$287,900
221 3rd Avenue NE Saint Cloud, MN 56304
For Sale MLS# 7073155
3 beds 2 baths 1,658 sq ft Multi-family
Details for 221 3rd Avenue NE
MLS# 7073155
Description for 221 3rd Avenue NE, Saint Cloud, MN, 56304
Introducing 221 3rd Avenue NE in St. Cloud. This beautifully updated up-and-down duplex offers both classic character and modern convenience. Built in 1920, this property is ideal as an owner-occupied home with rental income potential or as an investment opportunity. The property offers the perfect combination of classic charm and a laundry list of modern upgrades and amenities. The lower unit is a two-bedroom, one-bathroom with over 1,000 square feet of finished living space. The open layout provides a relaxing, seamless flow with large picture windows, allowing for abundant natural light. The high ceilings and updated kitchen are sure to make anyone envious. The remodeled bathroom also features a modern walk-in shower with dual showerheads. The main level unit also has access to the basement, which provides additional storage space as well as a laundry area. The basement is also framed and just waiting to be finished with all your creative ideas. Upstairs we find a one-bedroom, one-bathroom unit with a private exterior entrance. This cozy space features a kitchen, bedroom, bathroom, and living room, which also has its own laundry area. Check out the work that has been done on this property; updates include spray foam insulation, electrical, plumbing, furnace, air conditioner, drywall, flooring, cabinets, and the list goes on and on! Don’t overlook the fenced-in backyard and two-stall detached garage. All of this in a convenient location with easy access to downtown, parks, the river, and all that St. Cloud has to offer!
Listing Information
Property Type: Multi-family, Duplex Up and Down
Status: Active
Bedrooms: 3
Bathrooms: 2
Lot Size: 0.17 Acres
Square Feet: 1,658 sq ft
Year Built: 1920
Foundation: 975 sq ft
Garage: Yes
Stories: 1.5 Stories
Subdivision: St Cloud Park
Number Of Units Total: 2
County: Benton
Days On Market: 22
Construction Status: Previously Owned
School Information
District: 742 - St. Cloud
Additonal Room Information
Laundry: In Unit, In Basement, Washer Hookup, Upper Level, Electric Dryer Hookup, Gas Dryer Hookup
Interior Features
Square Footage above: 1,658 sq ft
Basement: Unfinished, Daylight/Lookout Windows, Single Tenant Access, Full
Utilities
Water: City Water/Connected
Sewer: City Sewer/Connected
Heating: Electric, Baseboard, Forced Air, Natural Gas
Exterior / Lot Features
Garage Spaces: 2
Parking Description: Electric, Garage Door Opener, Detached Garage, Garage Dimensions - 31x22, Garage Door Height - 7, Garage Door Width - 16, Garage Sq Ft - 682.0
Exterior: Brick/Stone, Stucco, Vinyl
Roof: Asphalt Shingles, Pitched
Lot Dimensions: 147x50
Zoning: Residential-Multi-Family,Residential-Single Family
Topography: Level
Fencing: Wood
Additional Exterior/Lot Features: Tree Coverage - Medium, Road Frontage - Sidewalks, Street Lights, Storm Sewer, City, Curbs, Paved Streets
Unit Information
Unit 1 Units Total: 1
Unit 1 Actual Rent: 1500
Unit 1 Baths Total: 1
Unit 1 Beds Total: 2
Unit 1 Rooms Total: 5
Unit 2 Units Total: 1
Unit 2 Actual Rent: 825
Unit 2 Baths Total: 1
Unit 2 Beds Total: 1
Unit 2 Rooms Total: 4
Driving Directions
From East St Germain go North on 2nd Ave NE to 3rd Ave NE to home.
Financial Considerations
Tenant Pays: Cable T.V.,Electric,Other
Owner Pays: Gas,Sewer,Trash,Water
Gross Income: 27900
Tax/Property ID: 170078500
Tax Amount: 1742
Tax Year: 2025
HomeStead Description: Non-Homesteaded
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The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity℠ Program of the Regional Multiple Listing Service of Minnesota, Inc. Real estate listings held by brokerage firms other than Edina Realty, Inc. are marked with the Broker Reciprocity℠ logo or the Broker Reciprocity℠ thumbnail and detailed information about them includes the name of the listing brokers. Edina Realty, Inc. is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of Edina Realty, Inc., a broker Participant of the Regional Multiple Listing Service of Minnesota, Inc. IDX information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Open House information is subject to change without notice. Information deemed reliable but not guaranteed.
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Payment Calculator
Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.
Sales History & Tax Summary for 221 3rd Avenue NE
Sales History
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Tax Summary
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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.
Schools
Schools nearby 221 3rd Avenue NE
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The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.
SchoolDigger ® Rating
The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.
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