$399,000

640 Encarnacion Street, Punta Gorda, FL 33983

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$399,000

640 Encarnacion Street Punta Gorda, FL 33983

For Sale MLS# C7526039

3 beds 2 baths 2,066 sq ft Single Family

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Data current as of 08/06/2026 11:47:12

Details for 640 Encarnacion Street

MLS# C7526039

Description for 640 Encarnacion Street, Punta Gorda, FL, 33983


One or more photo(s) has been virtually staged. DISCOVER YOUR DREAM HOME in Deep Creek, a STUNNING 2021-built estate boasting over 2,000 sq. ft. of luxurious living space nestled on a tranquil,OVERSIZED CORNER LOT backing to a SERENE GREENBELT. This exceptional 3-bedroom, 2-bathroom residence, with a versatile den/flex room/formal dining room perfect as a 4th bedroom or office, offers the extra privacy and space you've been waiting for.The eye-catching stone-accented façade, mature landscaping, charming gingerbread trim, uniquely spacious L-shaped screened entryway and an elegant leaded glass front door create an inviting curb appeal that TRULY STANDS OUT. Step inside to an open, sunlit floor plan featuring large tile floors throughout the main living areas, sophisticated crown molding, designer lighting, and seamless sliding doors that open to a grand back screened back lanai, privately wooded on a vast greenbelt. Breathe in refreshing cross breezes as you relax or entertain overlooking a lush wooded backyard with plenty of room for a pool and a fenced side yard perfect for pets or gardening.The chef’s kitchen is crafted for both everyday living and special gatherings, boasting raised panel cabinetry, stainless steel appliances, designer hardware, a generous 12-foot breakfast bar, walk-in pantry, and an adjacent dinette. The expansive great room flows effortlessly from the kitchen, creating an ideal space for entertaining family and friends.Retreat to your private primary suite, a true sanctuary featuring a tray ceiling with crown molding and ambient lighting. Pamper yourself in the spa inspired ensuite bathroom with dual vanities, a dedicated makeup area, seamless glass shower with dual shower heads, and a sizable walk in closet. Two additional guest bedrooms provide spacious closets and share a stylishly appointed bathroom.The flexible office, den, hobby room, or formal dining room situated just off the foyer invites you to personalize this space to fit your lifestyle needs. Additional conveniences include an irrigation system, water filtration, gutters, a large 3 CAR GARAGE perfect for your toys, a generously sized laundry room with extra storage, a pedestal GE washer, and a smart sensor dryer.Enjoy true Florida living in this peaceful, deed-restricted community with low yearly HOA fee and no flood zone concerns. Located close to dining, entertainment, pristine beaches, Sunseeker Resort, downtown historic Punta Gorda, I75, and Punta Gorda Airport, this home offers the perfect blend of tranquility and accessibility. DON'T LET THIS ONE SLIP AWAY , it's your chance to own an exquisite deed restricted Deep Creek retreat, priced to sell quickly. Schedule your private showing TODAY and start living the Florida lifestyle you deserve!

Listing Information


Property Type: Residential, Single Family Residence

Status: Active

Bedrooms: 3

Bathrooms: 2

Lot Size: 0.25 Acres

Square Feet: 2,066 sq ft

Year Built: 2021

Garage: Yes

Stories: 1 Story

Construction: Block,Stone,Stucco

Subdivision: Punta Gorda Isles Sec 20

Foundation: Slab

County: Charlotte

School Information


Elementary: Deep Creek Elementary

Middle: Punta Gorda Middle

High: Charlotte High

Room Information


Main Floor

Porch: 14x14.5

Kitchen: 10x16

Living Room: 17x26

Bedroom 3: 12x12

Bathroom 2: 5.5x9

Bedroom 2: 12x12

Laundry: 7x11

Office: 12.5x14

Primary Bathroom: 10x11

Primary Bedroom: 14x16

Dinette: 9x11

Bathrooms

Full Baths: 2

Additonal Room Information

Laundry: Inside

Interior Features


Appliances: Ice Maker, Exhaust Fan, Cooktop, Dishwasher, Dryer, Microwave, Range, Refrigerator, Electric Water Heater, Built-In Oven, Washer

Flooring: Carpet,Porcelain Tile

Doors/Windows: Window Treatments

Additional Interior Features: Vaulted Ceiling(s), Ceiling Fan(s), Walk-In Closet(s), High Ceilings, Window Treatments, Open Floorplan, Main Level Primary, Crown Molding, Split Bedrooms, Tray Ceiling(s), Smart Home, Stone Counters, Kitchen/Family Room Combo

Utilities


Water: Public

Sewer: Public Sewer

Other Utilities: Cable Connected,Electricity Connected,Municipal Utilities

Cooling: Ceiling Fan(s), Central Air

Heating: Central

Exterior / Lot Features


Attached Garage: Attached Garage

Garage Spaces: 2

Parking Description: Oversized, Open, driveway, Golf Cart Garage, Guest, Garage, Garage Door Opener

Roof: Shingle

Lot View: Park/Greenbelt,Trees/Woods

Fencing: Chain Link

Additional Exterior/Lot Features: Storm/Security Shutters, Private Yard, Sprinkler/Irrigation, Rain Gutters, Dog Run, Screened, Covered, Rear Porch, Front Porch, Corner Lot, Landscaped, Oversized Lot, Near Golf Course

Out Buildings: Kennel/Dog Run

Community Features


Community Features: Park, Playground, Sidewalks, Golf, Street Lights

Security Features: Fire Hydrant(s)

Homeowners Association: Yes

HOA Dues: $200 / Annually

Driving Directions


Head north on US-41/Tamiami Trail. Turn right onto Rio De Janeiro Ave. Continue about 2.5 miles into Deep Creek. Turn left onto Sandhill Blvd. Turn right onto Seasons Dr. Turn right onto Encarnacion St. 640 Encarnacion St will be immediately on your right.

Financial Considerations


Terms: Cash,Conventional,FHA,VA Loan

Tax/Property ID: 402303358001

Tax Amount: 5021.37

Tax Year: 2025

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Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.

Sales History

Date Price
Currently not available.

Tax Summary

Tax Year Estimated Market Value Total Tax
Currently not available.

Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.

Schools nearby 640 Encarnacion Street

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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.

The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.

SchoolDigger ® Rating

The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.

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