$899,000

8551 Summit Oaks Bay, Savage, MN 55378

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$899,000

(26,000) 06/04/2026

8551 Summit Oaks Bay Savage, MN 55378 - Cate's or Hidden

For Sale MLS# 7081943

5 beds 4 baths 3,916 sq ft Single Family

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Data current as of 05/06/2026 23:31:11

Details for 8551 Summit Oaks Bay

MLS# 7081943

Description for 8551 Summit Oaks Bay, Savage, MN, 55378 - Cate's or Hidden


This stunning lakeshore rambler combines spacious living, scenic beauty, and exceptional amenities in oneremarkable property. Nestled on picturesque Cates Lake, this home offers a nature lover’s retreat withopportunities for canoeing, kayaking, and paddleboarding right from your backyard.Boasting nearly 4,000 finished square feet, the home features 5 bedrooms with an office (legal 6th bedroom), and 3.5 bathrooms, including aluxurious primary en suite bath complete with a soaking tub, and separate walk-in shower. Three bedroomsare located on the main level, with two additional bedrooms and office on the lower level, Designed for both everyday comfort and entertaining, the home offers both formal and informal diningspaces, along with an open-concept kitchen featuring a convenient counter breakfast bar. Enjoy expansiveliving and family rooms, each accented with warm gas fireplaces and custom built-in cabinetry, as well asa lower level wet bar.Take in breathtaking lake and wooded views from the inviting 3-season porch or large deck overlooking thebeautifully landscaped lot. The walkout lower level leads to a covered patio and an impressive stampedconcrete entertaining area surrounding the welcoming in-ground swimming pool — perfect for enjoyingsummer days with family and friends.Additionally you will find a spacious 3 car garage, plenty of storage, and it is Ideally located nearparks, schools, shopping, and major freeways, this home offers the perfect balance of privacy,recreation, and convenience. Opportunities like this are rare — few homes can match this combination oflakeshore living, space, and value.

Listing Information


Property Type: Residential, Single Family

Status: Active

Bedrooms: 5

Bathrooms: 4

Lot Size: 0.76 Acres

Square Feet: 3,916 sq ft

Year Built: 1998

Foundation: 2,302 sq ft

Garage: Yes

Stories: 1 Story

Subdivision: West Summit Oaks

County: Scott

Days On Market: 8

Construction Status: Previously Owned

School Information


District: 719 - Prior Lake-Savage Area Schools

Room Information


Main Floor

Bedroom 1: 17 X 13

Bedroom 2: 13 x 11

Bedroom 3: 13 x 11

Deck: 20 x 15

Dining Room: 13 x 12

Informal Dining Room: 14 x 14

Kitchen: 14 x 14

Living Room: 19 x 15

Three Season Porch: 14 x 12

Lower Floor

Bedroom 4: 15 X 13

Bedroom 5: 13 x 11

Family Room: 36 X 21

Office: 15 X 11

Patio: 14 x 12

Bathrooms

Full Baths: 3

1/2 Baths: 1

Additonal Room Information

Family: Family Room,Lower Level

Dining: Breakfast Bar,Informal Dining Room,Separate/Formal Dining Room

Laundry: Laundry Room, Main Level, Sink

Bath Description: Double Sink,Bathroom Ensuite,Full Basement,Full Primary,Main Floor 1/2 Bath,Main Floor Full Bath,Private Primary,Separate Tub & Shower

Interior Features


Square Footage above: 2,316 sq ft

Square Footage below: 1,600 sq ft

Appliances: Gas Water Heater, Stainless Steel Appliances, Double Oven, Wall Oven, Washer, Water Softener - Owned, Range, Refrigerator, Microwave, Dishwasher, Dryer

Basement: Finished (Livable), Full, Walkout

Fireplaces: 2, Family Room, Living Room, Gas Burning

Additional Interior Features: Ceiling Fan(s), Natural Woodwork, Kitchen Window, Cable, Wet Bar, French Doors, Paneled Doors, Vaulted Ceiling(s), Walk-In Closet, 3 BR on One Level, All Living Facilities on One Level, Main Floor Laundry

Utilities


Water: City Water/Connected

Sewer: City Sewer/Connected

Cooling: Central

Heating: Forced Air, Natural Gas

Exterior / Lot Features


Attached Garage: Attached Garage

Garage Spaces: 3

Parking Description: Attached Garage, Garage Sq Ft - 0.00

Exterior: Brick/Stone, Vinyl, Cedar

Roof: Age Over 8 Years

Pool: Outdoor, Heated, Below Ground

Lot View: South,West

Lot Dimensions: 95 x 340 x 98 x 362

Zoning: Residential-Single Family

Fencing: Rail, Partial

Additional Exterior/Lot Features: Deck, Patio, Porch, Dock, Accessible Shoreline, In-Ground Sprinkler, Tree Coverage - Heavy, Road Frontage - City

Waterfront Details


Boat Facilities: Boat Facilities

Standard Water Body: Cate's or Hidden

DNR Lake ID: 70001800

Water Front Features: Lake Front

Water Frontage Length: 100 Ft.

Lake Acres: 27

Waterfront Slope: Gradual

Driving Directions


Dakota Ave to 150th Street, to Aquila, to Summit Oaks Bay, to home.

Financial Considerations


Tax/Property ID: 262560540

Tax Amount: 8982

Tax Year: 2026

HomeStead Description: Homesteaded

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Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.

Sales History

Date Price
Currently not available.

Tax Summary

Tax Year Estimated Market Value Total Tax
Currently not available.

Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.

Schools nearby 8551 Summit Oaks Bay

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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.

The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.

SchoolDigger ® Rating

The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.

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