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Amy Deckas | |612-735-7430
Alli Deckas | |612-306-3735

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Pre-qualified vs. pre-approved: What’s the difference?

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What is the difference between pre-qualification and pre-approval? What type of mortgage loan should I apply for? How can I work with a lender to get the best interest rate? As a first-time homebuyer, you may be overwhelmed by the home loan process — and by all the terms that you encounter as you work to secure mortgage approval.

First, let’s discuss the difference between two important terms: mortgage pre-qualification vs. pre-approval. These are the two most common preliminary steps in applying for a home mortgage loan, but they each have different requirements and unique benefits.

Pre-approval vs. pre-qualification at a glance

Getting pre-qualified and pre-approved for a mortgage are both important steps in the homebuying process. While pre-qualification and pre-approval may seem intimidating, they don’t have to be!

Main differences between getting pre-qualified and pre-approved

First of all, let’s be perfectly clear: pre-approval is not the same as pre-qualification. These two terms refer to separate processes when applying for a home mortgage loan.

A pre-qualification is a rough estimate of what you might be able to borrow for your mortgage. Pre-qualification is based on your “best guess” of information, which hasn’t been verified by the lender.

In contrast, mortgage pre-approval is the most comprehensive step a buyer can take toward attaining a home mortgage. To get pre-approved for a mortgage, the buyer will submit an official mortgage application and document their financial history for their lender. Once the lender verifies the information, they will offer a pre-approval letter to the buyer, stating that the buyer is “pre-approved” for a mortgage loan of a certain amount, with specific terms.

Key similarities between pre-qualification and pre-approval

Pre-qualification and pre-approval both help you determine your search parameters and the amount of money you will likely be able to borrow for a mortgage. However, sellers tend to take pre-approved buyers more seriously than pre-qualified buyers, because only pre-approved buyers have been truly vetted by a lender.

What does pre-qualified mean?

Pre-qualification can be the first step in the mortgage process. In a pre-qualification, buyers can provide their own financial information, and the lender returns a general evaluation of the loan amount that the buyer can likely secure. Most lenders provide pre-qualifications for free, and they can be completed in a short time over the phone or online.

The pre-qualification amount is mainly for the buyer’s personal reference. Because the buyer’s finances were self-reported and not evaluated directly by a lender, a pre-qualification shouldn’t be submitted to a home seller as evidence of a buyer’s creditworthiness.

Primary benefits of being pre-qualified for a mortgage

The benefits of pre-qualification are for the buyers. A pre-qualification:

  • Can be the first step in the house-hunting process.
  • Can help establish a preliminary home buying budget.

What does pre-approval mean?

The second step towards obtaining a mortgage, pre-approval, is a much more involved and thorough process. Here, the buyer turns in an official mortgage application and provides the lender with an extensive financial history. In return, the lender provides a more specific intended loan amount as well as the estimated interest rate the buyer can expect (assuming rates hold).

In short, a home loan pre-approval can offer the borrower peace of mind as they determine their budget and buying power. And because sellers and their agents recognize the effort it takes to get pre-approved for a mortgage, they may take buyers with a pre-approval letter more seriously. In a multiple-offer scenario, sellers and their agents may not even consider an offer that doesn’t come with a pre-approval letter.

Advantages of pre-approval

The benefits of pre-approval can be for both the buyer and the seller. A pre-approval:

  • Can be the first step in the home purchase process.
  • Provides the buyer with an estimate of their likely budget and buying power.
  • May provide an estimated interest rate, should current rates hold.
  • Can help buyers stand out in a competitive market.
  • Demonstrates that a buyer is serious, and ready to move quickly.

Which is better for you?

If you’re planning to buy a home and trying to decide between getting pre-qualified or pre-approved, we recommend that you get pre-approved for a mortgage. It takes a bit more time, but getting pre-approved provides many more benefits once you begin the home buying process.

A pre-approved buyer can feel confident that (assuming their finances and employment don’t drastically change during their home search), they can search and bid for homes that are priced within their budget.

And while getting pre-approved doesn’t automatically mean your offer will be accepted, it does signal to the seller and their agent that you are a serious buyer who has taken comprehensive steps to get pre-approved for a specific loan amount.

Secure your mortgage and start shopping for your next home

Securing a home loan may seem complicated, but you don’t have to go through the steps alone. Whether you’re pre-qualified, pre-approved, or still at the starting line, work with a professional you can trust. Reach out today to begin your home buying process.

This information is provided for informational purposes only and does not constitute tax, or financial advice.
All first mortgage products are provided by Prosperity Home Mortgage, LLC dba Edina Realty Mortgage. (877) 275-1762. Prosperity Home Mortgage, LLC products may not be available in all areas. Not all borrowers will qualify. Licensed by the NJ Department of Banking and Insurance. Licensed by the Delaware State Bank Commissioner. Also licensed in AL, AR, AZ, CO, CT, DC, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MN, MO, MS, MT, NC, ND, NE, NH, OH, OK, OR, PA, RI, SC, SD, TN, TX, VA, WA, WI, WV and WY.
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©2021 Prosperity Home Mortgage, LLC dba Edina Realty Mortgage. All Rights Reserved. (07/21) Expires 01-2022

Five home improvements with the best ROI

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Key insights:

  • Historically, home sellers have invested in improvement projects before listing to generate more interest in their property.
  • Today’s sellers hold a keen advantage in the market, so they should be sure to update only what is necessary before listing their home for sale.
  • Data shows that some of the least expensive projects — such as a new garage door or a new front door — can have the greatest impact on a sale.

You’ve likely seen the headlines: Today’s sellers are getting 103% of their asking price, which means that they hold a big advantage in today’s market. With this news, you may not plan to update anything on your property before you list it for sale. If your home is in the right neighborhood and in good condition, this may be just fine! But if your home is outdated, you may get an even higher bid if you give it a little polish before selling.

But which projects can have the biggest impact for sellers? Shouldn’t some updates be reserved for homeowners who plan to stay in their homes and enjoy them for a few years?

These are the questions we asked as we dove into the 2021 Cost vs. Value Report (www.costvsvalue.com). This exhaustive report details the cost and value of home improvement projects across the country, and they even break the data out by region and city.

Here are the projects Twin Cities homeowners and others in our region should take on if they want to recoup the most on their initial investment.

1. Manufactured stone veneer

Cost: $10,923

Resale value: $10,158

Cost recouped: 93.0%

If you’ve seen new construction homes over the last few years, you know that partial stone veneers are all the rage. Current homeowners can also freshen up an aging exterior by adding a stone veneer accent to the bottom third of their home.

