$346,750

684 Virginia Street, Saint Paul, MN 55103

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$346,750

684 Virginia Street Saint Paul, MN 55103

For Sale MLS# 7074600

4 beds 2 baths 2,904 sq ft Multi-family

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Data current as of 04/06/2026 15:15:15

Details for 684 Virginia Street

MLS# 7074600

Description for 684 Virginia Street, Saint Paul, MN, 55103


Well-located up-and-down duplex in St Pauls North End neighborhood offering strong rental functionality and convenient access to downtown St Paul, Interstate 94, public transportation, and University Avenue amenities. The property features two 2-bedroom, 1-bath units, each with private entrances, providing added tenant privacy and long-term rental appeal.The duplex layout and unit configuration create a practical investment opportunity in an established rental corridor with consistent housing demand. Convenient access to nearby shopping, restaurants, employment centers, and transit routes supports stable long-term occupancy potential.Utilities are currently partially owner-paid, with ownership implementing a RUBS utility reimbursement program across the portfolio beginning Q3 2026. Future ownership will have the opportunity to improve NOI through utility cost recovery and operational efficiencies. Strong value-add opportunity through continued operational improvements and management optimization.

Listing Information


Property Type: Multi-family, Duplex Up and Down

Status: Active

Bedrooms: 4

Bathrooms: 2

Lot Size: 0.12 Acres

Square Feet: 2,904 sq ft

Year Built: 1900

Foundation: 968 sq ft

Stories: 2 Stories

Subdivision: Humphreys Add To, Saint P

Number Of Units Total: 2

County: Ramsey

Days On Market: 19

Construction Status: Previously Owned

School Information


District: 625 - St. Paul

Interior Features


Square Footage above: 1,936 sq ft

Square Footage below: 968 sq ft

Basement: Finished (Livable), Concrete Block

Accessibility: Doors 36+

Utilities


Water: City Water/Connected

Sewer: City Sewer/Connected

Heating: Natural Gas, Electric, Boiler

Exterior / Lot Features


Open Parking: 3

Parking Description: gravel lot

Exterior: Brick/Stone

Roof: Age Over 8 Years, Asphalt Shingles, Pitched

Lot Dimensions: 41 x 126

Zoning: Residential-Multi-Family

Topography: Level

Additional Exterior/Lot Features: Public Transit (w/in 6 blks), Road Frontage - City, Curbs, Paved Streets

Unit Information


Unit 1 Units Total: 1

Unit 1 Actual Rent: 1229

Unit 1 Baths Total: 1

Unit 1 Beds Total: 2

Unit 1 Rooms Total: 5

Unit 2 Units Total: 1

Unit 2 Actual Rent: 1361

Unit 2 Baths Total: 1

Unit 2 Beds Total: 2

Unit 2 Rooms Total: 5

Driving Directions


In St. Paul!

Financial Considerations


Other Annual Tax: $863

Tenant Pays: All Utilities,Electric,Gas,Hot Water,See Remarks

Owner Pays: Electric,Gas,See Remarks,Trash,Water

Gross Income: 31080

Tax/Property ID: 362923120049

Tax Amount: 4410

Tax Year: 2026

HomeStead Description: Non-Homesteaded

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Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.

Sales History

Date Price
Currently not available.

Tax Summary

Tax Year Estimated Market Value Total Tax
Currently not available.

Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.

Schools nearby 684 Virginia Street

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Data powered by ATTOM Data Solutions. Copyright© 2026. Information deemed reliable but not guaranteed.

The schools shown represent both the assigned schools and schools by distance based on local school and district attendance boundaries. Attendance boundaries change based on various factors and proximity does not guarantee enrollment eligibility. Please consult your real estate agent and/or the school district to confirm the schools this property is zoned to attend. Information is deemed reliable but not guaranteed.

SchoolDigger ® Rating

The SchoolDigger rating system is a 1-5 scale with 5 as the highest rating. SchoolDigger ranks schools based on test scores supplied by each state's Department of Education. They calculate an average standard score by normalizing and averaging each school's test scores across all tests and grades.

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