$395,000

640 Smith Avenue S, Saint Paul, MN 55107

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$395,000

640 Smith Avenue S Saint Paul, MN 55107

For Sale MLS# 7052542

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Data current as of 05/06/2026 19:46:14

Details for 640 Smith Avenue S

MLS# 7052542

Description for 640 Smith Avenue S, Saint Paul, MN, 55107


Prime corner commercial opportunity in St. Paul! This one-story office building is ideally located at the intersection of Smith Avenue and Baker Street, offering excellent visibility and high traffic exposure with convenient access to Downtown St. Paul. Zoned B2 for small business use (under 10,000 SF), the property presents a versatile opportunity for a variety of commercial uses.The building offers approximately 5,279 total square feet, including 2,592 square feet on the main level and 2,687 square feet in the lower level. Currently configured as two separate office suites, the property provides flexibility for owner-users, investors, or future redevelopment.The left suite, occupied by a long-standing St. Paul insurance company, features approximately 1,400 finished square feet, including separate restrooms, a utility room, storage space, and direct access to a loading area. The right suite, most recently leased to a computer repair business, offers approximately 1,000 finished square feet.The full lower level is currently utilized for storage, adding additional functional space and potential. Both suites are expected to be vacant by May 2026, creating a prime opportunity for occupancy or repositioning.Situated on a 3,165 square foot lot in a highly visible location, this property offers strong potential for an owner-operator, investor, or developer. See MLS supplements for detailed floor plans.

Listing Information


Property Type: Commercial

Status: Active

Bathrooms: 3

Lot Size: 0.07 Acres

Square Feet: 2,593 sq ft

Year Built: 1911

Foundation: 2,600 sq ft

Stories: 1 Story

Subdivision: Princes Rearrangement Etc

Number Of Units Total: 2

Current Use: Business Service,Commercial,Office,Professional Service

County: Ramsey

Days On Market: 53

Construction Status: Previously Owned

School Information


District: 625 - St. Paul

Interior Features


Flooring: Carpet,Tile

Basement: Full, Partial Finished, Concrete Block, Shared Access, Storage Space

Doors/Windows: Aluminum Frames

Accessibility: Doors 36+, Door Lever Handles, Grab Bars In Bathroom

Utilities


Water: City Water - In Street

Sewer: City Sewer/Connected

Other Utilities: Electric Common,Heating Common,Hot Water Common

Cooling: Central

Heating: Forced Air, Natural Gas

Exterior / Lot Features


Open Parking: 1

Parking Description: Driveway - Concrete, On-Street Parking Only

Exterior: Stucco, Vinyl, Wood

Roof: Age Over 8 Years, Flat

Lot Dimensions: 50x63x50x63

Zoning: Business/Commercial

Additional Exterior/Lot Features: City View, Corner Lot, Public Transit (w/in 6 blks), Land Inclusions - Building, Road Frontage - City

Driving Directions


Annapolis Street to Smith Avenue, go North on Smith to property on the corner of Smith and Baker

Financial Considerations


Tax/Property ID: 072822320003

Tax Amount: 8296

Tax Year: 2026

HomeStead Description: Non-Homesteaded

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Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.

Sales History

Date Price
Currently not available.

Tax Summary

Tax Year Estimated Market Value Total Tax
Currently not available.

Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.

Schools nearby 640 Smith Avenue S

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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.

The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.

SchoolDigger ® Rating

The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.

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