Win the house of your dreams in multiple offer scenarios and close on time when you use the Edina Realty Mortgage Guarantee!
When all loan program conditions are met, Edina Realty Mortgage guarantees you an on time closing. Plus, your offer is made even more attractive because Edina Realty Mortgage will pay the seller $12,500 if you don’t close on-time!1
1. Some restrictions apply. The Closing Guarantee is only available on Buyer Advantage®-designated, conventional, FHA and VA loans approved by Prosperity Home Mortgage, LLC dba Edina Realty Mortgage in writing prior to execution of fully ratified sales contract. Some jumbo loan programs may be eligible. Brokered jumbo loans are NOT eligible, and any jumbo loan programs requiring investor approval prior to approval by Prosperity Home Mortgage, LLC dba Edina Realty Mortgage are NOT eligible. The Closing Guarantee is NOT available on renovation loan products, loans for the purchase of cooperative housing units, or loans involving any sort of bond, down payment assistance mortgage credit certificate, or any other municipal or housing authority program. For conventional loans, Federal Housing Administration (FHA) loans, and Veterans Affairs (VA loans), an acceptable appraisal must be received and approved by Prosperity Home Mortgage dba Edina Realty Mortgage at least 10 business days prior to closing or loan is not eligible for Guarantee. The Commitment Agreement has an expiration date. The Loan must close on or before the expiration date contained in the Commitment Agreement, unless the Borrower(s) qualifies for and is approved for an extension in writing. The Commitment Agreement issued to the Borrower(s) contains conditions that must be satisfied at least 3 business days prior to closing. Subject to acceptable appraisal of property value at or above contract sales price. The Closing Guarantee is subject to the satisfaction by the Borrower(s) of all Loan conditions identified in the Commitment Agreement as determined by and in the sole discretion of Prosperity Home Mortgage dba Edina Realty Mortgage. The Closing Guarantee is not valid if either Borrower(s) or Seller terminate the purchase contract or otherwise choose not to consummate the transaction for any reason whatsoever. The Closing Guarantee is invalid if there is a substantial change in the Borrower(s)’ financial condition or to the terms of either the Loan or the purchase contract between Borrower(s) and Seller.
The Closing Guarantee is void in the event closing is delayed or canceled as a direct result of a national emergency, pandemic, natural disaster, or other public health declaration. This offer is void where prohibited and is non-transferable, subject to the terms herein, and valid on all complete applications received on or before 03/31/2024.
2. Buyer Advantage® is not a final loan approval. A Commitment Letter is based on information and documentation provided by the borrower(s) and a review of the borrower(s) credit report. The interest rate and type of mortgage used to approve borrowers for a specified loan amount is subject to change, which may also change the terms of approval. If the interest rate used for credit approval has changed, the borrower(s) may need to re-qualify. Information provided by the borrower(s) is subject to review and all other loan conditions must be met. After the borrower(s) have chosen a property and the purchase offer has been accepted, final loan approval will be contingent upon obtaining an acceptable appraisal and title commitment. Additional documentation may be required. Not all borrowers will qualify.
Prosperity Home Mortgage, LLC may operate as Prosperity Home Mortgage, LLC dba Edina Realty Mortgage in Minnesota and Wisconsin. ©2024 Prosperity Home Mortgage, LLC dba Edina Realty Mortgage. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.
What is home equity, and why does it matter? As home prices rise, homeowners should know how to leverage their home value to better their financial standing.
Posted in: Getting a mortgage, Homeowner tipsOur Edina Realty lawyers provide insights on the legal issues that buyers are seeing in the current, crowded real estate market.
Posted in: Buying a home, Getting a mortgageIf you, like many first-time homebuyers, are having a hard time saving for a down payment, it may be time to consider an FHA loan. FHA loans are backed by the Federal Housing Administration and they act as “helper” loans for buyers who can afford a monthly mortgage payment but may struggle with other aspects of getting approved for a loan. Here are insights you can use to help determine if an FHA loan is right for you.
