Buying your first home can be both exciting and overwhelming—and that’s completely normal. This is a big step, and I’m here to guide you every step of the way with honest advice, clear communication, and steady support.
Whether you’re just starting to explore the idea of homeownership or you’re ready to dive in, I’ll help you make sense of the process and feel confident in your decisions. From getting pre-approved to getting your keys, I’ll walk beside you through every milestone—answering your questions, explaining the “what’s next,” and making sure you never feel like you’re doing this alone.
Guidance that makes sense: I’ll break things down into simple, manageable steps so you always feel in control.
A trusted network: Need a great lender, home inspector, or insurance provider? I’ve got connections you can count on.
A personalized home search: We’ll focus on homes that match your lifestyle, goals, and budget—not just what’s on the market.
Support without pressure: Whether you’re ready to buy now or just gathering information, I’m here to help you at your pace.
How much do I need for a down payment?
There are loan options that allow for as little as 3% down, and you may qualify for first-time buyer assistance programs.
What’s the first step?
Start with getting pre-approved for a mortgage. I can connect you with lenders who will walk you through it.
What if I’m not sure what I’m looking for yet?
That’s okay! We’ll work together to figure out what matters most and create a clear plan moving forward.
You don’t need to have it all figured out—that’s what I’m here for. If you’re thinking about buying your first home, let’s connect and talk through your goals, timeline, and questions. I’d love to help you take this exciting next step.
[Reach Out Today →]
Email: MackenzieSoderbeck@edinarealty.com
Phone: (612) 386-8390
1. Pre-Approval – Know your budget and strengthen your offers.
- Connect with a lender to figure out what you can afford and what programs they may be able to offer you. If you need help finding a lender I can help!
2. Home Search – We’ll tour homes that match your needs.
- This can take a while or we can make it quick. Whatever you feel comfortable with. I want to make sure we know what you like and what fits your budget and lifestyle the best!
3. Make an Offer – I’ll help you strategize and negotiate.
- This often times is the scariest part. I will help you feel confident in your offer making sure you get a deal that works for you. It may take a few tries until we get the home for you.
4. Inspection & Appraisal – Protect your investment with professional guidance.
- This is where we make sure you know what your purchasing and that your home is worth what you are going to pay. Don't be nervous this helps protect your purchase.
5. Closing Day – Sign, celebrate, and get your keys!
How much do I need for a down payment?
-This all depends on what you can afford and what type of loan you are getting. Many people believe you need 20% down but some lenders accept as little as 3%-5% down or can help you find programs where you don't have to put any down.
What’s the first step?
-The first step would be find an agent (hello!) and talk to a lender to get pre-approved. By getting pre-approved it gives both you and me what kind of houses we want to start looking at!
Can I buy if I don’t have perfect credit?
-You don't have to have perfect credit, talk to a lender to see what you could still be approved for or what steps you have to take to get you there!
What’s the difference between pre-qualified and pre-approved?
-Getting pre-approved is the first step and gives us an idea of what you can afford. Getting pre-qualified is specific to each property. This shows sellers that you actually have the funds.
What if I’m not ready yet?
-No problem, I'm ready whenever you are!
Here you can access my FREE buyer guide!
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©2025 Prosperity Home Mortgage LLC®. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC®. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Arizona Mortgage Bankers License 1001252. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR,AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND,NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.
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For sale: Properties which are available for showings and purchase
Active contingent: Properties which are available for showing but are under contract with another buyer
Pending: Properties which are under contract with a buyer and are no longer available for showings
Sold: Properties on which the sale has closed.
Coming soon: Properties which will be on the market soon and are not available for showings.
Contingent and Pending statuses may not be available for all listings
