FHA loans, or “helper loans,” are backed by the Federal Housing Administration to help first-time buyers or buyers with less-than-perfect credit purchase a home. The FHA takes on a higher amount of risk in order to provide buyers with these loans, so loan limits are placed to cap how much money borrowers can request.
Most Wisconsin counties have a 2022 FHA loan limit of $420,680. While a couple of the more expensive counties have a higher limit of $448,500, including:
- Pierce and St. Croix County
2022 FHA loan limits for Wisconsin counties
If you’re considering an FHA loan in 2022, here are the FHA loan limits for each county in Wisconsin.
Remember, some cities span more than one county. Ask your REALTOR® or lender about the loan limit you can expect if you’re searching for homes near county lines.
|
Wisconsin county |
FHA loan limit for 2022 |
|
Adams County |
$420,680 |
|
Ashland County |
$420,680 |
|
Barron County |
$420,680 |
|
Bayfield County |
$420,680 |
|
Brown County |
$420,680 |
|
Buffalo County |
$420,680 |
|
Burnett County |
$420,680 |
|
Calumet County |
$420,680 |
|
Chippewa County |
$420,680 |
|
Clark County |
$420,680 |
|
Columbia County |
$420,680 |
|
Crawford County |
$420,680 |
|
Dane County |
$420,680 |
|
Dodge County |
$420,680 |
|
Door County |
$420,680 |
|
Douglas County |
$420,680 |
|
Dunn County |
$420,680 |
|
Eau Claire County |
$420,680 |
|
Forest County |
$420,680 |
|
Grant County |
$420,680 |
|
Green County |
$420,680 |
|
Green Lake County |
$420,680 |
|
Iowa County |
$420,680 |
|
Iron County |
$420,680 |
|
Jackson County |
$420,680 |
|
Jefferson County |
$420,680 |
|
Juneau County |
$420,680 |
|
Kenosha County |
$420,680 |
|
Kewaunee County |
$420,680 |
|
La Crosse County |
$420,680 |
|
Lafayette County |
$420,680 |
|
Langlade County |
$420,680 |
|
Lincoln County |
$420,680 |
|
Manitowoc County |
$420,680 |
|
Marathon County |
$420,680 |
|
Marinette County |
$420,680 |
|
Marquette County |
$420,680 |
|
Menominee County |
$420,680 |
|
Milwaukee County |
$420,680 |
|
Monroe County |
$420,680 |
|
Oconto County |
$420,680 |
|
Oneida County |
$420,680 |
|
Outagamie County |
$420,680 |
|
Ozaukee County |
$420,680 |
|
Pepin County |
$420,680 |
|
Pierce County |
$448,500 |
|
Polk County |
$420,680 |
|
Portage County |
$420,680 |
|
Price County |
$420,680 |
|
Racine County |
$420,680 |
|
Richland County |
$420,680 |
|
Rock County |
$420,680 |
|
Rusk County |
$420,680 |
|
Sauk County |
$420,680 |
|
Sawyer County |
$420,680 |
|
Shawano County |
$420,680 |
|
Sheboygan County |
$420,680 |
|
St. Croix County |
$448,500 |
|
Taylor County |
$420,680 |
|
Trempealeau County |
$420,680 |
|
Vernon County |
$420,680 |
|
Vilas County |
$420,680 |
|
Walworth County |
$420,680 |
|
Washburn County |
$420,680 |
|
Washington County |
$420,680 |
|
Waukesha County |
$420,680 |
|
Waupaca County |
$420,680 |
|
Waushara County |
$420,680 |
|
Winnebago County |
$420,680 |
|
Wood County |
$420,680 |
Moving forward with a mortgage in 2022
Purchasing a home will likely be one of your largest financial investments — and your mortgage matters. To move forward with the process of buying a home and selecting a loan type, contact Edina Realty or your agent today. We’re here for you, seven days a week.
Edina Realty Mortgage is an affiliate of Edina Realty. See Affiliated Business Arrangement Disclosure Statement
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