Loans backed by the Federal Housing Administration (FHA) can be secured even if the buyer has a down payment as low as 3.5 percent. Many first-time buyers use FHA loans to help them secure a loan even when they don’t have a large lump sum in savings.
FHA loans are commonly known as helper loans, and they are not meant to fund a multi-million dollar second home in Miami. To ensure buyers using FHA loans are borrowing responsibly, FHA loans have limits that are set by county. Below are the FHA loan limits for single-family homes across every county in Wisconsin.
Pro tip: Some cities are technically located across multiple counties, so check with your REALTOR® or lender to see what the loan limits are on specific homes near the county line.
2016 FHA loan limits for Wisconsin counties
| Wisconsin county | FHA loan limit for 2016 |
| Adams County | $271,050 |
| Ashland County | $271,050 |
| Barron County | $271,050 |
| Bayfield County | $271,050 |
| Brown County | $271,050 |
| Buffalo County | $271,050 |
| Burnett County | $271,050 |
| Calumet County | $271,050 |
| Chippewa County | $271,050 |
| Clark County | $271,050 |
| Columbia County | $271,400 |
| Crawford County | $271,050 |
| Dane County | $271,400 |
| Dodge County | $271,050 |
| Door County | $271,050 |
| Douglas County | $271,050 |
| Dunn County | $271,050 |
| Eau Claire County | $271,050 |
| Forest County | $271,050 |
| Grant County | $271,050 |
| Green County | $271,400 |
| Green Lake County | $271,050 |
| Iowa County | $271,400 |
| Iron County | $271,050 |
| Jackson County | $271,050 |
| Jefferson County | $271,050 |
| Juneau County | $271,050 |
| Kenosha County | $365,700 |
| Kewaunee County | $271,050 |
| La Crosse County | $271,050 |
| Lafayette County | $271,050 |
| Langlade County | $271,050 |
| Lincoln County | $271,050 |
| Manitowoc County | $271,050 |
| Marathon County | $271,050 |
| Marinette County | $271,050 |
| Marquette County | $271,050 |
| Menominee County | $271,050 |
| Milwaukee County | $288,650 |
| Monroe County | $271,050 |
| Oconto County | $271,050 |
| Oneida County | $271,050 |
| Outagamie County | $271,050 |
| Ozaukee County | $288,650 |
| Pepin County | $271,050 |
| Pierce County | $326,600 |
| Polk County | $271,050 |
| Portage County | $271,050 |
| Price County | $271,050 |
| Racine County | $271,050 |
| Richland County | $271,050 |
| Rock County | $271,050 |
| Rusk County | $271,050 |
| Sauk County | $271,050 |
| Sawyer County | $271,050 |
| Shawano County | $271,050 |
| Sheboygan County | $271,050 |
| St. Croix County | $326,600 |
| Taylor County | $271,050 |
| Trempealeau County | $271,050 |
| Vernon County | $271,050 |
| Vilas County | $271,050 |
| Walworth County | $271,050 |
| Washburn County | $271,050 |
| Washington County | $288,650 |
| Waukesha County | $288,650 |
| Waupaca County | $271,050 |
| Waushara County | $271,050 |
| Winnebago County | $271,050 |
| Wood County | $271,050 |
Ready to secure an FHA loan?
FHA loans can be advantageous for the right buyer. If you think you could benefit from an FHA loan, read more about the benefits of these loans, or reach out today to get started on the mortgage process.
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