To complete this project, you’ll first remove the bottom third of siding from the street-facing side of your home exterior (a 300-square-foot continuous band). Next, you’ll replace this area with a stone veneer, including 36 linear feet of sills, 40 linear feet of corners, one address block and a detailed faux-stone archway around the front door. The installation also includes protection against water damage and corrosion.

You’ll be amazed at how this easy stone addition gives your home’s exterior a modern facelift!

2. Garage door replacement

Cost: $3,930

Resale value: $3,537

Cost recouped: 90.0%

If your garage door has dings and dents, it may pay off to replace it; the average homeowner sees a return on investment of 90% when they replace their garage door.

For this project, you’ll remove and properly dispose of your existing garage door (16x7 feet) and its tracks. You’ll then install a new steel garage door with top-panel windows on new, galvanized steel tracks. You can continue to use your current motorized opener. The cost of this project includes a lifetime warranty on the garage door.

When buying the door, pay attention to your own moving plans and timeline. You may be able to pay less if you forgo the lifetime warranty or opt for a one-year warranty, which is more common.

3. Steel entry door replacement

Cost: $2,107

Resale value: $1,500

Cost recouped: 71.2%

You’ve probably heard of painting a front door an exciting color to add interest to the front of your property when selling your home. But if your door is made of wood or another outdated material, it may be time to consider an upgrade.

For this project, you’ll replace your current door with a new 20-gauge steel door that includes a dual-pane, half-glass panel. The door’s factory finish-color is the same on both sides, and the project also includes a new casing that matches the door color. Last, the cost for this project includes a budget for a brand-new lockset to accompany the door.

4. Window replacement (vinyl)

Cost: $19,516

Resale value: $13,615

Cost recouped: 69.8%

Quality windows are built to last 15 to 20 years. If you’re coming up on that timeframe, you may want to consider a vinyl window replacement. Begin by replacing 10 existing windows (3x5 feet) with new, insulated vinyl windows. This project accounts for custom-color exterior finish and exterior trim. The interior trim can remain in place.

If you’d prefer to replace your existing windows with wood windows, the 2021 Cost vs. Value Report shows a slightly higher cost of $23,324, and an ROI of 68.2%. However, with today’s rapidly-rising cost of wood, we think this estimated pricing may now be out of date; it seems likely that vinyl windows will be significantly less expensive for all of 2021.

5. Minor, mid-range kitchen remodel

Cost: $26,839

Resale value: $18,345

Cost recouped: 68.4%

To take this project on, you’ll need to start with a functional kitchen in need of some cosmetic updates and appliance upgrades. Keep 30 feet of cabinets in place, replacing only the fronts with new wood panels, drawer fronts and fresh hardware.

A few major appliances — refrigerator, stove and oven — will be replaced, while the dishwasher (if you have one) is not included in this budget. Floors and countertops can be replaced with new laminate options. Finally, freshen the space by painting the walls, trim and ceiling. Voila! A not-too-expensive update that saves you the cost of all new cabinetry.

Want more info on the ROI of home projects?

We’ve detailed the five projects with the highest return on investment, but the 2021 Cost vs. Value Report also shared the five projects with the lowest ROI in the Twin Cities. If you plan to move soon, you may want to avoid adding an owner’s suite or a brand-new bathroom.

Here are the home improvement projects with the lowest ROI locally:

  • Upscale owner’s suite addition (45% recouped from budget of $338,083)
  • Upscale bathroom addition (47.6% of $108,912)
  • Asphalt roofing replacement (48.8% of $35,946)
  • Mid-range bathroom addition (49.1% of $61,026)
  • Mid-range owner’s suite addition (50.3% of $166,011)

Wondering what other remodeling projects were reviewed for Minneapolis and the surrounding region? Check out the complete 2021 Cost vs. Value Report.

Get expert guidance before you sell

Keep in mind that it may be smartest to take on higher-cost, lower-ROI projects only if you plan to be in the home for a few more years. After all, your own enjoyment of these projects can certainly count as a return on your investment!

However, if your updates are solely intended to sell your home faster or for more money, be sure to get in touch before you begin renovations. Together, we can determine the most cost-effective, impactful changes you can make to your property before we list it for sale.

©2021 Zonda Media, a Delaware corporation. Complete data from the 2021 Cost vs. Value Report can

be downloaded free at www.costvsvalue.com.

Quick cleaning tips for a last-minute showing

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Key insights:

  • Refresh and organize your home for a big effect — even a quick pick-up can create major visual improvements.
  • Pack a go-bag for your kids or pets, so you can keep everyone comfortable and entertained when a last-minute showing pops up.
  • When we work together to sell your home, we’ll create a communication system that works with your lifestyle and preferences.

Unlike an open house — which can be marked in your calendar well in advance — a showing appointment may pop up last minute. While you’ll want to take advantage of opportunities to show your home, a perfectly clean space may not be in the cards if you’re simultaneously living in and showing the property.

But don’t let that stop you from showcasing your amazing space! Here are hacks that help home sellers show off their home’s best features... without deep-cleaning every other day.

Last-minute cleaning tips by room

Kitchen

Because the kitchen is used throughout the day, it may accumulate more clutter than other areas. When preparing for a last-minute showing, be sure to:

  • Clear off kitchen countertops.
  • Stash all snacks in the pantry.
  • Hand-wash and dry all dirty plates, or run a dishwasher cycle if there’s time.
  • Have a small tray or basket where you can place miscellaneous items. (Even better if you can stash this tray into a cabinet so your clutter is truly put away.)

A sense of organization is key. After everything has been stowed away, simply spray and wipe the countertops clean. Then, you’re ready for your showing!

Bedrooms

Your room should be de-cluttered well in advance, but it might not be realistic to expect the space to remain completely mess-free. To manage last-minute messes, invest in storage baskets to house any loose items before a showing, including laundry (clean or dirty), charging cables, valuables that you want out of sight, and other personal items. Stash them away or take them along in your car if you don’t have a place to store them in the short-term.

Next, make the bed by fluffing your pillows and pulling the covers tight. Open the curtains if it’s a daytime showing, or turn on the side lamps if the potential buyers will arrive after dark.

