$749,850

8634 Santa Cruz Drive, Port Charlotte, FL 33981

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$749,850

Off-Market Date: 01/26/2026

8634 Santa Cruz Drive Port Charlotte, FL 33981 - SANTA CRUZ WATERWAY

Pending MLS# N6142268

3 beds 2 baths 2,139 sq ft Single Family

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Data current as of 14/03/2026 00:18:10

Details for 8634 Santa Cruz Drive

MLS# N6142268

Description for 8634 Santa Cruz Drive, Port Charlotte, FL, 33981 - SANTA CRUZ WATERWAY


This is what you have been looking for in a Southwest Gulf Coast Florida Boating home. Wait! This home has an option to ASSUME a VA LOAN at 2.625! Call for important information on this opportunity. This three bedroom two bath pool home with a Den sits on the Santa Cruz Waterway which takes you directly to the Lock System out to the Charlotte Harbor. Whether fishing or engaging in leisure water activities your journey can take you to the Intercoastal Waterway and out to the Gulf, making this an ideal location. The bridges (10 ft high with the water depth of 6-9 feet) makes this the perfect boating experience to accommodate your Dream Boat. A Sea Wall is in place already at the home for you to envision your Dock with a Lift and is already equipped with a light post, electric and water. Rinse off after your excursion in the outdoor shower by the expansive pool area. The Lanai where you will relax by your salt water pool with a sundeck and beautiful pavers boasts a panoramic screen inviting you to the beautiful water views and the nature that abounds in the area. Inside the home is an open concept where your entertaining area unites with a kitchen that has been expanded with additional Custom Wood Cabinetry, Granite counter tops, and a four panel slider pocket door that harmoniously brings the outdoors inside. The home has porcelain tile wood plank throughout, plantation shutters and coffered ceilings. The home is a split floor plan allowing your family and guests to experience privacy and access to the pool area. Peace of mind comes with all windows and doors impact rated, spray foam insulation in the attic, an irrigation system and the home is pre-wired for a generator. The driveway pavers lead you to the three car garage and around the side of the house to the relaxing pool area. Bring your golf cart, water toys and extra cars with plenty of room to store them here. Just down the street is The Learning Garden Park, an area to gather under a pavilion with a grilling area and a plant sharing alcove for the residents to enjoy or to just take a stroll among nature. HOA Voluntary and provides a clubhouse, social events, parks and trails and recreational courts. See website for full amenities. Near beaches and shopping yet secluded in a peaceful quiet neighborhood this is the home begging you to make it your personal waterfront retreat. Although the HOA is optional you may want to visit the website to see how your dues enhance your Community experience. Don’t let this one slip away! Call for your private showing. Back on the market due to the buyer cancelling contract.

Listing Information


Property Type: Residential, Single Family Residence

Status: Pending

Bedrooms: 3

Bathrooms: 2

Lot Size: 0.23 Acres

Square Feet: 2,139 sq ft

Year Built: 2022

Garage: Yes

Stories: 1 Story

Construction: Block

Subdivision: Port Charlotte Sec 058

Builder: DM Dean Inc

Foundation: Slab

County: Charlotte

School Information


Elementary: Myakka River Elementary

Middle: L.A. Ainger Middle

High: Lemon Bay High

Room Information


Main Floor

Porch:

Den: 10x11

Bedroom 3: 13x11

Bedroom 2: 11x12

Great Room:

Primary Bedroom: 17x16

Kitchen: 19x9

Bathrooms

Full Baths: 2

Additonal Room Information

Laundry: Laundry Room

Interior Features


Appliances: Exhaust Fan, Ice Maker, Electric Water Heater, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer, Range Hood

Flooring: Porcelain Tile

Doors/Windows: Window Treatments

Additional Interior Features: Ceiling Fan(s), Walk-In Closet(s), Eat-In Kitchen, Window Treatments, Built-in Features, High Ceilings, Main Level Primary, Crown Molding, Open Floorplan, Solid Surface Counters, Wood Cabinets

Utilities


Water: Public

Sewer: Public Sewer

Other Utilities: Cable Connected,Electricity Connected,Municipal Utilities,Sewer Connected,Water Connected

Cooling: Ceiling Fan(s), Central Air

Heating: Electric

Exterior / Lot Features


Attached Garage: Attached Garage

Garage Spaces: 3

Roof: Shingle

Pool: In Ground, Gunite

Lot Dimensions: 80x125

Additional Exterior/Lot Features: Sprinkler/Irrigation, Lighting

Waterfront Details


Standard Water Body: SANTA CRUZ WATERWAY

Water Front Features: Canal Access

Community Features


Homeowners Association: Yes

HOA Dues: $120 / Annually

Driving Directions


West 771 from 776. Turn left, South on Ingram Blvd. Turn Right, West on to Santa Cruz.

Financial Considerations


Terms: Assumable,Cash,Conventional,FHA,VA Loan

Tax/Property ID: 412116358004

Tax Amount: 1137

Tax Year: 2025

Sales History

Date Price
Currently not available.

Tax Summary

Tax Year Estimated Market Value Total Tax
Currently not available.

Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.

Schools nearby 8634 Santa Cruz Drive

Schools in attendance boundaries Grades Distance Rating
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Schools nearby Grades Distance Rating
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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.

The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.

SchoolDigger ® Rating

The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.

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