$412,000
981 45th Avenue NE Saint Cloud, MN 56304
For Sale MLS# 7065907
4 beds 4 baths 2,545 sq ft Single Family
Details for 981 45th Avenue NE
MLS# 7065907
Description for 981 45th Avenue NE, Saint Cloud, MN, 56304
Stunning New Construction with Finished Walk-Out Lower LevelWelcome to this impeccably designed 4-bedroom, 3.5-bathroom two-story home, where modern elegance meets functional living. The expansive main floor welcomes you with a grand foyer that flows seamlessly into a bright, open-concept living and dining area—perfect for hosting large gatherings. The gourmet kitchen is a true centerpiece, featuring crisp white cabinetry, gleaming quartz countertops, and premium finishes that will delight any home chef.Retreat to the upper level, where luxury awaits in the oversized primary suite. The sophisticated tray vault ceiling adds architectural interest, while the spa-like primary bath features a large walk-in shower and a spacious walk-in closet. Two additional well-appointed bedrooms and a full bath complete the top floor.The finished walk-out lower level significantly expands your living space, offering a massive family room that leads directly to the backyard. This level also includes a private 4th bedroom and a full bathroom, making it an ideal setup for guests, a teen suite, or a quiet home office.Combining high-end finishes with a thoughtful layout, this home is ready for you to move in and enjoy!
Listing Information
Property Type: Residential, Single Family
Status: Active
Bedrooms: 4
Bathrooms: 4
Lot Size: 0.14 Acres
Square Feet: 2,545 sq ft
Year Built: 2026
Foundation: 860 sq ft
Garage: Yes
Stories: 2 Stories
Date Available: 5/1/2026
Construction Display: New Construction
Completion date: 2026-05-01T05:00:00Z
Subdivision: Whispering Meadows
Builder: BML BUILDERS INC
County: Benton
Days On Market: 56
Construction Status: Completed New Construction
School Information
District: 47 - Sauk Rapids-Rice
Room Information
Main Floor
Dining Room: 14x13
Foyer: 9x6
Great Room: 12x16
Kitchen: 8x17
Upper Floor
Bedroom 1: 12x13
Bedroom 2: 12x10
Bedroom 3: 10x11
Laundry: 7x6
Primary Bath: 12x7
Lower Floor
Bedroom 4: 12x11
Family Room: 18x22
Bathrooms
Full Baths: 1
3/4 Baths: 2
1/2 Baths: 1
Additonal Room Information
Family: Family Room,Lower Level,Main Level
Dining: Breakfast Area,Breakfast Bar,Eat In Kitchen,Informal Dining Room,Kitchen/Dining Room,Living/Dining Room
Laundry: Laundry Room, Upper Level
Bath Description: 3/4 Basement,3/4 Primary,Bathroom Ensuite,Main Floor 1/2 Bath,Private Primary,Upper Level Full Bath,Walk-In Shower Stall
Interior Features
Square Footage above: 1,720 sq ft
Square Footage below: 825 sq ft
Appliances: Electric Water Heater, Stainless Steel Appliances, Disposal, Air-To-Air Exchanger, Refrigerator, Dryer, Microwave, Range, Dishwasher, Washer
Basement: Walkout, Sump Pump, Finished (Livable), Concrete Block, Drainage System, Daylight/Lookout Windows, Sump Basket
Additional Interior Features: Walk-In Closet, Kitchen Window, Kitchen Center Island, Paneled Doors, Natural Woodwork, Ceiling Fan(s), Washer/Dryer Hookup, Primary Bdr Suite, 2nd Floor Laundry, 3 BR on One Level
Utilities
Water: City Water/Connected
Sewer: City Sewer/Connected
Cooling: Central
Heating: Natural Gas, Forced Air, Electric
Exterior / Lot Features
Attached Garage: Attached Garage
Garage Spaces: 2
Parking Description: Driveway - Concrete, Attached Garage, Guest Parking, Garage Dimensions - 23x20, Garage Door Height - 7, Garage Door Width - 16, Garage Sq Ft - 460.0
Exterior: Vinyl
Roof: Asphalt Shingles, Age 8 Years or Less
Lot Dimensions: 6119
Zoning: Residential-Single Family
Additional Exterior/Lot Features: In-Ground Sprinkler, Road Frontage - City
Community Features
HOA Dues Include: Lawn Care, Snow Removal
Homeowners Association: Yes
Association Name: Whispering Meadows HOA
HOA Dues: $118 / Monthly
Driving Directions
Hwy 23 East of Hwy 10 to 47th Ave NE South to Quail Rd. West to 45th Ave NE, South to home.
Financial Considerations
Tax/Property ID: 170249100
Tax Amount: 300
Tax Year: 2026
HomeStead Description: Non-Homesteaded
A broker reciprocity listing courtesy: RE/MAX Results
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity℠ Program of the Regional Multiple Listing Service of Minnesota, Inc. Real estate listings held by brokerage firms other than Edina Realty, Inc. are marked with the Broker Reciprocity℠ logo or the Broker Reciprocity℠ thumbnail and detailed information about them includes the name of the listing brokers. Edina Realty, Inc. is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of Edina Realty, Inc., a broker Participant of the Regional Multiple Listing Service of Minnesota, Inc. IDX information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Open House information is subject to change without notice. Information deemed reliable but not guaranteed.
Copyright 2026 Regional Multiple Listing Service of Minnesota, Inc. All Rights Reserved.
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Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.
Sales History & Tax Summary for 981 45th Avenue NE
Sales History
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Tax Summary
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Schools
Schools nearby 981 45th Avenue NE
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The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.
SchoolDigger ® Rating
The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.
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