Bathrooms

You’ll want to refresh your bathroom prior to every showing. When cleaning in a pinch, be sure to:

  • Spot clean the floors and the base of the toilet.
  • Wipe down the vanity.
  • Windex the mirror.
  • Spritz a subtle air freshener.
  • Empty uncovered garbages

Pro tip: Stash folded towels under your sink to set out when a showing pops up. Matching hand and shower towels creates a cohesive and clean look. It will take two seconds to toss your dirty towels in the hamper and swap them for your fresh showing-only towels, but it will make the space look more put together!

Shared spaces

In the family room, make stacks purposeful. There's no quicker way to bring order to a cluttered coffee table than a few neat piles of books or magazines. Reposition throw pillows and fold blankets to create instant symmetry. Once again, open the blinds for a daytime showing or turn on floor lamps or side lamps for evening showings.

How to show a home with kids

Showing your family’s home can be manageable if you plan ahead and stay creative. Begin by placing an empty laundry basket in each child’s closet. Then, create a clean-up game where they toss loose laundry or toys into the basket before a showing— you may even offer an incentive or treat at the end for a job well done. If the messiness of the basket is noticeable, you can toss them into the trunk of your car as you leave the house. (Just be sure to bring in and unpack the baskets after each last-minute showing, or you may be unable to locate soccer cleats or a prized stuffed animal when you need it.)

People with kids may also want to keep a go-bag packed and ready. When a showing pops up and the tidying up is complete, you can grab the bags and be on your way. Here are some things to pack for your kids:

  • Snacks and water
  • Puzzles or games
  • Books
  • Tennis shoes for the park
  • Diapers and wipes

How to show a home with pets

If you know that your pets tend to create a stink, invest in odor absorbers, odor spray or essential oil diffusers. You can also boil vinegar (and then pour it down the drain) to eliminate a strong smell, or bake a tray of cookies so your home smells inviting.

For the duration of time that you expect to show your home, keep litter boxes and pet toys in the garage, if possible. While an organized basket of toys or a new scratching post may go unnoticed to you, it may be a turnoff for buyers who don’t plan to have pets.

People moving with pets may also want to put together a go-bag. Whether you bring your pet to a sitter during showings or you plan to bring your furry friend with you, be sure to assemble a bag with:

  • Treats, food and water
  • Collars and leashes
  • Pet waste bags
  • Toys or distraction items

Partner with a professional to show your home

If you’re ready to show and sell your home, let’s connect soon to discuss the details. By working together and developing the right communications plan for showings, we can help ensure that the home selling process is low-stress, high-success.

Every item you need for an emergency home kit

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Key insights:

  • The key to managing at-home injuries and natural disasters is planning. Organize an emergency kit today to prepare your family for the unexpected.
  • Clearly mark your emergency kit and store it in a convenient location to ensure everyone has access during a crisis.
  • Supplemental emergency kits may be helpful. Consider creating an extra kit for wintertime or to stash in your car while you’re on the go.

As a homeowner, it’s smart to prepare for unforeseeable circumstances that may leave your home without power or resources. Whether you’re dealing with a full-on power outage following a storm or you’re looking for a flashlight when you blow a fuse, your future self will thank you for organizing an emergency home kit now. Here’s everything you need to consider buying and packing as you create an emergency kit.

What do you need in a home emergency kit?

To curate an emergency kit for your household, start by purchasing a designated emergency bag with a zipper or a tote box. The kit should be brightly colored and clearly labeled so it’s easy to spot in an emergency.

Next, fill your emergency kit with equipment. Supplies can be thrifted or purchased, and you may already own some items on the list! Here’s what you need for your basic home emergency kit:

Electronics

  • Flashlight with fresh batteries
  • Phone charger or battery pack that works without electricity
  • Battery-operated or wind-up radio (NOAA Emergency Weather Radio is a reliable option)
  • Extra batteries

Food

  • Water
  • Protein drinks or electrolyte-rich beverages
  • Snacks (canned food, protein bars, dried fruit and other nonperishables)
  • Favorite comfort foods

Health

  • Important medications
  • First aid supplies (bandages, gauze, antibacterial ointment and rubbing alcohol)
  • Hygiene products (toothpaste and menstrual supplies)
  • Extra contacts or glasses

More

  • Blankets
  • Extra clothes
  • Whistles
  • Multi-purpose tool
  • Matches
  • Cash
  • Emergency contact information (family and local crisis numbers)
  • Copies of important documents (insurance cards, passports, etc.)
  • Copies of house and car keys
  • Entertainment items (games, puzzles and coloring books)

If you’re responsible for dependents, add extra items that they may need. For infants, include diapers, wipes, formula and clothes. If you have a pet, they’ll need food, a leash and a kennel.

Once your emergency home kit is assembled, be sure to store it in a convenient spot, not in the very back of your closet or a dusty basement corner. By staying organized now, you can rest easy knowing that you have quick access to bandages and flashlights — and you’ll avoid scrambling around your home during a potential accident or natural disaster.

What do you need in a winter weather kit?

To prepare for winter-related events, from blizzards to frozen pipes, you’ll want to stock up on items that make your home more comfortable and safe.

In addition to the basic emergency kit, here’s what to include in your winter home emergency kit:

  • Warm winter clothes (coats, hats, mittens, thick socks, etc.)
  • Thick blankets
  • Emergency heating plan (fireplace stocked with wood or space heater with extra fuel)
  • Hand warmers
  • Shovel or snowblower
  • Jumper cables and windshield scraper for your car

Stay safe in your space

Your emergency home kit will help save the day during an unforeseen storm, sudden injury or winter emergency — and it will also foster a sense of safety for everyone in your home.

Need more homeowner tips, or hoping to find a property that makes you feel safe and secure year-round? Reach out today for insights and guidance.

10 essential tips for first time home sellers

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In today’s home market, sellers hold the advantage. With a limited number of houses listed and plenty of interested buyers, properties are selling for the asking price and they’re going fast. By learning how to sell your house with these real estate tips, you’ll be on your way to becoming an empowered home seller — especially in the current climate.

Here are 10 home seller tips you need to know moving forward, including staging your home for sale, pricing your listing and so much more.

Staging your home to sell

Home seller tip #1: Staging matters

A crucial step when listing your home is staging your house for sale. In fact, the fastest way to sell your house may be through staging. Fifty-three percent of listing agents say that staging a home decreases the amount of time the property spends on the market. Why? Because a staged property tends to increase buyer interest along with in-person traffic to the property.

To best stage your house, start by decluttering your space. Be sure to stash away any personal photos or mementos and ensure that all surfaces are tidy and clean. With this neutral foundation, you can begin to stage each room in the home. Here are some simple yet effective styling tips to get you started:

  • Use subtle wall colors and re-paint if necessary.
  • Sparingly incorporate plants, throw pillows and other decorative items.
  • If items like towels or dishes are displayed, make sure they match.