Posted in: Getting a mortgage, Buying a home, First time homebuyer tipsWhich mortgage loan type is right for you? Learn about the different variables at play before you begin working with a lender.
Posted in: Getting a mortgage, Buying a home, First time homebuyer tipsAre you thinking about purchasing a home in Minnesota or western Wisconsin, but need help finding the best mortgage solution? Below, we outline conventional mortgage loans, one of the most common types of mortgages selected by home buyers.
Posted in: Buying a home, Getting a mortgageWhile housing market factors can change on a day-to-day basis, there are some home buying tips that will continue to help buyers regardless of their age or the times.
Posted in: Buying a home, First time homebuyer tips, Getting a mortgageFinish the holidays off with the greatest gift of all — a new place to call home. These four tips will help you move forward with a home purchase in Minnesota or western Wisconsin this winter.
Posted in: Buying a home, Getting a mortgage, First time homebuyer tipsWondering what you can afford? Get insights on financial factors, loan types and terms, and how interest rates impact your buying power.
Posted in: Buying a home, Getting a mortgage, First time homebuyer tipsPlanning to buy a house in the next year? These tips will help you prepare your finances and what expenses to avoid in the meantime.
Posted in: Getting a mortgage, Buying a home, First time homebuyer tipsBuying your first home? Here are five mistakes that first-time buyers commonly make, and how you can avoid them.
Posted in: Buying a home, Getting a mortgage, First time homebuyer tipsNeed to save up for a sizable down payment? Here are seven effective ways to save as much money as possible before buying a home.
Posted in: Getting a mortgage, Buying a home, First time homebuyer tipsIf you don’t have enough saved for a down payment, here are insights you can use to determine how to qualify for down payment assistance in Minnesota or Wisconsin.
Posted in: Getting a mortgage, Buying a home, First time homebuyer tipsReady to purchase a home, but not sure where to start? Here’s everything you need to do if you’re planning to buy a home this spring.
Posted in: Buying a home, Getting a mortgage, First time homebuyer tipsSaving 20% is a daunting task. We lay out some alternative buying options that could require less down at closing.
Posted in: Buying a home, Getting a mortgage, First time homebuyer tipsIf saving for a down payment or improving your credit score is a challenge, an FHA loan may be right for you. Here’s everything you need to know about the 2023 FHA loan limits in Minnesota.
Posted in: Buying a home, Getting a mortgage, First time homebuyer tipsIf you have credit score or down payment concerns, an FHA loan may be right for you. Keep reading to learn the details on the 2023 FHA loan limits in Wisconsin.
Posted in: Buying a home, Getting a mortgage, First time homebuyer tipsWondering how much you will owe in monthly payments once you secure a mortgage? Learn how mortgage insurance works and when borrowers are required to pay it.
Posted in: Buying a home, Getting a mortgage, First time homebuyer tipsThinking about canceling your mortgage insurance? Get in touch with your loan servicer or real estate agent to discover if you’re eligible to get your insurance removed.
Posted in: Getting a mortgage, Homeowner tips, Buying a homeSerious homebuyers who are ready to make offers on homes can consider “locking in” their interest rate as a way to protect against an unexpected increase in rates.
Posted in: Buying a home, First time homebuyer tips, Getting a mortgageInsights on how first-time buyers can get a tax incentive after opening a savings account that will facilitate a home purchase.
Posted in: Buying a home, First time homebuyer tips, Getting a mortgageWhat are the advantages to owning over renting? If you’re considering buying, here’s how you could benefit in the short- or long-term as a homeowner.
Posted in: Buying a home, First time homebuyer tips, Getting a mortgageReady to buy a home? Here’s a complete list of all the real estate terms you need to know as you move forward with your home search and purchase.
Posted in: Buying a home, First time homebuyer tips, Getting a mortgageThe national outlook differs from our local housing market, which is showing strong signs for buyers and sellers alike.
