$210,000
8140 Cleaves Road North Fort Myers, FL 33903
For Sale MLS# 2026007403
2 beds 1 baths 1,000 sq ft Single Family
Details for 8140 Cleaves Road
MLS# 2026007403
Description for 8140 Cleaves Road, North Fort Myers, FL, 33903
Rare Waterfront Value Opportunity Prime Canal Location Assumable VA Loan at 4.25% A truly rare opportunity to own a prime waterfront lot on a wide canal, complete with direct boating access just minutes from Marina Town and the Caloosahatchee River—perfect for boating, fishing, and waterfront cruising. The existing structure sustained significant damage during Hurricane Ian and is uninhabitable, presenting an exceptional opportunity for a savvy buyer, investor, or builder to reimagine the property from the ground up. The lot and location are the true gems, offering the ideal setting to rebuild or elevate a new coastal-style residence with a two-car garage below and expansive living space above, designed to capture beautiful water views and refreshing Gulf breezes. Just a few minutes boat ride to the River with Gulf Access. A short walk or boat ride to Marina Town with 3-4 waterfront restaurants and professional offices. Adding to the appeal, the property offers a rare assumable VA loan at an attractive 4.25% interest rate, subject to lender approval. Purchaser must qualify for VA loan assumption and meet all lender requirements. YOU DO NOT NEED TO BE A VETERAN TO ASSUME. Conveniently located near schools, churches, shopping, and a variety of dining options—including waterfront restaurants accessible by boat—this location blends everyday convenience with an exceptional waterfront lifestyle. Offered “As Is”, this is a standout opportunity to secure waterfront property in a high-demand area with favorable financing in place. Bring your vision, your builder, and your boating lifestyle—opportunities like this are increasingly rare. “Assumable VA loan at 4.25% available to qualified VA buyer; lender approval required.” “Existing structure uninhabitable due to storm damage.” “Value is in land and location.”
Listing Information
Property Type: Residential, Single Family Residence
Status: Active
Bedrooms: 2
Bathrooms: 1
Lot Size: 0.09 Acres
Square Feet: 1,000 sq ft
Year Built: 1957
Stories: 1 Story
Construction: Block,Concrete,Stucco
Construction Display: New Construction
Subdivision: Cleaves Corner Unrec Plat
Furnished: Yes
County: Lee
Days On Market: 26
Construction Status: Known Damage
Room Information
Bathrooms
Full Baths: 1
Additonal Room Information
Laundry: Dryer Hookup, Washer Hookup
Interior Features
Flooring: Tile,Vinyl
Doors/Windows: Impact Glass, Thermal Windows
Additional Interior Features: Other, Bedroom on Main Level, Living/Dining Room, Main Level Primary, Tub Shower
Utilities
Water: Public
Sewer: Public Sewer
Other Utilities: Cable Available
Cooling: Electric, Central Air
Heating: Central, Electric
Exterior / Lot Features
Parking Description: Attached Carport
Roof: Rolled/Hot Mop
Lot View: Canal,Water
Zoning: RS-1
Additional Exterior/Lot Features: Security/High Impact Doors, Storage, Dead End
Waterfront Details
Water Front Features: Seawall, Across the Road Water Frontage, Navigable Water, Canal Access
Community Features
Community Features: Boat Facilities, None
Security Features: Key Card Entry
Association Amenities: See Remarks
HOA Dues Include: Street Lights, Trash
Driving Directions
Handcock Bridge Pkwy or Pondella to Palm and Cleaves is off of Palm. Down Cleaves to the first house on the right side of the canal.
Financial Considerations
Terms: All Financing Considered,Assumable,Cash,Owner May Carry Second,VA Loan
Tax/Property ID: 10-44-24-05-0000C.0010
Tax Amount: 957.15
Tax Year: 2025
A broker reciprocity listing courtesy: Keller Williams Realty Fort Myers and the Islands
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Payment Calculator
Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.
Sales History & Tax Summary for 8140 Cleaves Road
Sales History
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Tax Summary
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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.
Schools
Schools nearby 8140 Cleaves Road
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The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.
SchoolDigger ® Rating
The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.
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