Home seller tip #2: Maximize your curb appeal

Now that you’ve mastered the art of staging the inside of your home, it’s time to enhance the curb appeal of your home’s exterior. Whether interested buyers pass by your house on the street or scroll by your property online, the first image they’ll likely see is of the front of your home. In order to make the best first impression, you’ll want the face of your home to stand out.

To solicit a strong set of offers, start with a bright and tidy homefront. Here are some specific tips to boost your curb appeal:

  • Pressure-wash your siding.
  • Wash every window until it sparkles.
  • Consistently mow and water your lawn.
  • Maintain your garden with fresh flowers, plants and mulch.

Home seller tip #3: Clean up and declutter

A clean home will work in your favor for a handful of reasons. Not only will it appear more spacious and fresh, but it will also allow the buyer to see the home as a fresh canvas that they can easily insert their own lives into.

Photographing your home to sell.

Home seller tip #4: Use high-quality listing photos

In the era of the internet, it’s no surprise that listing photos can make quite an impact on your home sale. The numbers support this notion too, as 89 percent of homebuyers indicate that photos are one of the most useful features on real estate websites.

When we work together to list your home, we’ll be sure to use crisp, high-quality photos that help the property stand out online.

Home seller tip #5: Price your home carefully

While you may think an ultra-high listing price can be negotiated down to your ideal sale price later on, this typically isn’t the case. One of the most surprising things first-time sellers don't know is that pricing your home too high can actually hurt your home sale in the long run.

It’s important to price your home reasonably from the beginning. This will help you get the best price at closing and it may cut down the amount of time your home spends on the market.

While you may understand the importance of a sweet-spot listing price, it can still be difficult to determine what that price is. That’s why it’s important to work with a real estate agent who understands the market and your home’s assets. Together, we can come up with a number that makes you feel confident and excited about selling your home.

Home seller tip #6: Hire a trustworthy agent

A real estate agent will be your greatest asset throughout the home sale process, and will have your best interests in mind as they help score you a successful home sale. Before hiring an agent, you’ll want to get a good sense of their personality, communication style and how they will market your home.

If you are interviewing one or more agents, be sure to ask about:

  • Their professional network and contacts
  • Resources that could be of value to you
  • Tips when preparing your home for sale
  • Their familiarity with your neighborhood
  • Past home sales and experiences

Home seller tip #7: Be prepared to show at all times

When an interested buyer is available to tour your home, you’ll want to be ready, too. Here are some easy ways to keep your home prepared to show any day:

  • Wash dishes immediately after every meal.
  • Ensure the trash is never overflowing.
  • Make beds every morning.
  • Consistently clean up toys, mail and other clutter.
  • Have a designated place or sitter for pets.

By taking these small steps every day, you’ll be prepared to open your doors to potential buyers on the fly.

Home seller tip #8: Make simple repairs and upgrades

While some buyers are up for the challenge of purchasing a fixer-upper home, many appreciate the convenience of a turnkey abode. Therefore, it’s important to focus on the details. Take a walk through your house and make note of any dings or scratches on the walls, stained carpet, squeaky cabinets or mismatched fixtures. Then, make simple repairs and upgrades to these items.

For some larger-scale ideas — that also have a decent return on investment (ROI) — consider the five home improvements with the highest ROI upon resale:

  • Garage door replacement
  • Siding replacement
  • Manufactured stone veneer addition
  • Entry door replacement
  • Window replacement

Home seller tip #9: Remove odors

As potential buyers pass through the hallways of your for-sale home, they’ll likely pay attention to every detail, including the smell of your home. You want them to be met with the best first impression possible.

To create a pleasant experience for interested buyers, make it a point to eliminate household odors. Here are a few tips to follow:

  • Boil a small amount of vinegar in water to rid your kitchen of strong odors.
  • Make odor absorbers with coffee grounds or baking soda.
  • Plug in a dehumidifier in your basement or other areas that tend to hold extra moisture.
  • Use lightly-scented essential oils or room sprays.
  • Bake a yummy treat, like a tray of muffins or cookies.

Home seller tip #10: Don’t rush the process

Take your time. Listing a house for sale and eventually closing the deal is an important process that takes time. Whether you’re at the beginning stages of a home sale or almost to the closing table, know that you’re in charge and can make each decision at your own pace.

Ready to sell your home?

Now that you know the best tips to sell a home, it’s time to get started! Reach out any time to get fast, insightful answers to your home sale questions — and to truly begin the process of selling your property.

Five questions to ask when buying a waterfront property

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Lake homes are selling fast and for very close to their asking prices. In fact, across Minnesota and western Wisconsin, waterfront properties are selling twice as fast — with 52% fewer days on market — as last year. And lake home buyers aren’t getting a discount for moving fast; these lakeshore homes are closing at 98% of their listed price1.

If you're planning to buy a lakeshore home in Minnesota or western Wisconsin, come prepared with the right questions so you’re ready to make an offer when the right property comes along. Here are the top five must-ask questions when searching for a waterfront property.

1. Who manages the lake weed?

When purchasing a home on or near the lake, you’re bound to encounter aquatic plants. To maintain lake health, it’s usually best to refrain from destroying the native species that live in water. However, if plants or weeds begin to interfere with a homeowner’s access to the water or recreation in the area, it may be necessary to control excessive plant growth.

The Department of Natural Resources (DNR) near you might control the aquatic plants on your lake. If they don’t, it’s possible to ask the listing agent how the seller has controlled the lake weed in their area of water, and how much they spend annually on these efforts. Some common aquatic plant management steps for lakeside homeowners may include:

  • Eliminating the use of fertilizer on the lawn, which can spread into the lake.
  • Creating a vegetation buffer between the property and the lake, to help block the lawn care nutrients from reaching the water.

For additional resources, visit the Minnesota DNR and Wisconsin DNR pages, which offer up-to-date information on lake weed management.

2. What is the lakeshore like?

A property might be located on the water, but what exactly is the shoreline made of? Is it rocky, mucky or sandy? Depending on your expectations for your lakeshore home, you may want to take a closer look at the shoreline.

Families with kids may prefer an on-property beach for relaxation and clear water for floating and swimming. Keep in mind that if there’s a deep dropoff near shore — which may happen even before you get to the end of the dock— it might not be the best location for swimming or children. On the other hand, those who enjoy fishing, boating, kayaking, waterskiing and other water sports might be okay with a property that has a less manicured shoreline.