Posted in: Buying a home, Selling a home, Getting a mortgage, Market insightsBy paying more upfront via mortgage discount points, today’s buyers can minimize the impact of rising interest rates and the amount they’ll pay over their loan term.
Posted in: Buying a home, First time homebuyer tips, Getting a mortgageThis market can be tricky to navigate, especially if you keep losing in multiple offers. Here’s how buyers can strengthen their offers and win their dream home.
Posted in: Buying a home, Getting a mortgage, First time homebuyer tipsWhether you are purchasing a vacation home in a warmer climate or buying a lakeshore home in northern Minnesota, you’ll follow the same basic steps when it comes to financing a second home.
Posted in: Buying a home, Getting a mortgage, Lakeshore homes, Luxury homesWorried you won’t be able to find a home once you sell your existing residence? This home equity mortgage option allows you to buy first, and sell later.
Posted in: Getting a mortgage, Selling a home, Buying a homeFirst-time buyers are the group most affected by increased mortgage interest rates. Here’s what you should know if you’re a rookie buyer facing rising rates.
Posted in: First time homebuyer tips, Buying a home, Getting a mortgageUsing an FHA loan to purchase a house? Here are 2022 FHA loan limits for all counties in Minnesota.
Posted in: Buying a home, Getting a mortgage, First time homebuyer tipsUsing an FHA loan to purchase a house? Here are 2022 FHA loan limits for all counties in Wisconsin.
Posted in: Buying a home, Getting a mortgage, First time homebuyer tipsMortgage forbearance granted by the CARES Act ends soon. Here are your options moving forward.
Posted in: Getting a mortgageA turnkey home is great for some owners, but homes that aren’t in perfect shape — yet — are great too. Here, we explore the benefits of buying a fixer-upper.
Posted in: Buying a home, First time homebuyer tips, Getting a mortgageGetting pre-qualified and pre-approved for a mortgage are both important steps in the Pre-qualified and pre-approved mean very different things when it comes to buying a home. Learn how to get pre-qualified or pre-approved for a home mortgage loan.
Posted in: Buying a home, Getting a mortgageReady to dive into homeownership? Get seven top tips on navigating the market as a first-time homebuyer in Minnesota and western Wisconsin.
Posted in: Buying a home, Getting a mortgage, First time homebuyer tipsAs rates dip lower and lower, many homeowners are refinancing their mortgages. Here’s why you could save big by refinancing — even if you bought in the last few years.
Posted in: Getting a mortgage, Homeowner tipsConsidering buying a house using an FHA loan? FHA loans limits are set based on county housing values. Here are 2021 FHA loan limits for all counties in Wisconsin.
Posted in: Buying a home, Getting a mortgage, First time homebuyer tipsConsidering buying a house using an FHA loan? FHA loans limits are set based on county housing values. Here are 2021 FHA loan limits for all Minnesota counties.
Posted in: Buying a home, Getting a mortgage, First time homebuyer tipsMoving around the holidays may not be ideal, but purchasing a property around this time can provide numerous benefits.
Posted in: Buying a home, Getting a mortgage, First time homebuyer tipsWhether you were promised Grandma’s lottery winnings or your parents are offering a down payment gift, here’s how to navigate the world of mortgage gift funds.
Posted in: Buying a home, First time homebuyer tips, Getting a mortgageLooking for the right real estate agent for you? Here are five questions first-time homebuyers should ask as they interview and prepare to hire a Realtor.
Posted in: First time homebuyer tips, Buying a home, Getting a mortgageIf you’re ready to plant roots in a community or your dream home is on the market, student loans don’t have to hold you back. Here are some insights you can use to responsibly purchase a home, even with existing debt.
Posted in: Buying a home, First time homebuyer tips, Getting a mortgageHoping to buy this spring or summer? To combat low inventory and a crowded marketplace, Minnesota and Wisconsin buyers should start the buying process now.
Posted in: Buying a home, Getting a mortgage, First time homebuyer tipsConsidering buying a house using an FHA loan? FHA loans limits are set based on county housing values. Here are 2020 FHA loan limits for all counties in Wisconsin.
