$285,000

650 E Harbor Drive S, Saint Petersburg, FL 33705

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$285,000

(14,900) 06/02/2026

650 E Harbor Drive S Saint Petersburg, FL 33705

For Sale MLS# TB8494418

4 beds 2 baths 1,831 sq ft Multi-family

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Data current as of 08/06/2026 09:04:10

Details for 650 E Harbor Drive S

MLS# TB8494418

Description for 650 E Harbor Drive S, Saint Petersburg, FL, 33705


Income Opportunity Near Downtown St. Petersburg! Solid concrete block duplex featuring Two 2-bedroom, 1-bath units plus a shared laundry/storage space—ideal for investors or owner-occupants looking to offset their mortgage. Unit #650 (Downstairs 1,111 Sq Ft) has been recently updated and offers a spacious layout with fresh interior paint and new LVP wood-look flooring throughout. The brand-new kitchen showcases white shaker cabinetry and new countertops. Both bedrooms are generously sized and share an updated hall bathroom. Unit #652 (Upstairs 720 Sq Ft) features a bright, open living area with wood-look flooring and a seamless flow into the kitchen. The kitchen provides solid wood cabinetry and ample counter space, while both bedrooms offer tile flooring and share a generous sized hall bath. A 168 sq ft shared utility room includes a full-size washer and dryer along with additional storage space. Tenants will also enjoy access to a fenced, shared backyard. Situated on a quiet dead-end street adjacent to Harbordale Park, this property offers easy access to green space and a nearby playground. Just minutes from downtown St. Petersburg, you’ll enjoy close proximity to shopping, dining, museums, nightlife, public transportation, and I-275. Whether you’re looking to expand your portfolio or live in one unit while renting the other, this is a fantastic opportunity in an up-and-coming area of St. Pete with strong long-term potential. Owner's flood insurance policy is assumable - $3,254 annual premium.

Listing Information


Property Type: Residential, Duplex

Status: Active

Bedrooms: 4

Bathrooms: 2

Lot Size: 0.10 Acres

Square Feet: 1,831 sq ft

Year Built: 1960

Stories: 2 Story

Construction: Block

Subdivision: Finks Wm Rep

Foundation: Slab

County: Pinellas

Additonal Room Information

Laundry: Laundry Room, Common Area

Interior Features


Appliances: Dryer, Range, Refrigerator, Washer

Flooring: Luxury Vinyl,Tile

Doors/Windows: Blinds, Window Treatments

Additional Interior Features: Open Floorplan, Ceiling Fan(s), Window Treatments

Utilities


Water: Public

Sewer: Public Sewer

Other Utilities: Municipal Utilities

Cooling: Ceiling Fan(s), Wall/Window Unit(s)

Heating: Window Unit, Wall Furnace

Exterior / Lot Features


Roof: Shingle, Other

Lot View: Park/Greenbelt

Lot Dimensions: 55x79

Additional Exterior/Lot Features: Fence, Patio

Out Buildings: Storage

Unit Information


Unit 1 Units Total: 1

Unit 1 Actual Rent: 1400

Unit 1 Baths Total: 1

Unit 1 Beds Total: 2

Unit 2 Units Total: 1

Unit 2 Actual Rent: 1600

Unit 2 Baths Total: 1

Unit 2 Beds Total: 2

Driving Directions


4th St S to 22nd Ave S. Head West on 22nd Ave S. to 7th Street S. Turn Left on 7th St S. to E Harbor Dr S. turn left to address.

Financial Considerations


Terms: Cash,Conventional

Gross Income: 36000

Tax/Property ID: 31-31-17-27828-000-0070

Tax Amount: 4517

Tax Year: 2025

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Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.

Sales History

Date Price
Currently not available.

Tax Summary

Tax Year Estimated Market Value Total Tax
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Schools nearby 650 E Harbor Drive S

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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.

The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.

SchoolDigger ® Rating

The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.

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