1324 1st Street N Saint Cloud, MN 56303
For Sale MLS# 7102225
7 beds 3 baths 3,492 sq ft Multi-family
Details for 1324 1st Street N
MLS# 7102225
Description for 1324 1st Street N, Saint Cloud, MN, 56303
Excellent opportunity for both investors or owner-occupants with immediate income potential! This spacious duplex, with almost 3,500 finished square feet, features a 3-bedroom upper unit and a 4-bedroom lower unit, offering an attractive layout for tenants and strong rental demand. Brand-new carpet on the main and lower levels provides a fresh update, making it easy to lease and minimizing upfront maintenance costs.Whether you're an experienced investor or looking to house hack your way into real estate, this property as a lot of upside. Live in one unit while renting the other to significantly offset your mortgage, or lease both units to maximize cash flow. Located on a desirable corner lot in a convenient St. Cloud neighborhood, the property also offers a large off-street parking pad, a valuable amenity for tenants. With the opportunity to place new tenants at current market rents, this huge duplex offers immediate upside and long-term wealth-building potential.
Listing Information
Property Type: Multi-family, Duplex Up and Down
Status: Active
Bedrooms: 7
Bathrooms: 3
Lot Size: 0.19 Acres
Square Feet: 3,492 sq ft
Year Built: 1910
Foundation: 1,802 sq ft
Stories: 2 Stories
Number Of Units Total: 2
County: Stearns
Days On Market: 18
Construction Status: Previously Owned
School Information
District: 742 - St. Cloud
Interior Features
Square Footage above: 2,821 sq ft
Square Footage below: 671 sq ft
Basement: Full, Egress Windows, Finished (Livable)
Utilities
Water: City Water/Connected
Sewer: City Sewer/Connected
Heating: Forced Air, Natural Gas
Exterior / Lot Features
Parking Description: Paved Lot, Driveway - Asphalt, Garage Sq Ft - 0.00
Exterior: Aluminum Siding
Roof: Asphalt Shingles
Lot Dimensions: 83x102
Zoning: Residential-Multi-Family
Additional Exterior/Lot Features: Corner Lot, Tree Coverage - Light, Road Frontage - Paved Streets, Sidewalks, Curbs
Driving Directions
W St. Germain St to 14th Ave N, go left
Financial Considerations
Tenant Pays: Electric,Fuel,Gas
Owner Pays: Sewer,Taxes,Water
Tax/Property ID: 82463360000
Tax Amount: 2310
Tax Year: 2026
HomeStead Description: Non-Homesteaded
A broker reciprocity listing courtesy: eXp Realty
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity℠ Program of the Regional Multiple Listing Service of Minnesota, Inc. Real estate listings held by brokerage firms other than Edina Realty, Inc. are marked with the Broker Reciprocity℠ logo or the Broker Reciprocity℠ thumbnail and detailed information about them includes the name of the listing brokers. Edina Realty, Inc. is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of Edina Realty, Inc., a broker Participant of the Regional Multiple Listing Service of Minnesota, Inc. IDX information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Open House information is subject to change without notice. Information deemed reliable but not guaranteed.
Copyright 2026 Regional Multiple Listing Service of Minnesota, Inc. All Rights Reserved.
Payment Calculator
Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.
Sales History & Tax Summary for 1324 1st Street N
Sales History
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Tax Summary
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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.
Schools
Schools nearby 1324 1st Street N
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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.
The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.
SchoolDigger ® Rating
The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.
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