Posted in: Buying a home, Getting a mortgage, First time homebuyer tipsConsidering buying a house using an FHA loan? FHA loans limits are set based on county housing values. Here are 2020 FHA loan limits for all Minnesota counties.
Posted in: Buying a home, Getting a mortgage, First time homebuyer tipsMeta description Whether you’re in the early stages or need to make decisions fast, here’s a primer on how to legally navigate your parents’ living arrangements as they get older.
Posted in: Getting a mortgage, Homeowner tipsDon’t have 20% to put down at closing? You’re not alone. See what loan programs may be available to you even if you have a low down payment.
Posted in: Getting a mortgage, First time homebuyer tips, Buying a homeMany buyers agree that saving for a down payment can be the most difficult part of buying a home. But FHA loans, which are backed by the Federal Housing Administration, are available for buyers who can afford a monthly mortgage payment, but have as little as 3.5 percent saved for a down payment.
Posted in: Buying a home, Getting a mortgage, First time homebuyer tipsFHA loans, which are backed by the Federal Housing Administration, can be secured with a down payment as low as 3.5 percent. This makes FHA loans a great solution for buyers who can afford to pay a monthly mortgage payment, but who may struggle with saving for a down payment.
Posted in: Buying a home, Getting a mortgage, First time homebuyer tipsWhen a home is on the market, the buyer purchases the house from the seller. Sounds simple, right? But behind the scenes, there are many people involved in a home transaction, including real estate agents, brokers and more
Posted in: Selling a home, Buying a home, Getting a mortgageThe path to homeownership is dotted with many complex terms, but we are here to help you become a knowledgeable homeowner. If you’ve ever wondered what escrow is, and how the escrow process works, you’re in luck. Here, we’ll cover:
Posted in: Getting a mortgage, Homeowner tipsAre you ready to buy a home, but not sure what to make of all the mortgage jargon? For example… what is underwriting, anyway? Edina Realty Mortgage has deep insights into the lingo you’ll need to know as you apply for a mortgage and go through the underwriting process.
Posted in: Getting a mortgage, Buying a homeMortgage pre-approval may seem like an intimidating process — but it doesn’t have to be! In fact, it’s a pivotal step that can help you determine a responsible budget and stand out when making an offer on your dream house.
Posted in: Getting a mortgage, Buying a homeBuying a home is a long-term investment, so you’ll want to be sure you’re making the best decision when it comes time for you to purchase a house. We’ve gathered information on the four most common homebuyer mistakes and some insights you can use to avoid them.
Posted in: Buying a home, Getting a mortgageAre your sights set on the home of your dreams, or are you still searching for the perfect place to plant roots? No matter what, it’s a smart idea to begin considering how much you could borrow for a real estate loan. Here are some insights, courtesy of Edina Realty Mortgage, that you can use to calculate your mortgage payment.
Posted in: Getting a mortgage, Buying a homeWhen financing a new home, you’ll have many mortgage loan options. Military personnel, veterans and their families may consider applying for a mortgage loan through the U.S. Department of Veterans Affairs (VA), which can offer advantages in the short-term and over the life of the loan. Here are insights you can use as you determine if a VA loan is right for you.
Posted in: Buying a home, Getting a mortgage, First time homebuyer tipsWhether you’re looking at fixer-uppers, trying to stay in place a bit longer, or hoping to sell for more, these loans can transform a house into a dream home
Posted in: Buying a home, Selling a home, Getting a mortgageIf you have extra cash left over every month, you may wonder if you should use it to pay down your mortgage. Here are insights you can use as you make the call.
Posted in: Getting a mortgage, Homeowner tipsWondering why your lender is requiring you to secure homeowner’s insurance? Get insights on the policy you’ll be purchasing and why.
Posted in: Buying a home, Getting a mortgage, First time homebuyer tipsFHA loans are limited based on the housing value of each county. See 2018 FHA loan limits for every county in Wisconsin.