If you do stumble upon your dream property and the shoreline isn’t quite up to your standards, keep in mind that you may not be able to make changes to the shoreline without getting a permit. Both the Minnesota DNR and Wisconsin DNR have regulations for shoreline alterations and their primary goal is to protect the body of water. Before you make a bid on a house with a lackluster shoreline, we can work together to find out if your anticipated plans for the shoreline would require a permit.

3. What use do you get out of the lake?

Make sure you can use the lake you move to for your preferred activities. Avid fishers might ask the seller what types of fish can be caught on the lake, and where quiet fishing areas are located. If speed boating and skiing will be your primary pastimes, ask the seller about the traffic on the lake and how large the waves get on windy days. If you prefer to kayak or canoe, ask if non-motorized watercraft are common on the lake.

If you want to learn more about the lake that your potential lake home is situated on, check out these search tools, which offer details like lake depth and boating regulations for nearly every body of water in each state:

4. Does the water level fluctuate?

Do your due diligence on the issue of water levels. It’s easy to fall in love with a property mid-summer, but you must consider what the property is like year-round. Here are some questions to ask to gain a better understanding of your potential waterfront property:

  • Has the water level ever fluctuated dangerously due to winter runoff?
  • How does a fluctuation in water level affect access to the lake?
  • Has the property ever been in danger of flooding?
  • Does the area have floodplain restrictions?
  • Do the owners currently have flood insurance?

5. Are we buying the dock, too?

If the seller is moving from one waterfront property to another, they may plan on taking their dock with them. Ask if the dock is included, and then ask for further information on installing and taking the dock out, including:

  • Is the dock on posts or wheels?
  • How many people does the dock installation require?
  • Is there a place on the land that can easily store the dock in the winter? Or is a storage locker needed?

Moving into your waterfront home

If reading the words fishing, dock, beach and lakeshore excite you, there’s no better time than now to start the process of waterfront home shopping. And by asking these five questions, you’ll gain a better understanding of the property you’re purchasing — especially in today’s competitive market.

Moving forward, get in touch at any time to begin touring waterfront properties in your price range and desired area.

1. Based on information from the Regional Multiple Listing Service of Minnesota, INC., Midwest Minnesota MLS, Lake Superior Area MLS and Northwestern Wisconsin MLS, for the period 2020-2021.

Ask an Edina Realty Lawyer: How can buyers navigate today’s ultra-crowded market?

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Homeownership can be complicated, but we also think it’s one of the most rewarding ventures out there. In our series, Ask an Edina Realty Lawyer, we are hoping to demystify some of the trickier aspects of buying, selling and owning a home.

You may have heard stories recently about the real estate market and the competition among buyers due to persistently low inventory. In this edition, our lawyers answer some questions that buyers are raising in the current real estate market.

Dear Edina Realty Legal,

I just made a full-price offer on a house, but the seller accepted a different offer. Doesn’t a seller have to accept my offer if I pay full price?

Despite your offer being at full price, the seller is not required to accept it. When a seller lists a property on the MLS, they are simply advertising that it is for sale; they are not naming a set price. This means that when a buyer submits a purchase agreement, even one for full price, the home seller has nearly complete discretion in deciding whether to accept it.

It may be that the seller received an offer for over the list price and that was the reason your offer was not accepted. And as you likely realized when writing your offer in the first place, there are a lot of variables outside of cost that a seller may consider, including:

  • The request for an inspection
  • The buyer’s use of financing
  • A proposed closing date
  • An offer contingent on the sale of the buyer’s house

Sellers need to evaluate all the terms when deciding which offer is best for their unique situation. A seller might choose one offer over another because the closing date is sooner; because the buyer is paying 100% cash; because the buyer did not need to sell their home before purchasing the seller’s home; or for various other reasons.

While submitting a full-price offer certainly seems like a good way to get a seller’s attention, it is only one aspect the seller must consider when reviewing offers. In the future, work with your real estate agent to come up with your strongest, most competitive offer — and to position yourself as the buyer to beat.

Should I forgo having a home inspection as part of my offer?

The real estate contracts used in Minnesota and Wisconsin have provisions that allow a buyer to make their purchase contingent on a home inspection. Generally, if the buyer and seller agree to this contingency, the buyer will hire a professional home inspector to conduct a thorough inspection of the property and prepare a report of their findings. The buyer and seller can then negotiate possible repairs, and the buyer may have the opportunity to cancel the contract if they are concerned about the condition of the home.

The home inspection contingency has obvious benefits for the buyer, and Edina Realty recommends a home inspection on every purchase. But in a seller-favorable market, we often see different strategies intended to make an offer stand out from the rest of the crowd.

One strategy is to not have the contract contingent on a home inspection. That’s certainly a strategy you can employ, but it comes with risks. Keep in mind that homes can have problems not apparent to the untrained eye. A good professional home inspector has the experience and training to see some of the issues the average person cannot. Your REALTOR® is not a professional home inspector and should not be relied upon in lieu of a home inspector. And even though a seller must disclose problems on the property, there may be potential issues that even the seller is not aware of. If you don’t elect to have a home inspection and later discover a problem with the property, that problem is likely your responsibility as the new homeowner.

I’ve heard that I should include a letter about myself in my offer. But I’ve also heard that I shouldn’t do that. Which is correct?

It’s not uncommon for a buyer to include a letter to the seller with their offer. And in recent years, that practice has become somewhat more prevalent. Some agents are of the opinion that a good “love letter” can help sway the seller to choose your offer.

Some feel it’s not appropriate to provide a letter with your offer, with their concerns rooted in the Fair Housing Act or state laws prohibiting discrimination. The Fair Housing Act prohibits a seller from making a decision on who they sell their home to based on protected classifications, like race, ethnicity, religion, familial status, gender and disability. Some state laws have similar protections that extend to classes beyond that of the Fair Housing Act — for example, Minnesota law protects against discrimination based on sexual orientation.

If a buyer letter contains information about the buyers’ race, religion, or something else that might implicate a protected class, that can put the seller in a tricky position. In fact, many sellers specifically request that no letters be submitted with the offers. If you are going to submit a letter with your offer, we recommend that you focus on the home and what you love about it (which sellers love to hear) and stay away from comments that reflect these protected classes.

I made an offer on a house that was accepted. However, I just received the appraisal, and it is less than the contract price. What can I do now? Can I still buy the house?

