The VA Loan

There's a lot of misinformation out there about the VA loan. Here's some thing you may not know:

  • Just because you bought your current home with a VA loan does NOT mean you have to sell it to use your VA loan again
  • The VA loan typically has a better interest rate than other loan programs
  • There's no limit to how many times you can use the VA loan 
  • National Guardsmen and Reservists DO NOT have to deploy or have 6 years in service to qualify. 90+ days (total, with 30 being consecutive) on orders (not basic/AIT) can quality you - chat with me more about these details
  • You DON'T need to contact the VA to get started. I'm your One-Stop-Shop for the VA loan

I'm Your VA Loan Subject Matter Expert

In my 17+ years in the service, few things frustrated me more than being misinformed about something. I would be given the easy answer, but not always the right answer. As the VA loan subject matter expert, if I give you an answer, it's going to be right. I'm proud to receive calls and emails from Veterans, realtors, and real estate brokerages from across the country asking me for advice on the VA loan. If I don't know the answer, I find it.

Reach Out To Me

The VA Funding Fee

One of the perks of the VA loan is you can do zero-down payment. However, there is a funding fee you must pay. Most buyers add this to their mortgage. It would be waived if you have a disability rating (10% or more) from the VA.

💵 Funding Fee: Let's Save You Some Money 💵

If you have a disability rating (any amount) from the VA, your funding fee will be waived. Don't have one yet? Well, chat with me about this and I can connect you with someone to help you start your claim. I'll recommend you complete the document on this link before closing on a home so we can get that refunded to you if you get the claim approved. Call me to discuss this. 612-408-1953

VA Intent To File

Property Taxes: Disabled Veterans

Veterans who are totally and permanently disabled (100% T&P) are eligible for a valuation exclusion of $300,000 on their property tax value. Veterans who are not totally and permanently disabled, but who have a disability rating of 70 percent or higher, are eligible for an exclusion of $150,000. If a qualifying veteran does not own a house, but has a designated “primary family caregiver” who does own a house, the caregiver can receive the exclusion for the time he or she continues in that role.

Homestead Valuation Exclusion Form

100% 5-Star Reviews

I take pride that my clients are 100% satisfied with how I perform as their realtor. Read for yourself what they say about me. I haven't disappointed them, and I won't disappoint you.

Google Reviews

Status Definitions

For sale: Properties which are available for showings and purchase

Active contingent: Properties which are available for showing but are under contract with another buyer

Pending: Properties which are under contract with a buyer and are no longer available for showings

Sold: Properties on which the sale has closed.

Coming soon: Properties which will be on the market soon and are not available for showings.

Contingent and Pending statuses may not be available for all listings