Posted in: Buying a home, Getting a mortgage, First time homebuyer tipsNeed to know the FHA loan limits for the county where you’ll be buying a home this year? Check out the 2018 FHA loan limits for Minnesota counties.
Posted in: Buying a home, Getting a mortgage, First time homebuyer tipsBuying or selling in 2018? Edina Realty president Sharry Schmid offers predictions and insights to help you navigate the market in Minnesota or western Wisconsin.
Posted in: Buying a home, Selling a home, Luxury homes, New construction, Getting a mortgage, Market insightsAre you a buyer who is worried about your low FICO score? Get insights you can use to determine if you are eligible for a mortgage despite your low credit score.
Posted in: Buying a home, Getting a mortgage, First time homebuyer tipsBefore you give up on buying this summer, here are four insights you can use to help land your dream house once and for all.
Posted in: Buying a home, Getting a mortgage, First time homebuyer tipsHere are four ways that millennials with weak credit scores and histories can become better mortgage loan candidates.
Posted in: Buying a home, First time homebuyer tips, Getting a mortgageOur Edina Realty lawyers provide insights on contract for deed, a less common method that can help some aspiring buyers become homeowners over the long-term.
Posted in: Buying a home, Getting a mortgageWith a low inventory on the market in price points under $500,000, many Minnesota homebuyers are finding themselves competing in multiple offer situations.
Posted in: Buying a home, First time homebuyer tips, Getting a mortgageHow much is too much? We offer insights on how much of your income you should spend on your monthly mortgage payment.
Posted in: First time homebuyer tips, Buying a home, Getting a mortgageYou can gain a distinct advantage over other homebuyers by arranging for financing before you put an offer on a home.
Posted in: Getting a mortgage, Buying a home, First time homebuyer tipsA new trend in debt management has its participants paying for everything in cash. Here are insights you can use as you determine if you should follow a cash-only budget.
Posted in: Getting a mortgage, First time homebuyer tips, Buying a homeIn 2017, FHA increased their loan limits for counties across Minnesota and western Wisconsin. Learn what current rates mean for first-time homebuyers.
Posted in: Buying a home, Getting a mortgage, First time homebuyer tipsBuying or selling in 2017? Edina Realty president Barb Jandric offers predictions and insights to help you navigate the market in Minnesota or western Wisconsin.
Posted in: Buying a home, Selling a home, Luxury homes, New construction, Getting a mortgage, Market insightsFHA loans have limits set by county. See the FHA loan limits for every Wisconsin county in 2017.
Posted in: Buying a home, Getting a mortgage, First time homebuyer tipsWondering about the limit for FHA loans in counties across Minnesota? Check out the 2017 loan limits.
Posted in: Buying a home, Getting a mortgage, First time homebuyer tipsLearn how a car lease and other financial factors could affect your ability to get the best rate and highest amount on your mortgage
Posted in: Getting a mortgage, First time homebuyer tips, Buying a homeIn a low inventory market, many first-time buyers are leveraging renovation loans to land their future HGTV dream house.
Posted in: First time homebuyer tips, Getting a mortgage, Buying a homeBuying a home is likely the biggest purchase you'll ever make. Here are insights you can use to ensure you get it right.
Posted in: First time homebuyer tips, Buying a home, Getting a mortgageYour debt-to-income ratio can affect your loan’s terms and interest rate, so it’s important to keep it as low as possible
Posted in: Buying a home, Getting a mortgage, First time homebuyer tipsSee why some homeowners may benefit from accelerating their payments while others would be better off investing or saving elsewhere.
Posted in: Getting a mortgage, Homeowner tipsNew homeowners have a considerable amount of tasks to complete during the relocation process, especially if the move is long distance.
Posted in: Buying a home, First time homebuyer tips, Getting a mortgageFHA loans have limits set by county. See the FHA loan limits for every Wisconsin county in 2016.
Posted in: Buying a home, First time homebuyer tips, Getting a mortgageWondering about the limit for FHA loans in counties across Minnesota? Check out the 2016 loan limits.