As we continue to see increasing home prices in our current market, appraisal issues are a common concern. It can be disappointing when an appraisal comes in lower than the price you had agreed upon with a seller. But a low appraisal is not always a problem. Just because an appraisal comes back less than the contract price does not mean the deal is off, or that the parties are required to renegotiate the price.

While it depends on your specific financial situation, a low appraisal may not impact your ability to move forward with the purchase. In some cases, you may need to bring extra funds to closing, or your mortgage interest rate could be less advantageous — but moving forward with the purchase could still be possible.

Unfortunately, in other situations, a low appraisal can result in an inability to obtain financing for your home purchase. Before submitting your offer, you can work with your real estate agent to determine how you’ll proceed if the property doesn’t appraise. You might decide on different terms to put into the contract, ensuring you can move forward (or walk away) should a low appraisal occur. It is also a good idea to talk with your lender, so you can understand what impact a low appraisal could have on your potential purchase, given your specific financial situation.

The Edina Realty Legal Department serves as in-house counsel for Edina Realty and does not represent private clients. This Insight is not intended to provide legal advice.

Sweat equity: How to burn calories doing basic household chores

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Are you finding yourself a little more sedentary than usual? You’re not alone. In fact, 75% of Americans don’t get the recommended amount of weekly exercise, and that problem has only been exacerbated by COVID-19.

The good news? Standard house chores can be a great way to burn calories and build up muscle — and the end result is a beautiful house or exterior landscape! Here are some tips on how to get fit while tidying up your home.

Household chores that burn calories

1. Declutter your space

Before deep cleaning, start by decluttering your home. Not only will this create a blank slate for you to dust and scrub later on, but it will also burn about 240 calories per day for the average homeowner.

2. Touch up the details

Light cleaning in commonly overlooked areas will help you burn around 170 calories per hour. Simply set an hour aside in your day to disinfect remotes, clean the fan and reorganize the silverware drawer, along with other easily forgotten tasks.

3. Paint your walls

To create a fresh vibe in your home, choose a wall color, grab your tape and brushes and begin painting. Just one half-hour of painting your walls will burn around 160 calories on average.

4. Vacuum the floors

Thirty minutes of vacuuming can burn between 99 and 166 calories. If you usually vacuum once a week, try bumping it up to twice a week. Not only will your floors be cleaner than ever, you’ll burn double the calories you usually would!

For more spaces to clean inside, try dusting, scrubbing the bathtub, washing dishes by hand and reorganizing the pantry.

Exterior home maintenance that works up a sweat

1. Mow the lawn

Even with a self-driving machine, those between 125-185 pounds can burn between 125 and 200 calories when mowing the lawn for just 30 minutes a week. If you have an old-school push mower without a motor, add an extra 30-40 calories.

2. Get in the garden

Ready to finally plant that pollinator garden? For every thirty minutes you spend planting, pulling weeds and otherwise maintaining your garden, you will burn between 139 and 205 calories!

3. Gather and remove leaves

Yard work has extra benefits, too! For a half-hour of leaf raking and removal,you can burn between 120 and 178 calories. Step back and hydrate as you admire your lush green yard after an afternoon of hard work.

4. Shovel snow

In just 30 minutes, the average person burns over 200 calories shoveling snow. While the snow-filled driveway may look daunting, shoveling can help keep you warm and active. (Remember, though, that shoveling can be risky for those who have a heart condition. Be sure to check with your doctor before heading out to your driveway.)

Need more ideas? Consider washing your car, pressure washing your deck, wash outside windows or clean the grill.

How to burn more calories at home

1. Climb the stairs

Between household tasks, encourage yourself to walk up and down your flight of stairs. Whether you need to grab something from an upstairs closet or you simply want to add an extra calorie burn, climbing an additional flight of stairs burns roughly five calories. While this might not seem like much, it adds up over time.

2. Add exercises into your cleaning routine

With 20 calories burned for every 40 arm circles and nearly <href="#calories-burned">50 calories burned for five minutes of intense squats, you can supplement the calories you’re already burning as you do household chores. Turn up the music, increase your pace and toss a set of squats in between dusting and vacuuming.

3. Walk the dog

Not all household tasks need to feel like a chore. If you have a dog, walking your pet is probably already on your daily to-do list. Enjoy the time outside with your pooch, and burn an average of 200 calories as you go.

Get moving!

While it’s good to have balance and enjoy the comforts of your home, remember to mix a few household chores or other exercises into your schedule. This way, you’ll feel your best in your body and your home moving forward. And knowing you’re getting that workout in after all might encourage you to keep up the habit!

Have questions on how to maintain your home’s appearance, or are you wanting to know how to sell your recently improved home? Reach out any time for a no-obligation discussion.

Building vs. buying a house: Which is cheaper?

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As inventory remains low and prices and competition rise, it’s not uncommon for buyers to wonder if they should be building a house vs. buying an existing property. As you consider whether you’d like to build, you’ll want to keep in mind the convenience of buying a move-in ready house, the costs of building or buying a house, and the benefits of designing your own custom home.

Building a house vs. buying

While some people have always wanted to live in a brand-new, custom-built home, others are considering the option to build a new construction property for the first time. In the Twin Cities metro area, the median home price is now well above $325,000, meaning that starter homes are hard to find and “move-up” homes are more expensive. As a result, many homebuyers are beginning to consider the benefits and costs of building vs. buying a home.

No matter what you decide, it’s important to start organizing your personal finances early. Be sure to:

  • Get your credit score, which is a number used by financial institutions to determine how capable you are of taking on additional credit. Increasing your credit score to meet a lender’s criteria can take time, so you’ll want to begin that process immediately if your score is low.
  • Understand your total expenses, including the cost of recurring bills (like your car or student loans), as well as what you can expect to pay in mortgage, interest, property taxes and interest. Your lender can help you understand your spending, and how it can affect your home buying budget.
  • Plan your estimated down payment, whether it will come from your own savings or from mortgage gift funds provided by those close to you.

Buying an existing house

Buying a house

Nearly 86% of homebuyers choose to purchase existing homes. Why is this option so much more popular than building a custom home? Here are some typical factors buyers consider when choosing to build or buy:

  • The timeline: Moving into an existing house can usually happen faster than building a new home.
  • The location: Most new-build homes are within new developments, giving buyers fewer options when it comes to selecting a city or neighborhood.
  • The initial cost: Historically, it has been cheaper to buy an existing home than it has been to build a custom home.

