Posted in: Buying a home, Getting a mortgage, First time homebuyer tips

FHA loan limits for Wisconsin in 2020

A couple moving into a new home and unpacking boxes

Nearly 1 in 5 homebuyers will secure an FHA loan when buying a house. FHA loans are backed by the Federal Housing Administration and they tend to act as “helper loans” for buyers who may have less to put down at closing or who may have less-than-perfect credit.

Because the FHA takes on more risk by offering loans to these buyers, they also limit how much borrowers can take out when securing an FHA loan. The good news: The FHA raised the limits for every single county in Wisconsin, in 2020!

Most Wisconsin counties now have an FHA loan limit of $331,760. Some of the more expensive counties have higher limits. If you’re considering an FHA loan in 2020, here are the FHA loan limits for each county in Wisconsin.

Remember, some cities span more than one county. Ask your REALTOR® or lender about the loan limit you can expect if you’re searching for homes near county lines.

2020 FHA loan limits for Wisconsin counties

Wisconsin county FHA loan limit for 2019
Adams County $331,760
Ashland County $331,760
Barron County $331,760
Bayfield County $331,760
Brown County $331,760
Buffalo County $331,760
Burnett County $331,760
Calumet County $331,760
Chippewa County $331,760
Clark County $331,760
Columbia County $333,500
Crawford County $331,760
Dane County $333,500
Dodge County $331,760
Door County $331,760
Douglas County $331,760
Dunn County $331,760
Eau Claire County $331,760
Forest County $331,760
Grant County $331,760
Green County $333,500
Green Lake County $331,760
Iowa County $333,500
Iron County $331,760
Jackson County $331,760
Jefferson County $331,760
Juneau County $331,760
Kenosha County $368,000
Kewaunee County $331,760
La Crosse County $331,760
Lafayette County $331,760
Langlade County $331,760
Lincoln County $331,760
Manitowoc County $331,760
Marathon County $331,760
Marinette County $331,760
Marquette County $331,760
Menominee County $331,760
Milwaukee County $339,250
Monroe County $331,760
Oconto County $331,760
Oneida County $331,760
Outagamie County $331,760
Ozaukee County $339,250
Pepin County $331,760
Pierce County $382,950
Polk County $331,760
Portage County $331,760
Price County $331,760
Racine County $331,760
Richland County $331,760
Rock County $331,760
Rusk County $331,760
Sauk County $331,760
Sawyer County $331,760
Shawano County $331,760
Sheboygan County $331,760
St. Croix County $382,950
Taylor County $331,760
Trempealeau County $331,760
Vernon County $331,760
Vilas County $331,760
Walworth County $331,760
Washburn County $331,760
Washington County $339,250
Waukesha County $339,250
Waupaca County $331,760
Waushara County $331,760
Winnebago County $331,760
Wood County $331,760

To get started on the process of buying a home, you don’t need to have selected a loan type — or even a city to live in! For the help you need crafting a budget, getting pre-approved and more, contact Edina Realty or your Realtor today.

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