Posted in: Buying a home, First time homebuyer tips, Getting a mortgageWho are today’s buyers, how much do they earn and how long are they saving for a down payment? The answers may surprise you.
Posted in: Buying a home, First time homebuyer tips, Getting a mortgageIn 2016, we expect to see continued moderation in market growth. Let's examine what you can expect if buying or selling a home is on your list of New Year's resolutions.
Posted in: Buying a home, Selling a home, Luxury homes, New construction, Getting a mortgage, Market insightsWe outline the changes and benefits for buyers that will apply to loan applications taken on or after Oct. 3, 2015.
Posted in: Getting a mortgage, Buying a homeMortgage interest rates are low, and borrowers are eager to take advantage. Here are insights you can use when buying a home in Minnesota or western Wisconsin.
Posted in: First time homebuyer tips, Buying a home, Getting a mortgageThe Housing Affordability Index (HAI) was created by the National Association of REALTORS® to help measure a typical family's ability to afford an average home.
Posted in: Buying a home, Getting a mortgageTo stand out in these conditions, follow these eight first-time buyer tips from Edina Realty senior vice president and regional manager Marge Kane.
Posted in: Buying a home, Getting a mortgage, First time homebuyer tipsWhen making an offer on a home, an earnest money deposit shows the seller that you are deeply committed to purchasing their property.
Posted in: Buying a home, Getting a mortgageWe outline the spring market conditions and what they mean for both buyers and sellers across Minnesota and western Wisconsin.
Posted in: Buying a home, Getting a mortgage, Market insights, Selling a homeOne of the most important factors to getting a loan is your debt-to-income ratio, which evaluates your ability to responsibly repay your monthly mortgage bill.
Posted in: Buying a home, Getting a mortgageMore than seven million "boomerang" buyers who have gone through a foreclosure or short sale will purchase a home again in the next eight years.
Posted in: Foreclosures and short sales, Buying a home, Getting a mortgageIt’s a great time to be a first-time homebuyer. Below, we outline five advantages that every first-time buyer should know as they apply for a mortgage loan.
Posted in: Buying a home, Getting a mortgage, First time homebuyer tipsSee how low interest rates, new down payment options and rapidly rising rental costs are making homeownership a possibility for millennials.
Posted in: Buying a home, First time homebuyer tips, Getting a mortgage“Generation Rent” is no more. Here's why it’s a great time to be a first-time homebuyer in Minnesota and western Wisconsin.
Posted in: Buying a home, Getting a mortgage, First time homebuyer tipsHere's the full process of what buyers and borrowers can expect as they apply for a mortgage in Minnesota and western Wisconsin.
Posted in: Buying a home, Getting a mortgage, First time homebuyer tipsAs investors leave the market, lenders are tweaking their standards to ensure first-time buyers are eligible for home mortgage loans.
Posted in: First time homebuyer tips, Buying a home, Getting a mortgageWondering just what it takes to get from the offer to the closing table? Below, we walk you through all the steps faced by homebuyers.
Posted in: Buying a home, Getting a mortgage, Title, InfographicsAfter finishing second in 2013, the Twin Cities has been ranked the most affordable “city” in the country for home ownership.
Posted in: Market insights, Buying a home, Getting a mortgageWe have plenty to brag about here in Minnesota, but we’re especially proud of our status as a great place to buy an affordable home.
Posted in: Buying a home, Getting a mortgagePutting down 20 percent isn't your only option. See how your potential down payment can affect the type of loan you take out, and how much you pay over time.
Posted in: Buying a home, Getting a mortgage, First time homebuyer tipsBuying a home in the fall is unlike any other time of year, so stay with us as we walk you through what to expect.
Posted in: Buying a home, Getting a mortgageThinking it’s time to buy your first home? Many Minnesota and western Wisconsin millennials are starting to look into homeownership - here are some great tips.
Posted in: Buying a home, Getting a mortgage, First time homebuyer tipsSixty percent of this year’s home sales will occur between May and August, so it’s critical buyers know what to expect when jumping into the homebuying market.
