows: Window Treatments

Additional Interior Features: Vaulted Ceiling(s), Ceiling Fan(s), Walk-In Closet(s), High Ceilings, Window Treatments, Split Bedrooms, Tray Ceiling(s), Stone Counters, Open Floorplan, Smart Home, Main Level Primary, Crown Molding, Kitchen/Family Room Combo

Utilities


Water: Public

Sewer: Public Sewer

Other Utilities: Cable Connected,Electricity Connected,Municipal Utilities

Cooling: Ceiling Fan(s), Central Air

Heating: Central

Exterior / Lot Features


Attached Garage: Attached Garage

Garage Spaces: 2

Parking Description: Oversized, Golf Cart Garage, Guest, Open, driveway, Garage, Garage Door Opener

Roof: Shingle

Lot View: Park/Greenbelt,Trees/Woods

Fencing: Chain Link

Additional Exterior/Lot Features: Sprinkler/Irrigation, Storm/Security Shutters, Private Yard, Rain Gutters, Dog Run, Covered, Screened, Rear Porch, Front Porch, Corner Lot, Landscaped, Oversized Lot, Near Golf Course

Out Buildings: Kennel/Dog Run

Community Features


Community Features: Park, Playground, Sidewalks, Golf, Street Lights

Security Features: Fire Hydrant(s)

Homeowners Association: Yes

HOA Dues: $200 / Annually

Driving Directions


Head north on US-41/Tamiami Trail. Turn right onto Rio De Janeiro Ave. Continue about 2.5 miles into Deep Creek. Turn left onto Sandhill Blvd. Turn right onto Seasons Dr. Turn right onto Encarnacion St. 640 Encarnacion St will be immediately on your right.

Financial Considerations


Terms: Cash,Conventional,FHA,VA Loan

Tax/Property ID: 402303358001

Tax Amount: 5021.37

Tax Year: 2025

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Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.

Sales History

Date Price
Currently not available.

Tax Summary

Tax Year Estimated Market Value Total Tax
Currently not available.

Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.

Schools nearby 640 Encarnacion Street

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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.

The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.

SchoolDigger ® Rating

The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.

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