Pros and cons of buying a home

There are advantages and disadvantages to buying an existing home — from the cost, to the condition, to the location and opportunity for expansion or remodeling. It’s important for homebuyers to aim for their dream home, while also remembering that every property (whether it’s historic or brand-new) may come with some drawbacks.

Pros of buying a house

Aside from the long-term financial benefits of buying a home, there are also emotional gains to setting down roots in a community you love. Some points in favor of buying an existing home include:

  • A faster moving timeline. If you hope to move quickly, then buying an existing home may be the right path for you.
  • A more established community. In buying an existing home, you’re more likely to move into a neighborhood that has long-established traditions or amenities.
  • A lower cost. Historically speaking, buying a house is often cheaper than building one.
  • Fewer upfront decisions. When you buy an existing house, you can wait until you move in to make decisions about decor, upkeep and more.

Cons of buying a house

Of course, there are also downsides to buying an existing house. Even the best inspector can miss costly issues, and small remodeling projects can end up taking years if you don’t prioritize them. Buyers who aren’t sure if they should build or buy should consider:

  • The cost of upkeep. Even the most perfectly-maintained existing home can hide issues that are costly and time-consuming to fix.
  • The stress of the market. Extremely low inventory means that today’s buyers are faced with a lot of competition and high-stress transactions.
  • Less control over timing. Our fast-paced market means that buyers need to be ready to move now, but must also prepare for months of putting in offers that are rejected or outbid.

Costs involved in purchasing a home

In the Twin Cities metro area, the median price of a single-family home was $327,500 in April of 2021. That’s a new record high, and it may mean that the cost of buying an existing home is creeping ever closer to the cost of building a brand-new home. Of course, there are additional costs to existing homes that buyers should consider:

  • Insurance, taxes and interest: If you’re a first-time homebuyer, remember that the cost of buying a home is not simply your monthly mortgage payment. Be sure to factor in the cost of homeowner’s insurance and your property taxes.
  • Small updates: Whether it’s repainting the walls to better match your decor preferences, replacing hardware on the kitchen cabinets or buying more modern window treatments, there will be expenses as you match an existing home to your personal style.
  • Large upgrades and repairs: Over time, you may have to replace costly home elements, including windows and roofing, or make investments into the plumbing and HVAC systems.
  • Appliance failure: If you’re lucky, you may move into a home with new laundry machines and an updated kitchen. If not, you may need to purchase brand-new appliances as they fail from typical use.
  • Exterior maintenance: Homeowners will incur small annual costs, like tree-trimming and landscaping, and may need to budget for larger projects like new siding or house painting.
  • Remodeling: Most homeowners have a few ideas of how their space could be upgraded. Whether you’d like to add a sunporch, en-suite bathroom or refinish the basement, the cost of remodeling is something to consider.

Timeline for buying a home

Let’s talk about the ideal home buying timeline: If you are fortunate enough to get an offer accepted on a home, you may be able to close in as little as 30 days. This window of time includes the time it takes to get a loan approved and an appraisal and inspection completed. However, with today’s limited inventory, many of today’s buyers are searching for weeks — or even months — before one of their offers is accepted. This means that for buyers seeking existing homes, the timeline can vary quite a bit.

Building your own home

Building a house

Building a house is less popular than buying an existing home; just 11% of homebuyers purchase new construction homes on land they didn't already own. While it’s much cheaper to build a house on your own land, only 3% of homeowners go down this route. So, why do less than 15% of buyers purchase new construction housing overall? Is it because of the house construction cost, or the process of building a house? Or something else altogether?

Homebuyers, here are some things you should know when building a house:

  • Land ownership: Do you already own land you can build on? Or do you need to purchase land in order to build your home?
  • The cost to build a house: Can building a house be cheaper than buying? How can you save costs when building a house?
  • The building construction timeline: How long does it take to have a house built?
  • The process of building a house: How involved will you be in day-to-day decisions? What will the communications between you, your agent and the builder look like?

Pros and cons of building your own home

From the bliss of choosing your kitchen backsplash from a catalog of 1,000 options, to the stress of making dozens of decisions you’ll have to live with for years, there are plenty of pros and cons when building your own home.

Pros of building a house

If you are considering buying land and building a house, the pros might seem pretty obvious: a brand-new home, built with custom finishes, hand-selected design elements and swoon-worthy spaces. But there are other benefits that you may not have considered, including how you can possibly save money when building a house. Let’s review some of the pros of building a home.

  • Your dream home. When you get to build a home from scratch, you call the shots. And that means on move-in day, you’re really going to move into the home of your dreams.
  • No-cost maintenance. Your new home should be defect-free. And in many states, Minnesota included, there are laws requiring builders to provide warranties for their work.
  • Build a community. Many homeowners in developments find that their neighbors become fast friends, as everyone is new to the area and getting settled in at the same time.
  • Enjoy the amenities. If you buy a home in a growing development, you may have access to amenities like a pool, jacuzzi, gym or walking trails. If you’re super lucky, you may even have someone who does your lawn maintenance and snow removal.

Cons of building a house

It’s easy to envision the benefits of building a house, but what are the disadvantages?

  • Rising costs. By selecting custom elements or requesting design upgrades, you may greatly increase the total cost of your home build.
  • The building timeline. The process to build a new home can take several months or up to a year, depending on the customizations and builder you choose.
  • A brand-new community. While many homeowners in new developments find that they love entering into a brand-new community, others may be disappointed by the lack of history and mature trees in their neighborhood.
  • HOA fees. If you purchase in a development with built-in amenities, they will come at a cost. You may have to pay into a homeowner’s association monthly.
  • Location. With only so much land to go around, you likely will have to move farther away from cities and developed areas, and potentially, from your place of employment.

Cost to build a house

Most would-be new home buyers have the same two questions: How much does it cost to build a house? And, can it ever be cheaper to build a house vs. buying a house? Nationwide, the most recent numbers from the National Association of Home Builders show the cost breakdowns for average new home construction:

  • Finished lot costs: $89,540
  • Construction costs: $296,652
  • Builder profit: $44,092

While these are only the average costs, it’s easy to see a few ways homeowners could save money when building a house, or spend even more than they had anticipated. Here are some cost factors to keep in mind when building a home.

