Edina Realty Mortgage’s new XLR8 mortgage approval process makes applying for a conforming, conventional loan easier than ever by automatically verifying your credit, assets and income—no need to gather paystubs, tax records, bank statements and other documentation.

You simply complete a digital loan application via our website or mobile app and connect your bank accounts and employer via a secure portal.

In a matter of minutes, we may be able to validate credit, income/employment and assets electronically and issue an XLR8 commitment letter.

Advantages of XLR8:

  • Minimize loan conditions
  • Simplify the loan process
  • Close on your home faster
  • No last minute surprises
  • No searching for documents

XLR8 your mortgage today!



The XLR8 mortgage program is available on conforming, conventional loans only. Contact your mortgage consultant for more information. All first mortgage products are provided by Prosperity Home Mortgage, LLC. dba Edina Realty Mortgage. (877) 275-1762. Prosperity Home Mortgage, LLC products may not be available in all areas. Not all borrowers will qualify. Licensed by the NJ Department of Banking and Insurance. Licensed by the Delaware State Bank Commissioner. Also licensed in Alabama, Colorado, Connecticut, District of Columbia, Florida, Georgia, Illinois, Indiana, Kansas, Maryland, Michigan, Minnesota, Missouri, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, West Virginia and Wisconsin. NMLS ID #75164 (NMLS Consumer Access at http://www.nmlsconsumeraccess.org) ©2020 Prosperity Home Mortgage, LLC.

Status Definitions

For sale: Properties which are available for showings and purchase

Active contingent: Properties which are available for showing but are under contract with another buyer

Pending: Properties which are under contract with a buyer and are no longer available for showings

Sold: Properties on which the sale has closed.

Coming soon: Properties which will be on the market soon and are not available for showings.

Contingent and Pending statuses may not be available for all listings