Nearly 1 in 5 homebuyers will secure an FHA loan when buying a house. FHA loans are backed by the Federal Housing Administration and they tend to act as “helper loans” for buyers who may have less to put down at closing or who may have less-than-perfect credit.
Because the FHA takes on more risk by offering loans to these buyers, they also limit how much borrowers can take out when securing an FHA loan. The good news: The FHA raised the limits for every single county in Wisconsin, in 2020!
Most Wisconsin counties now have an FHA loan limit of $331,760. Some of the more expensive counties have higher limits. If you’re considering an FHA loan in 2020, here are the FHA loan limits for each county in Wisconsin.
Remember, some cities span more than one county. Ask your REALTOR® or lender about the loan limit you can expect if you’re searching for homes near county lines.
2020 FHA loan limits for Wisconsin counties
| Wisconsin county | FHA loan limit for 2019 |
|---|---|
| Adams County | $331,760 |
| Ashland County | $331,760 |
| Barron County | $331,760 |
| Bayfield County | $331,760 |
| Brown County | $331,760 |
| Buffalo County | $331,760 |
| Burnett County | $331,760 |
| Calumet County | $331,760 |
| Chippewa County | $331,760 |
| Clark County | $331,760 |
| Columbia County | $333,500 |
| Crawford County | $331,760 |
| Dane County | $333,500 |
| Dodge County | $331,760 |
| Door County | $331,760 |
| Douglas County | $331,760 |
| Dunn County | $331,760 |
| Eau Claire County | $331,760 |
| Forest County | $331,760 |
| Grant County | $331,760 |
| Green County | $333,500 |
| Green Lake County | $331,760 |
| Iowa County | $333,500 |
| Iron County | $331,760 |
| Jackson County | $331,760 |
| Jefferson County | $331,760 |
| Juneau County | $331,760 |
| Kenosha County | $368,000 |
| Kewaunee County | $331,760 |
| La Crosse County | $331,760 |
| Lafayette County | $331,760 |
| Langlade County | $331,760 |
| Lincoln County | $331,760 |
| Manitowoc County | $331,760 |
| Marathon County | $331,760 |
| Marinette County | $331,760 |
| Marquette County | $331,760 |
| Menominee County | $331,760 |
| Milwaukee County | $339,250 |
| Monroe County | $331,760 |
| Oconto County | $331,760 |
| Oneida County | $331,760 |
| Outagamie County | $331,760 |
| Ozaukee County | $339,250 |
| Pepin County | $331,760 |
| Pierce County | $382,950 |
| Polk County | $331,760 |
| Portage County | $331,760 |
| Price County | $331,760 |
| Racine County | $331,760 |
| Richland County | $331,760 |
| Rock County | $331,760 |
| Rusk County | $331,760 |
| Sauk County | $331,760 |
| Sawyer County | $331,760 |
| Shawano County | $331,760 |
| Sheboygan County | $331,760 |
| St. Croix County | $382,950 |
| Taylor County | $331,760 |
| Trempealeau County | $331,760 |
| Vernon County | $331,760 |
| Vilas County | $331,760 |
| Walworth County | $331,760 |
| Washburn County | $331,760 |
| Washington County | $339,250 |
| Waukesha County | $339,250 |
| Waupaca County | $331,760 |
| Waushara County | $331,760 |
| Winnebago County | $331,760 |
| Wood County | $331,760 |
To get started on the process of buying a home, you don’t need to have selected a loan type — or even a city to live in! For the help you need crafting a budget, getting pre-approved and more, contact Edina Realty or your Realtor today.
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