  • The cost of land. The easiest way to “save” money when building a house is to already own the land where you hope to build. If you build on your own land, you could save an average of $90,000. Remember, the price will likely go up if you buy land closer to the city, or if you have to demolish an existing home in order to build on a purchased lot.
  • Upgrades and finishes. Together, we can speak with the builder at length to determine what the design and material standards are on your home. Will it include real wood flooring or laminate? Will the doors be solid core or hollow core? Is the deck included? These may not be details you care about — but if you want high-end finishes, you’ll want to know the costs of them in advance.
  • Lot size. One way that developers are able to lower the price on new construction homes is to build them on smaller lots than in the past. If you’re dreaming of a larger plot of land, you may have to pay more or move out further from the city.
  • Cost of materials and labor. As demand for new homes rises, the cost of labor and materials is skyrocketing as well. The price of wood has gone up 180% alone in the last year, leading to an average increase of $24,000 on the average home build.
  • Finished vs. unfinished space. Many new construction homes in the Midwest come with an unfinished basement, or the option to have it refinished before move-in. Each homebuyer can decide if that’s a project they want to take on in the future, or if they want to include it in the initial build.

Timeline for building a home

The building construction timeline varies, depending on the type of home you are buying and building.

  • Production-built homes, which offer pre-set designs and few customizations, can be ready in 3-4 months.
  • Semi-custom homes, where buyers can select from a few different options (such as finishes, appliances, facade) can be ready in 4-6 months. Buyers may also be able to request some small upgrades that aren’t in the original design.
  • Custom builds, which are typically one-off properties in a more established neighborhood, can take up to one year or longer. Custom home buyers will be able to select every element of their property.

Whether you build or buy, partner with Edina Realty for confidence

As with all big decisions, deciding whether to build or buy a house may take a lot of time, thought and research. By working with the right builder and REALTOR®, and selecting the right lot, you may find it’s cheaper to build a house than it would be to buy in your dream area. For buyers who hope to move quickly, buying a move-in ready existing house may be the right choice.

Ready to begin your search for the perfect lot and builder? Reach out today. We can work together to ensure your new construction experience remains seamless and on-budget.

Ultimate curb appeal checklist for sellers

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Key insights:

  • When it comes to curb appeal, a clean home exterior creates a bright canvas for additional features to pop.
  • Add flowers and lights alongside your home’s walkway. This will draw potential buyers’ eyes straight into your front door.
  • Finishing touches like new cushions and fixtures make all the difference when it comes to selling your home.

While today’s market continues to favor home sellers, it’s still important to put your best foot forward when listing your house on the market. Whether you’re looking to attract buyers online or in person, curb appeal is one of the most important things a home seller can master. And you’d better believe that no one knows more about curb appeal than your trusted local agent!

When it comes to curb appeal, the real goal is to draw the buyer from the curb to the front door (or in some cases, the virtual front door). Keep in mind, the more interested buyers you can appeal to, the more likely you are to receive a strong set of offers. Here are some tips you can follow when trying to boost your home’s curb appeal.

Start with these outdoor cleaning tips

Exterior siding is an ultra-important aspect of your home. Not only does siding keep a home sturdy and protected from nature’s elements, but it is also one of the first things people will notice about your home. Clean and maintained siding creates a polished appearance that will set the tone for potential buyers as they enter your space.

To keep your siding looking shiny and new, start by washing the exterior of the home. To do so, either rent a pressure washer (be sure to keep the pressure gauge low near windows) or use a hose. Work to remove dirt and debris with the pressure sprayer and scrub brush. Once the siding is cleaned, you can determine whether the home needs a new paint job or if you can get by with freshening up a few trouble spots.

Next, wash every window on the exterior and the interior of your home until the glass sparkles. Pro tip: the best way to create streak-free windows is to nix the paper towels and use crumpled-up newspapers instead.

Exterior home maintenance to-dos

When it comes to exterior maintenance, we recommend starting from the top down. If your roof is sagging or will bring down the overall appeal of the home in photographs or in person, you may want to consider replacing your roof. Otherwise, you can replace shingles and make sure that all leaks or gaps are filled in. Don’t forget to clean and straighten your gutters, too.

Next, you may want to repaint the areas that see the most wear, including:

  • Trim
  • Shutters
  • Railings
  • Decks and porches

Nearly every home will benefit from painting these surfaces, and it’s much cheaper and less time-consuming than redoing the entire siding of the house.

Finally, look at the walkways and driveway to determine whether they need to be redone or if they have just a few cracks that can be patched. Here’s a great tutorial from This Old House on how to give new life to concrete surfaces that have seen better days.

Prioritize these aspects of your yard

Great landscaping helps pull a buyer’s eye up to the front door of the home. Whether a potential buyer is driving by your property or looking virtually, a thriving yard will help draw their interest.

Be sure to emphasize walkways, no matter how short or long they are. In-ground plants and solar LED lights can help showcase the paths leading up to your front door. Once you get closer to the entry, the landscaping grand finale should include plenty of plants. In-ground flowers or potted arrangements will create a bright and lively invitation for buyers to enter.

Of course, we don’t want to forget about the foundation of your front yard. If your lawn is mostly grass, here’s what you need to do:

  • Fill in any problem areas with new sod.
  • Water your lawn to keep it lush.
  • Mow your yard often.

Last, pack fresh mulch tightly around your existing plants for even coverage and get rid of any dingy mulch.

Finishing touches that make all the difference

Congratulations, you’ve made it to the fun part! The final details are usually the most exciting and cost-effective updates for homeowners.

It’s undeniable that a new front door is the best curb appeal update you can make. Not only will it recoup nearly 70 percent of the cost at resale, it will change the entire vibe of your property’s exterior. Consider painting it a bright, complementary color to really give your home an extra pop.

Does your home’s front walkway or porch have room for an outdoor seating area? Look into new benches, porch swings or casual chairs to demonstrate how great the home is for entertaining or relaxing.

Last, look at the fixtures — all of them. It’s common for homeowners to replace fixtures only when they break, which results in a hodgepodge of looks. Sync the exterior look by purchasing new fixtures that match in style and finish, including:

  • Doorbells
  • Door knockers
  • House numbers
  • Mailboxes
  • Mail slots
  • Light fixtures

Commitment to curb appeal

Not sure what kind of extra attention your home needs to look its best? Get in touch any time for insights on sprucing up your property, so it will appeal to the highest number of buyers online and in person!

Status Definitions

For sale: Properties which are available for showings and purchase

Active contingent: Properties which are available for showing but are under contract with another buyer

Pending: Properties which are under contract with a buyer and are no longer available for showings

Sold: Properties on which the sale has closed.

Coming soon: Properties which will be on the market soon and are not available for showings.

Contingent and Pending statuses may not be available for all listings