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FHA loan limits for Wisconsin in 2021

FHA loan limits for Wisconsin in 2021

FHA loans, which are sometimes called “helper loans,” are commonly used by first-time buyers or buyers who have less-than-perfect credit. FHA loans are backed by the Federal Housing Administration, which takes on a higher amount of risk in order to provide buyers with these loans.

As a way to offset their risk, the FHA limits how much money borrowers can request for their mortgage loan. The limits for FHA loans are based on the cost of living across each county in the United States.

In 2021, the FHA raised the limits for every single county across the country, and within Wisconsin, by upwards of $25,000. This increase reflects the rising home prices across the country.

Most Wisconsin counties now have a 2021 FHA loan limit of $356,362. Some of the more expensive counties have higher limits, including:

  • Milwaukee, and Ozaukee, Washington, Waukesha: $362,250
  • Kenosha County FHA loan limit: $379,500
  • Pierce and St. Croix County FHA loan limit: $402,500

If you’re considering an FHA loan in 2021, here are the FHA loan limits for each county in Wisconsin.

Remember, some cities span more than one county. Ask your REALTOR® or lender about the loan limit you can expect if you’re searching for homes near county lines.

2021 FHA loan limits for Wisconsin counties

Wisconsin county

FHA loan limit for 2021

Adams County

$356,362

Ashland County

$356,362

Barron County

$356,362

Bayfield County

$356,362

Brown County

$356,362

Buffalo County

$356,362

Burnett County

$356,362

Calumet County

$356,362

Chippewa County

$356,362

Clark County

$356,362

Columbia County

$356,362

Crawford County

$356,362

Dane County

$356,362

Dodge County

$356,362

Door County

$356,362

Douglas County

$356,362

Dunn County

$356,362

Eau Claire County

$356,362

Forest County

$356,362

Grant County

$356,362

Green County

$356,362

Green Lake County

$356,362

Iowa County

$356,362

Iron County

$356,362

Jackson County

$356,362

Jefferson County

$356,362

Juneau County

$356,362

Kenosha County

$379,500

Kewaunee County

$356,362

La Crosse County

$356,362

Lafayette County

$356,362

Langlade County

$356,362

Lincoln County

$356,362

Manitowoc County

$356,362

Marathon County

$356,362

Marinette County

$356,362

Marquette County

$356,362

Menominee County

$356,362

Milwaukee County

$362,250

Monroe County

$356,362

Oconto County

$356,362

Oneida County

$356,362

Outagamie County

$356,362

Ozaukee County

$362,250

Pepin County

$356,362

Pierce County

$402,500

Polk County

$356,362

Portage County

$356,362

Price County

$356,362

Racine County

$356,362

Richland County

$356,362

Rock County

$356,362

Rusk County

$356,362

Sauk County

$356,362

Sawyer County

$356,362

Shawano County

$356,362

Sheboygan County

$356,362

St. Croix County

$402,500

Taylor County

$356,362

Trempealeau County

$356,362

Vernon County

$356,362

Vilas County

$356,362

Walworth County

$356,362

Washburn County

$356,362

Washington County

$356,362

Waukesha County

$356,362

Waupaca County

$356,362

Waushara County

$356,362

Winnebago County

$356,362

Wood County

$356,362

Your 2021 mortgage matters!

To get started on the process of buying a home, you don’t need to have selected a loan type — or even a city to live in! But purchasing a house will likely be one of your largest financial decisions and your home mortgage loan matters.

For insights on how to get pre-approved for a home mortgage loan and more, contact Edina Realty or your agent today. We’re here for you, seven days a week.

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