Posted in: Buying a home, Getting a mortgage, First time homebuyer tipsWhether you’re a first-time homebuyer or a repeat buyer, the home buying process can be a bit intimidating. Manage expectations with this step-by-step guide.
Posted in: Infographics, Buying a home, Getting a mortgageYou’ve heard of buying a used car – but what about a used mortgage? An assumable mortgage is when a homebuyer takes over the seller's loan.
Posted in: Buying a home, Selling a home, Getting a mortgageBoomerang buyers - homeowners who have gone through a foreclosure, short sale or bankruptcy - are returning to the market in high numbers.
Posted in: Buying a home, Getting a mortgageA recent report shows that buying a home in Minneapolis-St. Paul is a better financial move than renting — if the person stays for at least 2.6 years.
Posted in: Buying a home, Getting a mortgage, First time homebuyer tipsIt’s a great time to be a first time homebuyer, provided you’re ready to move in this tight market. Follow these three tips to prep for buying.
Posted in: First time homebuyer tips, Buying a home, Getting a mortgageThirty-year fixed mortgage loan rates jumped a full point in recent weeks. How refinancing homeowners and buyers looking to purchase could be affected.
Posted in: Buying a home, Getting a mortgageInventory is low but so are home prices and mortgage rates. It’s a great time to buy a home in Minneapolis and western Wisconsin – if you can find one for sale!
Posted in: Buying a home, Getting a mortgageBorrowers applying for FHA loans should be aware that the Federal Housing Administration is raising annual mortgage insurance premiums beginning April 1, 2013.
Posted in: Getting a mortgageLearn about how current homeowners are taking advantage of lower rates -- over and over again.
Posted in: Getting a mortgage, Homeowner tipsFollow these insider tips to maximize your profit when it comes time to sell your investment property.
Posted in: Buying a home, Getting a mortgageYour mortgage payment likely makes up a large portion of your monthly expenses. We outline how homeowners and homebuyers alike can lower their mortgage costs.
Posted in: Buying a home, Getting a mortgageWhen purchasing a home, buyers with a high credit score are often granted a lower mortgage interest rate.
Posted in: Buying a home, First time homebuyer tips, Getting a mortgageWhen you are interested in buying a house, there are many things you should consider before you even start your home search.
Posted in: First time homebuyer tips, Buying a home, Getting a mortgageIf you’re an aspiring Gen Y homebuyer, follow these tips as you begin looking for a home.
Posted in: Buying a home, First time homebuyer tips, Getting a mortgageIf you are looking to buy a home in Minnesota, follow these tips to make sure you lock in a low interest rate.
Posted in: Buying a home, Getting a mortgage, First time homebuyer tipsUnderstanding the difference between a foreclosure and short sale could prove helpful when trying to buy a home in Minnesota.
Posted in: Foreclosures and short sales, Buying a home, Getting a mortgageFor many, the question of whether to rent or buy comes down to finances.
Posted in: Buying a home, First time homebuyer tips, Getting a mortgageThe number of housing starts increased in September to a seasonally adjusted annual rate of 658,000 units.
Posted in: Buying a home, Getting a mortgage, New construction, Luxury homesMinnesota was the only state with a mortgage application denial rate lower than 20 percent, the Journal says.
Posted in: Buying a home, Getting a mortgageThe purchase agreement is a written legal agreement that, if accepted by both parties, binds the sale and begins the closing process.
Posted in: Buying a home, Getting a mortgageWhen rates increase by 1 percent over their current level, the price of a home would have to drop nearly 11 percent to match today's payment.
Posted in: Getting a mortgage, Market insights, Buying a home
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Equal Housing Lender | Prosperity Home Mortgage, LLC may operate as Prosperity Home Mortgage, LLC dba Edina Realty Mortgage in Minnesota and Wisconsin. ©2024 Prosperity Home Mortgage, LLC dba Edina Realty Mortgage. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.
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